Checkout

Checkout is a pre-built solution that allows you to accept online payments securely on your website.

Availability

Checkout is available for businesses and consumers in:

Regions, currencies, and languages supported by Checkout
Supported regions	Supported presentment currencies	Supported languages
United States (US) United Kingdom (UK) European Union (EU) Canada (CA)	AED, AFN, ALL, AMD, ANG, AOA, ARS, AUD, AWG, AZN, BAM, BBD, BDT, BGN, BIF, BMD, BND, BOB, BRL, BSD, BTN, BWP, BYN, BZD, CAD, CDF, CHF, CLP, CNY, COP, CRC, CVE, CZK, DJF, DKK, DOP, DZD, EGP, ETB, EUR, FJD, FKP, GBP, GEL, GHS, GIP, GMD, GTQ, GYD, HKD, HNL, HRK, HTG, HUF, IDR, ILS, INR, ISK, JMD, JPY, KES, KHR, KMF, KRW, KYD, KZT, LAK, LBP, LKR, LRD, LSL, MAD, MDL, MGA, MKD, MMK, MNT, MOP, MRU, MUR, MVR, MWK, MXN, MYR, MZN, NAD, NGN, NIO, NOK, NPR, NZD, PAB, PEN, PGK, PHP, PKR, PLN, PYG, QAR, RON, RSD, RWF, SAR, SBD, SCR, SEK, SGD, SHP, SLL, SOS, SRD, STN, SZL, THB, TJS, TOP, TRY, TTD, TWD, TZS, UAH, UGX, USD, UYU, UZS, VND, VUV, WST, XAF, XCD, XOF, XPF, YER, ZAR, ZMW	US English US Spanish UK English French Canadian French German Spanish Portuguese Dutch

Before you begin

You must first configure Checkout Settings in Commerce Center like branding, payment information, etc.

Perform the following steps to configure Checkout settings:

Log in to Commerce Center.
Go to Settings.
Click Checkout from the drop-down list.
Select configuration settings as per your business needs.
When you are done, click Publish.

You can find more information by accessing the user guides under Support in Commerce Center.

How Checkout works

The following steps help you get started with Checkout:

Request access — Follow the steps in Getting started to set up access to the Checkout API.
Create a Checkout session — Learn how to create a checkout session.
Determine the type of integration method you require:
- Drop-UI: Uses a JavaScript form on your payment page to collect, encrypt, and transfer cardholder data securely to J.P. Morgan for payment processing.
  - Set up the drop-in UI JavaScript library — Learn how to set up a drop-in UI.
- Hosted Payment Page: Redirects consumers from your website to the Hosted Payment Page at the end of their shopping experience, where they can see their order details and shipping information along with their payment information.
- Pay by Link: Allows you to receive funds from your consumers using a payment link sent via email or text.
  - Manage product catalog — Learn how to create a product.
  - Manage payment links — Learn how to manage payment links.
3D Secure authentication — Learn about 3DS authentication and how it works in Checkout.
Fraud prevention — Learn about fraud prevention and how fraud auto screening works.
Level 2 and Level 3 data — Learn about level 2 and level 3 data support to qualify for lower interchange fees.
Soft merchant descriptors — Learn about soft merchant descriptors and how to use them.
Manage your notifications — Learn about Notifications and how to manage checkout notifications.

Tip

Checkout provides Safetech and Network tokenization. For more information, refer to the Tokenization API guide.

Benefits of Checkout

PCI compliance made simple

Our team of engineers and designers continuously strive to design a frictionless and secure online payment experience, which helps to increase conversions and sales on your behalf.

Protect your business

Improve authorization rates by reducing PCI scope and creating a secure authenticated web environment.

Optimize and simplify your online payment experience

Provide an optimal experience across mobile, tablet, and desktop interfaces. You can even customize the colors, fonts, shapes, and brand settings to match the look and feel of your Checkout site.

Protect your consumers

Protect yourself and your consumers by:

Protecting consumers' payment data (both in-transit and stored).
Securing authentication methods to help verify consumers.
Managing all back-end requirements such as payment processing, fraud, and tokenization.