Payment parameters
This page provides information about the fields to initiate a Zelle® payment. You must include all required fields to initiate a successful payment. The conditional and optional fields provide additional functionality, and aren't required to initiate a successful payment.
Required
The following table contains the required payment parameters to initiate a Zelle® payment:
Field |
Description |
Min length |
Max length |
Notes |
---|---|---|---|---|
|
The requested execution date. |
10 |
10 |
|
|
The payment's unique end-to-end ID that's assigned by the sender. | 1 | 16 |
Must only contain letters and numbers. |
|
The value's currency. . |
3 |
3 |
Must be |
|
The value's amount. . |
1 |
18 |
|
|
The transfer type. |
6 |
6 |
Must be CREDIT . |
|
The payment type. |
5 |
5 |
Must be ZELLE .
|
|
The debtor's account number. |
1 |
35 |
|
|
The debtor's name. | 1 |
50 |
|
|
The debtor agent's financial institution ID. | 8 |
8 |
Must be CHASUS33 . |
|
The debtor agent's financial institution ID type. | 3 |
3 |
Must be BIC . |
|
The creditor's alternate account ID. |
1 |
255 |
Must be an email address or phone number. |
creditor.account.alternateAccountIdentifiers.idType |
The creditor's alternate account ID type. | 10 | 10 | |
creditor.account.alternateAccountIdentifiers.proprietarySchemeName |
The proxy account type. |
4 | 4 |
|
|
The creditor's account type. |
5 | 5 |
Must be ZELLE . |
creditor.name |
The creditor's name. | 1 | 101 |
Conditional
The following table contains a conditional payment parameter to initiate a Zelle® payment:
Field |
Description |
Min length |
Max length |
Notes |
---|---|---|---|---|
|
The ultimate debtor's name. |
1 |
20 |
Required for third-party processors (TP3s). |
Optional
The following table contains the optional payment parameters to initiate a Zelle® payment:
Field |
Description |
Min length |
Max length |
Notes |
---|---|---|---|---|
creditor.postalAddress.type |
The creditor's post address type. | 1 | 10 | Must be ADDR . |
creditor.postalAddress.buildingNumber |
The creditor's building number,. | 1 | 16 | |
creditor.postalAddress.streetName |
The creditor's street name. | 1 | 35 | |
creditor.postalAddress.city |
The creditor's city. | 1 | 25 | |
creditor.postaladdress.postalCode |
The creditor's postal code. | 1 | 9 | |
creditor.postalAddress.countrySubDivision |
The creditor's country subdivision. | 2 | 3 | |
creditor.postalAddress.country |
The creditor's country. | 2 | 2 | Must be a two-letter country code. |
paymentPurpose.purpose.code |
The payment's purpose code. |
1 | 6 |
|
remittanceInformation.unstructuredInformation.text |
Unstructured information. | 1 | 16 |
Related
For more information about Zelle®, see Overview.
Next steps
Learn about the supported values and resources for Zelle® payment parameters.