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Beta version

Welcome to the beta version of the Global Payments 2 API! For the generally available Global Payments API, refer to Global Payments

Resources

This page contains many of the supported values and resources for Zelle® payment parameters.

Currency codes

A currency code identifies a payment’s currency.

The following table contains the supported currency code for Zelle®:

Currency codes for Zelle®

Region

Country

Currency code

 North America (NA)

United States

USD

Duplicate logic

A Zelle® payment is irrevocable. Before you attempt to send the same payment more than once, you must confirm that the initial payment was rejected. To confirm the status of any payment, get the status of a Zelle® payment.

Duplicate transactions

The Global Payments API supports the ability for idempotent calls, which is useful when you initiate a payment, create a client, make a change, or retry a failed request for some reason, such as a network issue.

If a Zelle® payment has the same Debtor.debtorAccount.accountID and payments.paymentIdentifiers.endToEndId as another Zelle® payment within the last 30 days, the Global Payments API deems it duplicative and rejects it. The sender is then notified of the rejection and the funds remain in the sender's account.

Status responses

A status response identifies a payment’s status. A status response includes one or more sub-status responses that provide more information about a payment's status.

The following table provides the statuses, sub-statuses, and their descriptions for Zelle®:

Status responses for Zelle®

Status

Sub-status

Description

Processing

Processing by J.P. Morgan

The payment is being processed by J.P. Morgan.

Scheduled

The payment is scheduled for future execution.

Rejected

Rejected

The payment was rejected by J.P. Morgan.

Completed

Completed by J.P. Morgan

The payment was fully processed by J.P. Morgan. It's no longer under the control of J.P. Morgan.

Value-amount limits

A value-amount limit identifies the maximum amount of money permitted in a payment.

The following table contains the supported value-amount limits for Zelle®:

Value-amount limits for Zelle®

Region

Country

Value-amount limit

NA

United States

100000

  • For more information about Zelle®, see Overview.
  • For more information about Zelle® payment parameters, see Payment parameters.

Next steps

Learn how to initiate a Zelle® payment.