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optimization protection

Tokenization

Tokenization is the process of replacing sensitive card data with a unique identification token that retains all the essential information without compromising security. The Tokenization API is designed for anyone in need of a single set of tokenization APIs to simplify their token processing.

Overview of the tokenization process

Availability

The Tokenization API is available in the following regions:

Regional availability for each tokenization type
Tokenization type Region(s) supported
Network tokenization United States (US), European Union (EU)
Safetech tokenization United States (US), Canada (CA)
Bulk tokenization United States (US), European Union (EU)

How tokenization works

The following steps help you get started with Tokenization:

  1. Request access — Follow the steps in Getting started to set up access to the Tokenization API.
  2. Determine the type of tokenization you require:
    1. Network tokenization — Learn about token provisioning and how to request a cryptogram for your payments
    2. Safetech tokenization
    3. Bulk tokenization — Learn how to manage bulk keys and manage bulk tokens.
  3. Request a token to tokenize payment details — Learn how to request a token.
  4. Manage the state of the token — Learn how to manage token state change.
  5. Manage your notifications for tokenization — Learn about token lifecycle management.

Benefits of tokenization

In the first transaction with your consumer, we collect the payment information and provide a token for it. The token is then sent to your server for future use. Here are some of the benefits of tokenization:

  • Helps you comply with payment card industry (PCI) standards.
  • Reduces the impact from potential data leaks and exposures.
  • Stores the consumer’s payment details for a faster payment experience.
  • Offers consumers their stored payment details for later payments.
  • Saves payment details for subscription/recurring payments.
  • Submits subsequent payments for subscription/recurring payments.

Network tokenization
Safetech tokenization
Bulk tokenization
Token lifecycle management
Request a token
Request a cryptogram
Manage bulk keys
Manage bulk tokens
Manage token state change
Testing