Tokenization

Tokenization is the process of replacing sensitive card data with a unique identification token that retains all the essential information without compromising security. The Tokenization API is designed for anyone in need of a single set of tokenization APIs to simplify their token processing.

Availability

The Tokenization API is available in the following regions:

How tokenization works

The following steps help you get started with Tokenization:

1. Request access — Follow the steps in Getting started to set up access to the Tokenization API.
2. Determine the type of tokenization you require:
   1. Network tokenization — Learn about token provisioning and how to request a cryptogram for your payments
   2. Safetech tokenization
   3. Bulk tokenization — Learn how to manage bulk keys and manage bulk tokens.
3. Request a token to tokenize payment details — Learn how to request a token.
4. Manage the state of the token — Learn how to manage token state change.
5. Manage your notifications for tokenization — Learn about token lifecycle management.

Benefits of tokenization

In the first transaction with your consumer, we collect the payment information and provide a token for it. The token is then sent to your server for future use. Here are some of the benefits of tokenization:

• Helps you comply with payment card industry (PCI) standards.
• Reduces the impact from potential data leaks and exposures.
• Stores the consumer’s payment details for a faster payment experience.
• Offers consumers their stored payment details for later payments.
• Saves payment details for subscription/recurring payments.
• Submits subsequent payments for subscription/recurring payments.

Related

Network tokenization
Safetech tokenization
Bulk tokenization
Token lifecycle management
Request a token
Request a cryptogram
Manage bulk keys
Manage bulk tokens
Manage token state change
Testing