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Transaction details

Retrieve details on all inflows and outflows of funds in your accounts

Query multiple accounts and/or by date range
Retrieve all debits and credits to those accounts

Provide current business day transactions
Return transaction details in synchronous or paginated responses

What is Transaction details API

The Transaction details API allows you to retrieve comprehensive information about all inflows and outflows of funds in your J.P. Morgan accounts. With this API, you can access detailed records for each transaction, including debits and credits, across multiple accounts and specified date ranges. The API supports both synchronous and paginated responses, enabling efficient retrieval of large volumes of transaction data. It is designed for flexible reporting, cash flow analysis, and integration into custom workflows, making it easy to monitor account activity and automate business processes.

Note

The narrativeText object is optional and varies by transaction type and available remittance information. Not all narrative tags or fields are guaranteed to be present for every transaction. Build integrations to handle missing or partial narrative details gracefully.

How to choose

Transaction details v2

Retrieve a list of transactions and their details in a single synchronous response, suitable for quick access and smaller data sets.

Transaction details v3

Retrieve a list of transactions and their details in a paginated, synchronous response, suitable for efficient handling of larger data sets using pageNumber.

The following table summarizes the key features, coverage, and use cases of the Transaction details V2 and Transaction details V3 APIs:

Transaction Details V2 and Transaction Details V3 API
Feature	Transaction details V2	Transaction details V3
Response type	Synchronous	Paginated, synchronous
Pagination	No	Yes (`pageNumber`)
Supported accounts	Global	Global (except India branches)
Supported transaction types	ACH, Wires	ACH, Wires
Date range search	Yes (max 5 days)	Yes (max 5 days)
Current day data	Yes	Yes
Use cases	Quick reporting, event triggers	Large data sets, custom reporting

What you can build

Build solutions that use transaction-level account activity to support onboarding, validation, payment experiences, and reporting workflows.

Customer onboarding

Instantly verify customer identity and account ownership during sign-up by securely connecting their bank accounts.

Account validation and verification

Confirm account details, status, and ownership in real-time to prevent payment failures and reduce fraud.

Linking accounts for payments

Securely connect and authenticate customer bank accounts as a payment method for Pay by Bank transactions.

Reporting and field mappings

For mappings between Transaction details API fields and reporting formats (Access cash reporting, BAI2, SWIFT MT940/942, ISO 20022 camt.*, NACHA, and payment initiation formats), see reporting and field mappings.