Online Payments
Cards
The Online Payments API supports various card brands and transaction types across multiple regions, with specific authentication methods and regional requirements. The following table provides links to card feature sections and descriptions.
Card feature links and descriptions
| Feature | Description |
|---|---|
| Regional card support | Provides information on the different card brands and transaction types available in various regions. |
| Authentication | Provides information on supported authentication methods for card transactions. |
| Carte Bancaires | Provides information on additional parameter requirements for Cartes Bancaires, including network routing preferences and 3-D Secure (3DS) authentication details. |
| eftpos Australia | Provides information on routing options for eftpos Australia and outlines the specific fields required for PINless debit transactions. |
| US PINless debit | Provides information on transaction types and routing options during onboarding, and specifies network preferences and relevant fields for processing US PINless debit. |
| Routing preference | Provides information on merchant-directed routing and acquirer-managed routing for PINless debit and eftpos Australia. |
| US health benefit cards | Provides information on health benefit cards, including additional requirements for processing and a sample payment request. |
| Level 2 and Level 3 data | Provides information on level 2 and level 3 data requirements in payments for commercial cards, with specific criteria varying by card brand. |
| Descriptors and soft merchant data | Provides information on statement descriptors and soft merchant data for cardholder statements. |
| Sub-merchant support | Provides information on submitting soft merchant and sub-merchant data fields in API requests to identify sub-merchants for transaction aggregation, as required by card brands. |
| Dispute reduction | Provides guidance on reducing cardholder disputes and chargebacks by ensuring clear statement descriptors, accurate soft merchant data, and compliance with regional consumer protection laws and card brand requirements. |