# PDP Documentation ## Payments Developer Console - [Welcome to the Payments Developer Portal](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fhome-page.md) Accept, Manage \& Send Payments on a Global Scale ## Docs - [Documentation](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Findex.md) Access guides, explainers, and references to start building with J.P. Morgan's APIs. Explore featured guides on checkout, tokenization, custom reports, and more. - [Quick start guide](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fquick-start.md) With J.P. Morgan's quick start guide, learn to create an account, set up a project, retrieve an access token, and seamlessly send your first payment request. - [Become a client](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fbecome-a-client.md) J.P. Morgan Payments Developer Portal helps you integrate with API payment solutions register, onboard, and launch custom solutions for your business. ### Commerce #### Optimization Protection - [Optimization \& Protection](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Foptimization-protection.md) Learn how Optimization \& Protection APIs can protect your business and customers from fraud, secure their data, and customize your payment solutions. - [Getting started](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fgetting-started.md) Learn how to apply for a client account and integrate with us to get started using our APIs for your payment processing on the J.P. Morgan Payments Developer Portal. - [Core concepts](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcore-concepts.md) Review the core concepts for Optimization and Protection APIs on J.P. Morgan's Payments Developer Portal, covering key areas such as security, real-time response, notifications, and availability. - [Support](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fsupport.md) ##### Reporting - [Reporting](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Freporting%2Foverview.md) Review the types of reports you can generate, how to build reports and how to update report configurations with the Reporting API developer documentation. - [Report types](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Freporting%2Freport-types.md) Review the report types supported by our Reporting API on the J.P.Morgan Developer Portal. These report types include pre-funded, post-funded, value added service, and standard reports. - [Reporting groups](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Freporting%2Freporting-groups.md) Group entities with reporting groups for streamlined reporting. Create, manage, and customize multi-level groups to generate comprehensive reports with our Reporting API. - [Notifications](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Freporting%2Fnotifications.md) Build out your reporting notification capabilities by integrating with our Notifications API to receive report status notifications. - [Testing](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Freporting%2Ftesting.md) Use our downloadable sample reports to create test scenarios for different reports and set up how and when you want to receive your reports. - [Attribute glossary](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Freporting%2Fattribute-catalogue.md) A glossary of the valid values and definitions for various attributes associated with the 3000 series report types. - [Pagination](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Freporting%2Fpagination.md) Retrieve long-running reports without exceeding time-out limits through our pagination capability with the Reporting API. ###### Integration options - [Quick integration](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Freporting%2Fintegration-options%2Fquick-integration.md) Allows you to quickly integrate the Reporting API using preset reports. - [Custom integration](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Freporting%2Fintegration-options%2Fcustom-integration.md) Customize your reports to retrieve only the information you require at the schedule of your choosing. ###### Preset reports - [Overview](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Freporting%2Fpreset-reports%2Foverview.md) Preset reports are enhanced standard reports that are pre-configured using the report types that is tailored to provide meaningful information on the payment lifecycle which can be used for research a - [Account Updater report](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Freporting%2Fpreset-reports%2Faccount-updated-report.md) Preset report type that provides a summary of account updater activities, detailing the volume and types of updates, as well as the methods used for all accounts processed during the reporting period. - [Authorization Details report](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Freporting%2Fpreset-reports%2Fauthorization-report.md) Preset report type that provides a summary of the successful and unsuccessful authorizations and associated authorization details for each merchant order number. - [Billing Schedule Activity report](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Freporting%2Fpreset-reports%2Fbilling-schedule-activity-report.md) Preset report type that provides both summary and detailed views at the billing cycle level and can be used to monitor and review all managed billing cycle activities offered by merchants. - [Charge Summary report](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Freporting%2Fpreset-reports%2Fcharge-summary-report.md) Preset report that provides details of fees charged and associated tax for the selected reporting period. - [Closed Batch Summary report](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Freporting%2Fpreset-reports%2Fclosed-batch-report.md) Preset report type that provides both summary and detailed views of closed batch (submission) activity. - [Consumer Profile Overview report](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Freporting%2Fpreset-reports%2Fconsumer-profile-report.md) Provides a summary and detailed view on consumer profile information, such as the profile status, contact information, and the methods of payment. - [Deposit Details report](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Freporting%2Fpreset-reports%2Fdeposit-details-report.md) Preset report that provides details of successful deposit transactions along with Interchange \& Assessment fees for the selected reporting period. - [Deposit Activity Summary report](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Freporting%2Fpreset-reports%2Fdeposit-activity-summary-report.md) Summary of Sales and Refunds (Settled \& Conveyed), Fees and Adjustments, and Funds Transfer Activity for the selected reporting period. - [Dispute Details report](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Freporting%2Fpreset-reports%2Fdispute-details-report.md) A detailed listing of chargebacks, ECP Returns and debit adjustments at each stage of the dispute lifecycle. - [Exception Details report](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Freporting%2Fpreset-reports%2Fexception-details-report.md) Summary of successful and unsuccessful transactions and details of unsuccessful transactions (Declined/Rejected/Cancelled/On-Hold). - [Financial Activity Summary report](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Freporting%2Fpreset-reports%2Ffinancial-activity-summary-report.md) Summary of conveyed and settled transactions, financially impacting chargebacks or disputes, interchange and assessment fees, processing fees, and other adjustments. - [Funded Transaction Fee Details report](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Freporting%2Fpreset-reports%2Ffunded-transaction-fee-details-report.md) Provides the transactions, details of associated transactional and non-transactional fees and the net financial activity for transactions processed during specified reporting period. - [Interchange Qualification report](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Freporting%2Fpreset-reports%2Finterchange-qualification-report.md) Provides a summary of transactions associated with various Interchange qualifications code and associated Interchange details for each merchant order number. - [Recurring Program Next Billing report](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Freporting%2Fpreset-reports%2Frecurring-program-billing-report.md) Preset report that provides both summary and detailed views at the recurring program level. - [Token Provisioning \& Lifecycle report](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Freporting%2Fpreset-reports%2Ftoken-lifecycle-report.md) Provides detailed insights into the process of tokenization, focusing on the provisioning of tokens and cryptograms for different methods of payment. - [Transaction Fee Details report](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Freporting%2Fpreset-reports%2Ftransaction-fee-details.md) Provides sale, refund, fee, and adjustments details for each merchant order number with emphasis on financial activity . ###### Report configurations - [Scheduled and ad hoc](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Freporting%2Freport-configurations%2Fscheduled-and-adhoc.md) Configure scheduled and adhoc reports with the Reporting API. Define entity types, set report frequencies, and lean how to handle day light savings. - [Advanced customizations](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Freporting%2Freport-configurations%2Fadvanced-customizations.md) Customize your report configurations by using advanced features such as aliases, aggregate operations and conditions, and additional calculations. ###### How To - [Get report types](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Freporting%2Fhow-to%2Fget-report-types.md) Discover how the Reporting API enables you to view available report types and get details for a specific report type on the J.P.Morgan Developer Portal. - [ Manage report configurations](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Freporting%2Fhow-to%2Fmanage-report-configurations.md) Learn how to create, update, and get details of report configurations with the J.P. Morgan Developer Portal’s Reporting API. - [Manage reporting groups](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Freporting%2Fhow-to%2Fmanage-reporting-groups.md) Learn how to create, retrieve, and update a reporting group with the J.P. Morgan Payments Developer Portal Reporting API. - [Run reports](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Freporting%2Fhow-to%2Frun-reports.md) Learn how to run ad-hoc reports, check the status of report runs and more with the J.P.Morgan Developer Portal's Reporting API. - [Retrieve report details](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Freporting%2Fhow-to%2Fretrieve-report-details.md) Discover how to retrieve report details for all reports or an individual report through our Reporting API on the J.P. Morgan Payments Developer Portal. - [Retrieve report files](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Freporting%2Fhow-to%2Fretrieve-reports.md) Discover the J.P.Morgan Payments Developer Portal's multitude of ways to retrieve reports through our Reporting API via JSON payload or our Commerce Center user portal. - [Reconcile standard reports](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Freporting%2Fhow-to%2Freconcile-standard-reports.md) Leverage standard reports to reconcile data across the payment lifecycle with our Reporting API on the J.P. Morgan Payments Developer Portal. ##### Notifications - [Notifications](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fnotifications%2Foverview.md) Find out how to get real-time updates for your payment transactions with J.P. Morgan's Notifications API, available through the Payments Developer Portal. - [Notification types](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fnotifications%2Fnotification-types.md) Review the types of payment notifications you can receive through J.P. Morgan's Notifications API on the Payments Developer Portal. - [Notification responses](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fnotifications%2Fnotification-responses.md) Learn how to set up the Notifications API to receive real-time responses on transactions through J.P. Morgan's Payments Developer Portal. - [Public keys](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fnotifications%2Fpublic-keys.md) Discover how to use a public key to verify J.P. Morgan callback notifications through the Notifications API on Payments Developer Portal. - [Security preferences](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fnotifications%2Fsecurity-preferences.md) Learn what security preferences you can implement to receive notifications securely through J.P. Morgan's Notifications API on Payments Developer Portal. - [Webhook verification](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fnotifications%2Fwebhook-verification.md) Understanding how webhook verification works and how to find the status of a subscription using the request ID to see the verification results. - [Testing](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fnotifications%2Ftesting.md) Use our test environment for the J.P. Morgan Notifications API to generate notification and subscription responses on the Payments Developer Portal. ###### How To - [Subscribe to notifications](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fnotifications%2Fhow-to%2Fsubscribe-to-notifications.md) Learn how to subscribe to a variety of payment-related notifications through the Notifications API on J.P. Morgan's Payments Developer Portal. - [Retrieve notifications](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fnotifications%2Fhow-to%2Fretrieve-notifications.md) Learn how to retrieve payment-related notifications through the Notifications API on J.P. Morgan's Payments Developer Portal. ##### Tokenization - [Tokenization](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Ftokenization%2Foverview.md) Learn the benefits of payment tokenization to simplify your token processing and protect sensitive card data. - [Network tokenization](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Ftokenization%2Fnetwork-tokenization.md) Discover how network tokenization secures card information for payment transactions without de-tokenizing through the J.P. Morgan Tokenization API. Find out more on Payments Developer Portal. - [Safetech tokenization](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Ftokenization%2Fsafetech-tokenization.md) Secure your card payment data with Safetech tokenization, offered through the J.P. Morgan Tokenization API. Find out more on Payments Developer Portal. - [Bulk tokenization](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Ftokenization%2Fbulk-tokenization.md) - [Token lifecycle management](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Ftokenization%2Ftoken-lifecycle-management.md) Learn how to manage the token lifecycle for your tokenized card data with the J.P Morgan Tokenization API, available through Payments Developer Portal. - [Testing](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Ftokenization%2Ftesting.md) With our test environment, you can test tokens, token cryptograms and more. Start here to conduct a test transaction for the Tokenization API. ###### How To - [Request a token](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Ftokenization%2Fhow-to%2Frequest-a-token.md) Learn how to request a network or Safetech token to secure payment data through the J.P. Morgan Tokenization API, available on the Payments Developer Portal. - [Request a cryptogram](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Ftokenization%2Fhow-to%2Frequest-a-cryptogram.md) Generate cryptograms for card transactions requiring online authorization through the J.P. Morgan Tokenization API. Find out more on Payments Developer Portal. - [Manage token state change](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Ftokenization%2Fhow-to%2Fmanage-token-state-change.md) Learn how to manage token states for processing with the J.P Morgan Tokenization API on Payments Developer Portal. - [Manage bulk tokens](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Ftokenization%2Fhow-to%2Fmanage-bulk-tokens.md) The J.P. Morgan Tokenization API can help you manage bulk tokens. Request a bulk token upload, check the status, and download the response file. Find out more on Payments Developer Portal. - [Manage bulk keys](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Ftokenization%2Fhow-to%2Fmanage-bulk-keys.md) Manage bulk encryption keys and tokenization files through J.P. Morgan's MFTS with the Tokenization API. Find out more on Payments Developer Portal. ##### 3-D Secure - [3-D Secure](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2F3-d-secure%2F3-d-secure.md) Use our 3-D Secure (3DS) API to reduce payment risk and provide control over the cardholder authentication process. Ideal for regions with 3DS mandates. ###### How To - [Request a 3-D Secure (3DS) authentication](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2F3-d-secure%2Fhow-to%2Fprocess-a-standalone-authentication.md) Review the 3DS authentication process: initiate, collect browser data, and handle issuer challenges to enhance security and streamline payments with our 3-D Secure API. ##### Wallet Decryption - [Wallet Decryption](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fwallet-decryption%2Fwallet-decryption-only-service.md) Use the J.P. Morgan Wallet Decryption API to decrypt Apple Pay, Google Pay, and Paze bundles for network tokens and payment data. Find out more on Payments Developer Portal. ###### How To - [Decrypt an Apple Pay bundle](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fwallet-decryption%2Fhow-to%2Fdecrypt-an-apple-pay-bundle.md) Learn how to decrypt an Apple Pay bundle through the J.P. Morgan Wallet Decryption API on Payments Developer Portal. - [Decrypt a Google Pay bundle](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fwallet-decryption%2Fhow-to%2Fdecrypt-a-google-pay-bundle.md) Learn how to decrypt a Google Pay bundle through the J.P. Morgan Wallet Decryption API on Payments Developer Portal. - [Decrypt a Paze bundle](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fwallet-decryption%2Fhow-to%2Fdecrypt-a-paze-bundle.md) Learn how to decrypt a Paze bundle through the J.P. Morgan Wallet Decryption API on Payments Developer Portal. ##### Consumer Profile Management - [Consumer profile management](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fconsumer-profile-management%2Foverview.md) Use J.P. Morgan's Consumer Profile Management API to create and manage consumer profiles, addresses, and payment methods. Learn more on Payments Developer Portal. - [Consumer profiles](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fconsumer-profile-management%2Fconsumer-profile.md) Discover how J.P. Morgan's Consumer Profile Management API can provide you with a single source of consumer information through consumer profiles on Payments Developer Portal. - [Payment methods](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fconsumer-profile-management%2Fpayment-method.md) Review which payment methods are supported by J.P. Morgan's Consumer Profile Management API so you can store and manage multiple payment methods for your consumers. - [Communication methods](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fconsumer-profile-management%2Fcommunication-method.md) Manage the communication methods on existing consumer profiles through the J.P. Morgan Consumer Profile Management API. Find out more on Payments Developer Portal. - [Addresses](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fconsumer-profile-management%2Faddresses.md) Manage addresses for existing consumer profiles to keep them current through the J.P. Morgan Consumer Profile Management API. Find out more on Payments Developer Portal. - [Bulk consumer profiles](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fconsumer-profile-management%2Fbulk-profile.md) Discover how J.P. Morgan's Consumer Profile Management API allows you to create and migrate large bulk batches of consumer profiles. Find out more on Payments Developer Portal. - [Testing](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fconsumer-profile-management%2Ftesting.md) Integrate with and test our Consumer Profile Management API in our test environment on the J.P. Morgan Payments Developer Portal. ###### How To - [Manage a consumer profile](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fconsumer-profile-management%2Fhow-to%2Fmanage-a-consumer-profile.md) Discover how to create and manage consumer profiles through J.P. Morgan's Consumer Profile Management API on Payments Developer Portal. - [Manage payment methods for a consumer profile](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fconsumer-profile-management%2Fhow-to%2Fmanage-payment-method-for-consumer-profiles.md) Learn how to manage multiple payment methods for a consumer profile through J.P. Morgan's Consumer Profile Management API on Payments Developer Portal. - [Manage addresses for a consumer profile](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fconsumer-profile-management%2Fhow-to%2Fmanage-consumer-profile-address.md) Learn how to manage consumer profile addresses through J.P. Morgan's Consumer Profile Management API on Payments Developer Portal, including adding, updating, and deleting addresses. - [Manage communication methods for a consumer profile ](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fconsumer-profile-management%2Fhow-to%2Fmanage-communication-method-for-consumer-profile.md) Learn how to manage and set default communication methods for consumer profiles with J.P. Morgan's Consumer Profile Management API on Payments Developer Portal. - [Retrieve the status of bulk consumer profile import](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fconsumer-profile-management%2Fhow-to%2Fretrieve-the-status-of-bulk-consumer-profile-import.md) Learn how to retrieve the status of bulk consumer profile import with J.P. Morgan's Consumer Profile Management API on Payments Developer Portal. ##### Digital Onboarding - [Digital Onboarding](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fdigital-onboarding%2Fdigital-onboarding.md) Learn how the J.P. Morgan Digital Onboarding API can help you securely onboard new clients for payment processing on Payments Developer Portal. - [Screening services](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fdigital-onboarding%2Fmerchant-screening.md) Streamline merchant and seller onboarding with the J.P. Morgan Digital Onboarding API: run efficient background checks, ensure compliance, and secure your payment networks with fast responses. - [Testing](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fdigital-onboarding%2Ftesting.md) Test merchant screening with the J.P. Morgan Digital Onboarding API environment: simulate requests, validate credentials, and ensure compliance for payment methods and merchant types efficiently. ###### How To - [Create a client profile](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fdigital-onboarding%2Fhow-to%2Fcreate-a-client-profile.md) Create and manage client profiles with ease using our comprehensive API to support seamless integration with merchant services onboarding. - [Present onboarding questions to your client](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fdigital-onboarding%2Fhow-to%2Fpresent-onboarding-questions.md) Streamline client onboarding with J.P. Morgan by presenting due diligence questions. Learn more about integrating this essential process today. - [Present attestations](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fdigital-onboarding%2Fhow-to%2Fpresent-attestations.md) Ensure client compliance with J.P. Morgan by presenting and managing attestations. Explore how to integrate this crucial step in the onboarding process. - [Complete onboarding steps](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fdigital-onboarding%2Fhow-to%2Fcomplete-onboarding-steps.md) Complete client onboarding with J.P. Morgan by submitting required documents and attestations. Learn how to finalize the process efficiently. - [Upload documents](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fdigital-onboarding%2Fhow-to%2Fupload-documents.md) Upload and manage client documents for onboarding verification with J.P. Morgan. Learn how to streamline the process and ensure compliance. - [Onboarding reference table](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fdigital-onboarding%2Fhow-to%2Fonboarding-reference-table.md) Explore our comprehensive onboarding reference table for POST /clients, detailing essential data fields for seamless client integration. - [Industry descriptor reference](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fdigital-onboarding%2Fhow-to%2Findustry-descriptor-reference.md) Access our comprehensive NAICS code reference table to accurately capture client industry details during onboarding. Explore industry categories and types. - [Business classification recommendation](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fdigital-onboarding%2Fhow-to%2Findustry-descriptor-recommendation.md) Business classification recommendation - [Reference for onboarding Publicly Traded Companies](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fdigital-onboarding%2Fhow-to%2Fpublicly-traded-companies-reference.md) Access our guide for onboarding publicly traded companies, including requirements and scenarios for NYSE, NASDAQ, and other exchanges. Learn more today. - [Run merchant screening for payment facilitators](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fdigital-onboarding%2Fhow-to%2Frun-merchant-screening.md) Use the Digital Onboarding API to screen merchants for payment facilitation: ensure compliance, track status, and manage approvals for seamless integration with J.P. Morgan networks. - [Run seller screening for marketplaces](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fdigital-onboarding%2Fhow-to%2Frun-marketplace-screening.md) Use the Digital Onboarding API to quickly screen marketplace sellers, ensuring security and compliance. Learn more on J.P. Morgan's Payments Developer Portal. - [Collect indirect ownership information](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fdigital-onboarding%2Fhow-to%2Findirect-ownership.md) Collect indirect ownership information - [Display J.P. Morgan terms and conditions](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fdigital-onboarding%2Fhow-to%2Fdisplay-terms-conditions.md) Display J.P. Morgan terms and conditions ##### Account Updater - [Overview](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Faccount-updater%2Foverview.md) Optimize recurring payments with J.P. Morgan's Account Updater API: get real-time updates on card details, automate inquiries, and boost approval rates. Learn more on Payments Developer Portal. - [Brandflip logic](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Faccount-updater%2Fbrandflip.md) Account Updater API brandflip logic and bypassBrandCheckIndicator help you maximize valid account updates and enable real-time responses. Learn more on Payments Developer Portal. - [Incremental file](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Faccount-updater%2Faccount-updater-incremental-file.md) Optimize recurring payments with J.P. Morgan's Account Updater. Learn more on Payments Developer Portal. - [Testing](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Faccount-updater%2Ftesting.md) Test out J.P. Morgan's Account Updater API in our test environment. Access test card data and generate response results. Learn more on Payments Developer Portal. ###### How To - [Request card account updates](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Faccount-updater%2Fhow-to%2Frequest-card-account-updates.md) Learn how to request real-time card account updates through our Account Updater API. Find out more on the J.P. Morgan Payments Developer Portal. - [Retrieve latest card account updates](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Faccount-updater%2Fhow-to%2Fget-latest-card-account-updates.md) Discover how to retrieve the latest card account update information through our Account Updater API. Learn more on the J.P. Morgan Payments Developer Portal. #### Online Payments - [Online Payments](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fonline-payments.md) - [Getting started](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fgetting-started.md) Get started with J.P. Morgan's Online Payments APIs: create a developer account, set up a workspace, apply for a live account, and integrate with our payment processing services. - [Core concepts](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcore-concepts.md) Review the core concepts for Online Payments and Checkout APIs on J.P. Morgan's Payments Developer Portal, covering payment lifecycle, security, integration, and environment reliability. - [Testing](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Ftesting.md) Test your payment integration with pre-determined outcomes using test card data for Online Payments. Simulate various scenarios for 3-D Secure, network tokens, and alternative payment methods. - [Currency codes](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcurrency-codes.md) Currency codes information regarding supported presentment currency, ISO currency code and currency decimal value. - [Support](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fsupport.md) ##### Online Payments - [Online Payments](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Foverview.md) Learn how the Online Payments API works and the benefits of integration to seamlessly accept, process, and settle online payments on the Payments Developer Portal. ###### Payment methods - [Payment methods](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fpayment-methods%2Fpayment-methods-overview.md) Explore the payment methods supported by J.P. Morgan's Online Payments API, including cards, wallets, and alternative payments. Check availability by region and currency. - [ACH](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fpayment-methods%2Fach.md) Provide cost-effective direct debits from US bank accounts through ACH/eCheck payments with J.P. Morgan's Online Payments API. Ideal for payroll, bills, and subscriptions. - [Affirm](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fpayment-methods%2Faffirm.md) Learn more about how to enable secure payments with Affirm as a Buy Now Pay Later (BNPL) solution for consumers with J.P. Morgan Online Payments API on Payments Developer Portal. - [Alipay](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fpayment-methods%2Falipay.md) Integrate Alipay to offer Chinese consumers seamless eWallet payments with the J.P. Morgan Online Payments API on the Payments Developer Portal. - [Apple Pay](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fpayment-methods%2Fapple-pay.md) Learn more about how to enable secure payments with Apple Pay on iOS devices with the J.P. Morgan Online Payments API on Payments Developer Portal. - [Google Pay](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fpayment-methods%2Fgoogle-pay.md) Enable seamless transactions with digital wallet Google Pay through J.P. Morgan's Online Payments API on the Payments Developer Portal. - [iDEAL](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fpayment-methods%2Fideal.md) iDEAL enables secure bank transfers for Dutch consumers via their own banks. Integrate iDEAL with J.P. Morgan's Online Payments API for seamless payments in EUR. - [Klarna](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fpayment-methods%2Fklarna.md) Learn more about how to enable secure payments with Klarna as a Buy Now Pay Later (BNPL) solution for consumers with J.P. Morgan Online Payments API on Payments Developer Portal. - [PayPal](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fpayment-methods%2Fpaypal.md) Enable quick and convenient online payments with PayPal, offered through J.P. Morgan's Online Payments API in the Payments Developer Portal. - [Paze](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fpayment-methods%2Fpaze.md) Offer seamless payments and a smooth checkout experience with Paze, a digital wallet supported by J.P. Morgan's Online Payments API. - [SEPA](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fpayment-methods%2Fsepa.md) Process payments securely in EUR across multiple countries by enabling SEPA direct debits for European consumers with the J.P. Morgan Online Payments API on the Payments Developer Portal. - [Trustly](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fpayment-methods%2Ftrustly.md) Boost revenue with Trustly's real-time bank transfers, reducing fees without leaving your site. Available in Europe through J.P. Morgan's Online Payments API. - [WeChat Pay](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fpayment-methods%2Fwechat-pay.md) Accept mobile payments with WeChat Pay via J.P. Morgan's Online Payments API. Supports EUR and USD. Integrate now for seamless transactions through the WeChat Pay digital wallet. ###### Cards - [Cards](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fpayment-methods%2Fcards%2Foverview.md) Explore card transactions supported by region, authentication options, and advanced features like sub-merchant data and level 3 details with J.P. Morgan's Online Payments API. - [Regional card support](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fpayment-methods%2Fcards%2Fregional-card-support.md) Explore card transaction support by region with J.P. Morgan's Online Payments API. - [Authentication](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fpayment-methods%2Fcards%2Fauthentication.md) Supported authentication methods - [Cartes Bancaires](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fpayment-methods%2Fcards%2Fcartes-bancaires.md) Cartes Bancaires specifics for Online Payments. - [eftpos Australia](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fpayment-methods%2Fcards%2Feftpos-australia.md) eftpos Australia for Online Payments API provide integration workflows, endpoint specifications, and best practices for secure online payment processing. - [US PINless debit](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fpayment-methods%2Fcards%2Fus-pinless-debit.md) PINless debit cards for Online Payments - [Routing preference](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fpayment-methods%2Fcards%2Frouting-preference.md) Specify your preferred routing model for debit card transactions, including PINless debit and eftpos Australia, to optimize transaction costs and routing outcomes for Online Payments. - [US health benefit cards](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fpayment-methods%2Fcards%2Fus-health-benefit-cards.md) US health benefit cards specification for Online Payments. - [Level 2 and Level 3 data](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fpayment-methods%2Fcards%2Fcommercial-cards.md) Commercial cards help businesses manage expenses, and providing level 2 or level 3 data can qualify you for better rates. - [Descriptors and soft merchant data](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fpayment-methods%2Fcards%2Fcardholder-statement-descriptors.md) Cardholder statement descriptors display merchant-specific data on statements; clear and recognizable information helps prevent payment disputes. - [Sub-merchant support](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fpayment-methods%2Fcards%2Fsubmerchant-data.md) Aggregate transactions for multiple sub-merchants by sending soft merchant and sub-merchant data fields in your API request to J.P. Morgan, ensuring compliance with card brand requirements. - [Dispute reduction](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fpayment-methods%2Fcards%2Fdispute-reduction.md) Tips on reducing disputes for Online Payments - [Authorization retry logic](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fpayment-methods%2Fcards%2Fauthorization-retry-strategy-guide.md) Learn authorization retry strategy for Online Payments on the Payments Developer Portal ###### Payment enhancements - [Payment enhancements](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fpayment-enhancements%2Fpayment-enhancement-overview.md) Enhance your payment solutions with the J.P. Morgan Online Payments API. Integrate features like fraud prevention, encryption, tokenization and more, available across various regions. - [3-D Secure](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fpayment-enhancements%2F3d-secure.md) Learn how you can enhance security with 3-D Secure (3DS) for cardholder authentication with the J.P. Morgan Online Payments API. Reduce fraud, shift cost liability, and meet EU/UK SCA requirements. - [Consumer profile management](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fpayment-enhancements%2Fconsumer-profile-management.md) Learn how to manage consumer profiles with the J.P. Morgan Online Payments API. Create, store, and update profiles securely for seamless transactions and recurring payments. - [Encryption](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fpayment-enhancements%2Fencryption.md) Learn how to enhance security with page encryption, reducing PCI scope by encrypting card data in real-time transactions with the J.P. Morgan Online Payments API on the Payments Developer Portal. - [Fraud prevention](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fpayment-enhancements%2Ffraud-tools.md) Discover how to prevent fraud by analyzing transactions for risk evaluation with the J.P. Morgan Online Payments API on the Payments Developer Portal. Review fraud check responses and status codes. - [Real-Time Account Updater](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fpayment-enhancements%2Faccount-updater.md) Discover how to enhance payment processing with Real-Time Account Updater (RTAU) for Visa cards with the J.P. Morgan Online Payments API on the Payments Developer Portal. - [Recurring payments](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fpayment-enhancements%2Frecurring-payments.md) Discover how to set up recurring payments for seamless transactions, securely store payment information, and automate regular payments with the J.P. Morgan Online Payments API. - [Stored payments](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fpayment-enhancements%2Fstored-payments.md) Learn how to store cardholder-initiated payments for seamless transactions with the J.P. Morgan Online Payments API. Store credentials securely and let consumers use cards on file for quick purchases. - [Tokenization](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fpayment-enhancements%2Ftokenization.md) Discover how you can enhance security with J.P. Morgan's tokenization solutions through the Online Payments API. Replace sensitive card data with tokens for recurring and card-on-file transactions. ###### How To - [Verify a payment method](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fhow-to%2Fverify-a-payment.md) Learn how to verify a payment method without holding funds from the consumer's account through the Online Payments API on the J.P.Morgan Payments Developer Portal. - [Authorize and capture a payment](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fhow-to%2Fauthorize-and-capture-a-payment.md) Learn how to authorize and capture payments with J.P. Morgan's Online Payments API on the Payments Developer Portal, including immediate, delayed, and manual captures. - [Refund a payment](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fhow-to%2Frefund-a-payment.md) Learn how to issue payment refunds with the Online Payments API on J.P. Morgan's Payments Developer Portal, including full, partial, standalone, and multi-capture refunds. - [Update a payment](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fhow-to%2Fupdate-a-payment.md) Learn how to make updates to existing payments, such as voiding a payment or partially reversing a payment, through the Online Payments API in the J.P Morgan Payments Developer Portal. - [Obtain a fraud score](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fhow-to%2Fget-a-fraud-score.md) Utilize Safetech fraud scoring to assess transaction risk with J.P. Morgan's Online Payments API. Generate fraud scores, analyze risk, and enhance fraud prevention strategies. ##### Checkout - [Checkout](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fcheckout%2Foverview.md) Learn how to securely accept online payments with the J.P. Morgan Checkout API. Integrate easily with Drop-in UI, Hosted Payment Page or Pay by Link. - [Payment methods](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fcheckout%2Fpayment-methods.md) Discover the wide range of payment methods that the J.P. Morgan Checkout API supports on the Payments Developer Portal. - [EU local payment methods](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fcheckout%2Feu-local-payment-methods.md) Discover the wide range of EU local payment methods that the J.P. Morgan Checkout API supports on the Payments Developer Portal. - [Drop-in UI](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fcheckout%2Fdrop-in-ui.md) Integrate Drop-in UI for a seamless payment experience you can customize with the J.P. Morgan Checkout API. Supports real-time updates and secure transactions. - [Hosted Payment Page](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fcheckout%2Fhosted-payment.md) The Hosted Payment Page through J.P. Morgan's Checkout API offers a secure portal for accepting payments without managing your own gateway. Learn more on Payments Developer Portal. - [Pay by Link](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fcheckout%2Fpay-by-link.md) Pay by Link lets you collect payments via a shared link, bypassing the need for store visits. Easily create links using J.P. Morgan's Commerce Center or Checkout API on the Payments Developer Portal. - [3DS authentication](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fcheckout%2F3ds-authentication.md) Discover how 3D Secure (3DS) enhances payment security by authenticating cardholders before authorization and reducing fraud with the J.P. Morgan Checkout API on Payments Developer Portal. - [Consumer profile management](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fcheckout%2Fconsumer-profile-management.md) Create, store, update, and maintain consumer profiles, as well as payment card information with J.P. Morgan during Checkout. - [Level 2 and Level 3 data](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fcheckout%2Flevel-2-and-level-3-data.md) Learn how to send Level 2 and Level 3 data to qualify for lower interchange fees on commercial cards through the J.P. Morgan Checkout API on Payments Developer Portal. - [Soft merchant descriptors](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fcheckout%2Fsoft-merchant-descriptors.md) Enhance transaction clarity with soft merchant data, allowing consumers to easily identify charges and merchants to reduce disputes. Supported through the J.P. Morgan Checkout API on Developer Portal. - [Fraud prevention](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fcheckout%2Ffraud-prevention.md) Find out about J.P. Morgan's Safetech fraud tools to secure transactions by screening for risks and offering flexible options to optimize fraud prevention. Available through the Checkout API. - [Notifications](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fcheckout%2Fnotifications.md) Stay updated on orders, tokens, and profiles with the J.P. Morgan Checkout Notifications API on the Payments Developer Portal. Review how the API works and the supported notification types. - [Tokenization of payment data](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fcheckout%2Ftokenization-of-payment-data.md) Stay updated on orders, tokens, and profiles with the J.P. Morgan Checkout Tokenization API on the Payments Developer Portal. Review how the API works and the supported tokenization types. ###### How To - [Set up a drop-in UI](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fcheckout%2Fhow-to%2Fset-up-a-drop-in-ui.md) Learn how to set up a drop-in UI to easily import and render the checkout form through the J.P. Morgan Checkout API. Streamline checkout integration, speed up page load and reduce programming effort. - [Create a checkout session](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fcheckout%2Fhow-to%2Fcreate-a-checkout-session.md) Learn how to create Checkout sessions to enable purchases on your web app using a session token, facilitating integration with the J.P. Morgan Checkout API on Payments Developer Portal. - [Create a product](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fcheckout%2Fhow-to%2Fcreate-a-product.md) Discover how to create a product before generating a payment link with Pay by Link, available through the J.P. Morgan Checkout API. Learn more on Payments Developer Portal. - [Manage payment links](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fcheckout%2Fhow-to%2Fmanage-payment-links.md) Learn how to create and manage payment links via the J.P. Morgan Checkout API for a seamless online payment experience, available through the Payments Developer Portal. - [Manage checkout notifications](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fcheckout%2Fhow-to%2Fmanage-checkout-notifications.md) Discover how to retrieve and manage notifications with the J.P. Morgan Checkout API, a seamless, pre-built solution for accepting online payments. Available through Payments Developer Portal. #### In-Store Payments - [In-Store Payments](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fin-store-payments%2F1overview-instorepay.md) Learn how to accept credit, debit, gift cards, and digital wallets with secure, seamless POS integration through J.P. Morgan's in-store card-present solutions for Android in the US \& Canada. - [Getting started](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fin-store-payments%2F2getstarted-instorepay.md) Learn how to integrate your POS with our Payment Terminal Application through J.P. Morgan's In-Store Payments. Our integration agents will ensure a smooth production rollout. - [Core concepts](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fin-store-payments%2F3coreconcepts-instorepay.md) Review J.P. Morgan's In-Store Payments POS payment solution's key identifiers and functionality. Ensure secure, reliable transactions with JSON over WebSocket. - [Testing](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fin-store-payments%2F6testing-instorepay.md) Navigate the J.P. Morgan In-Store Payments testing process with pre-configured hardware and test scripts, available through the Payments Developer Portal. - [Support](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fin-store-payments%2F7support-instorepay.md) Need help with In-Store Payments integration? Find resources and specialists within the J.P. Morgan Payments Developer Portal. - [Payment terminals](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fin-store-payments%2Fcapabilities%2Fpayment-terminals-overview.md) Enable your in-store payments with secure payment terminals through J.P. Morgan. Choose from countertop, mobile, and portable options for a seamless retail experience. ##### Payment Terminal Application - [Payment Terminal Application](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fin-store-payments%2Fcapabilities%2Fpayment-terminal-application%2Foverview-payment-terminal-app.md) - [Setup and management](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fin-store-payments%2Fcapabilities%2Fpayment-terminal-application%2Fsetup-and-management.md) Configure, troubleshoot, and enhance cardholder interactions through payment terminal and transaction management. Find out more on J.P. Morgan's Payments Developer Portal. - [Status messages](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fin-store-payments%2Fcapabilities%2Fpayment-terminal-application%2Fstatus-messages.md) Review the Payment Terminal Application's status messages in the In-Store Payments section of J.P. Morgan's Payments Developer Portal. - [Certificate handling](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fin-store-payments%2Fcapabilities%2Fpayment-terminal-application%2Fcertificate-handling.md) Learn how to generate CSRs, import, and install trust certificates to protect against unauthorized access for the Payment Terminal Application on J.P. Morgan's Payments Developer Portal. - [Configuration parameters](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fin-store-payments%2Fcapabilities%2Fpayment-terminal-application%2Fconfiguration-parameters.md) Learn how to update parameters to optimize operations via TMS or API for seamless POS integration with the J.P. Morgan Payment Terminal Application for In-Store Payments. - [Maintain a POS log](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fin-store-payments%2Fcapabilities%2Fpayment-terminal-application%2Fpos-logging.md) Your POS log enhances system reliability. Learn which events, errors, and more to log for seamless payment operations. - [Card transactions](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fin-store-payments%2Fcapabilities%2Fpayment-terminal-application%2Fcard-transactions.md) Review the card transaction types supported by the J.P. Morgan Payment Terminal App. Learn how to manage financial operations with transaction requests through the Payments Developer Portal. - [Gift card transactions](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fin-store-payments%2Fcapabilities%2Fpayment-terminal-application%2Fgiftcard-transactions.md) Learn how to activate, redeem, and check gift card balances with J.P. Morgan's Payment Terminal Application, available through In-Store Payments in the Payments Developer Portal. - [Receipt requirements](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fin-store-payments%2Fcapabilities%2Fpayment-terminal-application%2Freceipt-requirements.md) Review receipt requirements for in-store credit and debit payments in the US and Canada. Ensure compliance with industry standards and regulations. - [Automatic operations](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fin-store-payments%2Fcapabilities%2Fpayment-terminal-application%2Fautomatic-operations.md) Learn how to automate reversals, capture signatures, prevent duplicate charges, and more for POS transactions with J.P. Morgan's Payment Terminal Application, available through In-Store Payments. - [Store and Forward](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fin-store-payments%2Fcapabilities%2Fpayment-terminal-application%2Fstore-and-forward.md) Discover how to enable Store and Forward (SAF) to capture transactions offline during network issues through J.P. Morgan's Payment Terminal Application. Learn more on Payments Developer Portal. - [Dynamic Currency Conversion](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fin-store-payments%2Fcapabilities%2Fpayment-terminal-application%2Fdynamic-currency-conversion.md) Dynamic Currency Conversion allows international cardholders to choose between home and local currency for seamless transactions. Learn more in J.P. Morgan's Payments Developer Portal. - [Settlement](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fin-store-payments%2Fcapabilities%2Fpayment-terminal-application%2Fsettlement.md) Streamline in-store payment settlement with host-based processing. Learn how to automate transaction batching and settlement for efficient operations. - [Release notes](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fin-store-payments%2Fcapabilities%2Fpayment-terminal-application%2Frelease-notes.md) Stay updated with the latest versions and enhancements to the Payment Terminal Application. Review the release notes on J.P. Morgan's Payments Developer Portal. ###### How To - [Use the In-Store POS Simulator](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fin-store-payments%2Fcapabilities%2Fpayment-terminal-application%2Fhow-to%2Fuse-the-in-store-pos-simulator.md) Use the In-Store POS Simulator to test J.P. Morgan's Payment Terminal Application. Connect via WebSocket, send JSON requests, handle responses, and manage connections for seamless transactions. #### Dispute Management - [Dispute Management](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fdispute-management%2Foverview.md) Understand how J.P. Morgan's Disputes API works through Payments Developer Portal. - [First chargeback](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fdispute-management%2Ffirstchargeback.md) Learn more about first chargebacks, their status types and outcome types through J.P. Morgan's Disputes API on Payments Developer Portal. - [Retrieval request](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fdispute-management%2Fretrievalrequest.md) Learn how J.P. Morgan's Disputes API handles retrieval requests, what their status and outcome types are, and more on Payments Developer Portal. - [Documentation parameters](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fdispute-management%2Fdocumenttypes.md) Learn more about the documention parameters found in J.P. Morgan's Disputes API on Payments Developer Portal. ##### How To - [Retrieve disputes](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fdispute-management%2Fhow-to%2Fretrieve-disputes.md) Retrieve disputes, including chargebacks and retrieval requests, using J.P. Morgan's Disputes API on Payments Developer Portal. - [Retrieve detailed dispute information](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fdispute-management%2Fhow-to%2Fretrieve-detailed-dispute-information.md) Retrieve detailed dispute information using J.P. Morgan's Disputes API on Payments Developer Portal. - [Retrieve disputes status](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fdispute-management%2Fhow-to%2Fretrieve-disputes-status.md) Request the status for a list of disputes with J.P. Morgan's Disputes API on Payments Developer Portal. - [Get dispute documents](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fdispute-management%2Fhow-to%2Fget-dispute-documents.md) Get a list of issuer documents by providing the dispute case id. - [Challenge a chargeback](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fdispute-management%2Fhow-to%2Fchallenge-a-chargeback.md) Challenge a chargeback by attaching evidence documents through J.P. Morgan's Disputes API on Payments Developer Portal. - [Fulfill a retrieval request](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fdispute-management%2Fhow-to%2Ffulfill-a-retrieval-request.md) Fulfill a dispute retrieval request by providing the supporting documentation per each network’s requirements to J.P. Morgan through our Disputes API. - [Accept a dispute](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fdispute-management%2Fhow-to%2Faccept-a-dispute.md) Accept a dispute and take financial liability for the transaction using J.P. Morgan's Disputes API on Payments Developer Portal. #### Product Configuration - [Product Configuration](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fproduct-configuration%2Fproduct-configuration.md) Learn how to create your client's merchant account with J.P. Morgan and discover the essential steps of bank account verification, network registration, and additional due diligence. ##### How To - [Create a merchant account](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fproduct-configuration%2Fhow-to%2Fcreate-a-merchant-account.md) Discover through examples how to create and retrieve a merchant account through the Product Configuration API on the J.P. Morgan Payments Developer Portal. - [Retrieve merchant account details](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fproduct-configuration%2Fhow-to%2Fretrieve-a-merchant-account.md) Discover through examples how to retrieve a merchant account details through the Product Configuration API on the J.P. Morgan Payments Developer Portal. #### Migration - [Commerce Migration Resources](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fmigration%2Fcommerce-migration-resource-hub.md) Resource hub for the Orbital Commerce migration. - [Migration reference guides](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fmigration%2Fmigration-release-notes.md) Access our migration references guides to ensure a smooth, easy transition to Commerce. - [Training schedule](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fmigration%2Ftraining.md) Review our weekly training schedule so you can attend a session that works for your schedule. - [FAQ](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fmigration%2Ffaq.md) Access our FAQs for each integration method type to provide further clarification and information on your integration method. - [Support and contact](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fmigration%2Fcontact.md) Review our contact information and select the contact method that works best for you if you have any questions about your Commerce migration. ##### Integration methods - [Transitioning to Commerce without coding](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fmigration%2Fintegration-methods%2Ftransitioning-to-commerce-without-coding.md) Discover which of the three integration methods for transitioning to Commerce without coding applies to your use case and review the benefits each method gives you. - [Transitioning Virtual Terminal only](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fmigration%2Fintegration-methods%2Ftransitioning-virtual-terminal-only.md) Review information on transitioning your Virtual Terminal only, with Orbital reporting and with both Orbital Reporting and Paymentech Online reporting. - [Direct integration with Commerce](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fmigration%2Fintegration-methods%2Fdirect-integration-with-commerce.md) Review the benefits you receive by transitioning to our new Commerce platform through direct integration. #### Reporting Migration - [Migration reference guides](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Freporting-migration%2Freference-guides.md) Reference guides - [Commerce Center user guides](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Freporting-migration%2Fuser-guides.md) User guides - [Training schedule](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Freporting-migration%2Ftraining-schedule.md) Training schedule #### Migration Video Tutorials #### Commerce Center - [Overview](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fcommerce-center%2Foverview.md) Commerce Center is a centralized online platform that provides you with powerful, customizable, and secure tools to manage your sales, transactions, and reporting. #### Plugins ##### Salesforce Commerce Cloud - [Payment methods](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fplugins%2Fsalesforce-commerce-cloud%2Fpayment-methods.md) Review what payment methods are supported by J.P. Morgan's plugin solutions, including card, PINless debit, Google Pay and Apple pay ##### How To ### Treasury #### Global Payments - [Introduction to Global Payments](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fintroduction.md) Learn about the primary route for sending money using J.P.Morgan, Global Payments API, along with its capabilities on J.P.Morgan Developer Portal. - [Getting started](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fgetting-started.md) - [Support](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fsupport.md) Support ##### Global Payments - [Global Payments](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments%2Foverview.md) Discover J.P. Morgan's Global Payments API, a unified solution supporting Real-Time payments, Push to Card, ACH, Zelle, and more. - [Callbacks](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments%2Fcallbacks.md) Enable real-time status updates with J.P. Morgan's Global Payments API Callbacks. Learn how to set up callbacks, receive instant payment status notifications, and streamline your payment processes. - [Global Payments API testing playbook](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments%2Ftesting.md) Test J.P. Morgan's Global Payments API with mock data and simulated scenarios. Start testing with your credentials today. ###### Real-Time Payments - [Real-Time Payments](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments%2Freal-time-payments%2Foverview.md) Enable instant fund availability and settlement with J.P. Morgan's Real-Time Payments. This allows your payments to be initiated and settled instantaneously. - [Payment parameters](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments%2Freal-time-payments%2Fpayment-parameters.md) Explore J.P. Morgan's Global Payments parameters page for detailed information on required an option fields to develop for your region or market. - [Resources](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments%2Freal-time-payments%2Fresources.md) Access J.P. Morgan's Global Payments resources page for purpose codes, payment limits by market, and beneficiary bank details. ###### How To - [Initiate a Real-Time Payments request](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments%2Freal-time-payments%2Fhow-to%2Finitiate-a-real-time-payments-request.md) Use J.P. Morgan's tutorial, to learn how to initiate a Real-Time Payments request with the Global Payments API for various common use cases. - [Get the status of a Real-Time Payments request](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments%2Freal-time-payments%2Fhow-to%2Fretrieve-transaction-status.md) Use J.P. Morgan's tutorial, to learn how to use the Global Payments API to retrieve the status of an Real-Time Payments request. - [Get the details of a Real-Time Payments request](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments%2Freal-time-payments%2Fhow-to%2Fretrieve-the-details-of-a-real-time-payments-request.md) Use J.P. Morgan's tutorial, to learn how to use the Global Payments API to retrieve the payment details of a Real-Time payment request. ###### Push to Card - [Push to Card](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments%2Fpush-to-card%2Foverview.md) Discover how J.P. Morgan's Push to Card Payment rail allows you to send funds directly to eligible recipients' debit or prepaid Visa or MasterCard. - [Payment parameters](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments%2Fpush-to-card%2Fpayment-parameters.md) Explore Push to Card's Payments parameters page for detailed information on required an option fields to develop for your region/market. - [Resources](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments%2Fpush-to-card%2Fresources.md) Explore response types, duplicate logic, and the handling of back and future-dated transactions on J.P. Morgan's Push to Card payment rails resources page. ###### How To - [Initiate a Push to Card payment request](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments%2Fpush-to-card%2Fhow-to%2Finitiate-a-push-to-card-payment.md) Learn how to use the J.P. Morgan's Global Payments API to initiate a Push to Card payment. - [Get the status of a Push to Card payment request](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments%2Fpush-to-card%2Fhow-to%2Fretrieve-the-status-of-a-push-to-card-request.md) Learn how to retrieve the status of a Push to Card payment request using J.P. Morgan's Global Payments API through the developer portal. - [Get the details of a Push to Card payment request](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments%2Fpush-to-card%2Fhow-to%2Fget-the-details-of-a-push-to-card-payment-request.md) Learn how to retrieve the details of a Push to Card payment request using endToEndId with J.P. Morgan's Global Payments API. ###### ACH - [ACH](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments%2Fach%2Foverview.md) Explore J.P. Morgan's ACH payment rail for secure, low value fund transfer. - [Payment parameters](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments%2Fach%2Fpayment-parameters.md) Explore the ACH Payments parameters page for detailed information on required and option fields to develop for your region/market. - [Resources](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments%2Fach%2Fresources.md) Discover J.P. Morgan's guide to Automated Clearing House (ACH) ACK status messages: Pending, Completed, and Returned. ###### How To - [Initiate an ACH payment request](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments%2Fach%2Fhow-to%2Finitiate-a-low-value-ach-payment.md) Learn how to use J.P. Morgan's Global Payments API to initiate Automated Clearing House (ACH) payments. - [Get the status of an ACH payment request](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments%2Fach%2Fhow-to%2Fget-the-status-of-a-low-value-ach-request.md) Learn how to use J.P. Morgan's Global Payments API to retrieve the status of an Automated Clearing House (ACH) payments request. - [Get the details of an ACH payment request](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments%2Fach%2Fhow-to%2Fget-the-details-of-a-low-value-ach-chile-payment-request.md) Learn how to use J.P. Morgan's Global Payments API to retrieve the payment details of an ACH payment request. ###### Kinexys Digital Payments - [Kinexys Digital Payments](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments%2Fjpm-coin-system%2Foverview.md) Discover J.P. Morgan's Kinexys Digital Payments a block chain system for managing real-time liquidity through cross-border payments beyond currency. - [Getting started](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments%2Fjpm-coin-system%2Fgetting-started.md) Onboarding to Kinexys Digital Payments: Open a J.P. Morgan Blockchain Deposit account and connect to the Global Payment API for cross-border payments. - [Payment parameters](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments%2Fjpm-coin-system%2Fpayment-parameters.md) Learn about the required and optional fields for successful Kinexys Digital Payments requests. - [Resources](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments%2Fjpm-coin-system%2Fresources.md) Find resources for Kinexys Digital Payments: Accepted Bank Identifier Codes, payments limits, and response types to ensure seamless transactions. ###### How To - [Initiate a Kinexys Digital Payments deposit request](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments%2Fjpm-coin-system%2Fhow-to%2Finitiate-a-coin-deposit.md) In this tutorial, you will learn how to use the Global Payments API to initiate a Kinexys Digital Payments deposit to fund a Blockchain Deposit Account. - [Initiate a Kinexys Digital Payments request](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments%2Fjpm-coin-system%2Fhow-to%2Finitiate-a-coin-transfer.md) Learn how to use the Global Payments API to initiate Kinexys Digital Payments from a Blockchain Deposit Account (BBA) to a BDA or Demand Deposit Account. - [Get the status of a Kinexys Digital Payments request](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments%2Fjpm-coin-system%2Fhow-to%2Fget-the-status-of-a-coin-request.md) Learn to use the Global Payments API to retrieve the status of a Kinexys Digital Payments request. - [Get the details of a Kinexys Digital Payments request](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments%2Fjpm-coin-system%2Fhow-to%2Fget-the-details-of-a-coin-request.md) Learn how to use the Global Payments API to retrieve Kinexys Digital Payments details. ###### Push to Wallet - [Push to Wallet](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments%2Fpush-to-wallet%2Foverview.md) Learn how to Push to Wallet enables 24/7 payments to Paypal or Venmo users with instant recipients notification when funds are available. - [Payment parameters](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments%2Fpush-to-wallet%2Fpayment-parameters.md) Learn about required, conditionally required, an optional fields for making successful Push to Wallet payments. - [Resources](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments%2Fpush-to-wallet%2Fresources.md) Send payments via Push to Wallets to Paypal and Venmo using the beneficiary's registered email or mobile number for seamless transfers. ###### How To - [Initiate a Push to Wallet payment request](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments%2Fpush-to-wallet%2Fhow-to%2Finitiate-a-push-to-wallet-payment-request.md) Learn to initiate a Push to Wallet payment using the Global Payments API. You receive a successful response for a request and check the status of your request. - [Get the status of a Push to Wallet payment request](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments%2Fpush-to-wallet%2Fhow-to%2Fget-the-status-of-a-push-to-wallet-payment-request.md) Learn to use the Global Payments API to retrieve the status of a Push to Wallet payment request. - [Get the details of a Push to Wallet payment request](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments%2Fpush-to-wallet%2Fhow-to%2Fget-the-details-of-a-push-to-wallet-payment-request.md) Learn how to use the Global Payments API to retrieve the status of a Push to Wallet payment request. ###### Zelle® Disbursements - [Zelle® Disbursements ](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments%2Fzelle-disbursements%2Foverview.md) Learn how J.P. Morgan corporate clients can use Zelle for 24/7 real-time payments, with a $100,000 transaction limit and irrevocable transfers. - [Payment parameters](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments%2Fzelle-disbursements%2Fpayment-parameters.md) Learn about required, conditionally required, an optional fields for making successful Zelle transactions. - [Resources](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments%2Fzelle-disbursements%2Fresources.md) Learn about multiple Zelle response types, including PENDING, REJECTED, WAREHOUSED, COMPLETED, and RETURNED. ###### How To - [Initiate a Zelle® Disbursement request](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments%2Fzelle-disbursements%2Fhow-to%2Finitiate-a-zelle-payment-request.md) Learn to use Global Payments API to initiate a Zelle payment. Send a request receive a successful response and learn to check the status of your request. - [Get the status of a Zelle® Disbursement](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments%2Fzelle-disbursements%2Fhow-to%2Fget-the-status-of-a-zelle-payment-request.md) Learn to use the Global Payments API to retrieve the status of a Zelle payment request. - [Get the details of a Zelle® Disbursement](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments%2Fzelle-disbursements%2Fhow-to%2Fget-the-details-of-a-disbursements-with-zelle-payment-request.md) In this tutorial, you will learn how to use the Global Payments API to retrieve the payment details of a Disbursements with Zelle® payment request. ###### Interac e-Transfer® - [Interac e-Transfer®](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments%2Finterac-e-transfer%2Foverview.md) Send domestic CAD payments instantly via J.P. Morgan Interac-e-Transfer to email, mobile, or Canadian Bank account through Interac network. - [Payment parameters](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments%2Finterac-e-transfer%2Fpayment-parameters.md) Learn about the required and optional (or non-required) fields for making successful Interac e-Transfer payment. - [Resources](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments%2Finterac-e-transfer%2Fresources.md) Payments via the Interac Network can be sent to a beneficiary email address, Canadian mobile phone number or a fully formed Canadian bank account. ###### How To - [Initiate an Interac e-Transfer payment request](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments%2Finterac-e-transfer%2Fhow-to%2Finitiate-an-interac-e-transfer-payment-request.md) Use the Global Payments API to initiate an Interac e-Transfer payment. Sending a request review a successful response and learn to check the request status. - [Get the status of an Interac e-Transfer payment request](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments%2Finterac-e-transfer%2Fhow-to%2Fget-the-status-of-an-interac-e-transfer-payment-request.md) Learn to use the Global Payments API to retrieve the status of an Interac e-Transfer payment request. - [Get the details of an Interac e-Transfer payment request](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments%2Finterac-e-transfer%2Fhow-to%2Fget-the-details-of-an-interac-e-transfer-payment-request.md) Learn to use the Global Payments API to retrieve the payment details of an Interac e-Transfer payment request. ##### Global Payments 2 - [Global Payments 2](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments-2%2Foverview.md) Discover J.P. Morgan's Global Payments 2 API, a unified solution supporting Real-Time payments, Push to Card, ACH, Zelle, and more. - [Callbacks](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments-2%2Fcallbacks.md) Discover how J.P. Morgan's Global Payments 2 API provides real-time applications status updates using callbacks and removing the need for frequent polling. ###### Real-Time Payments - [Real-Time Payments](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments-2%2Freal-time-payments%2Foverview.md) Enable instant fund availability and settlement with Global Payments 2 Real-Time Payments. Allows your payments to be initiated and settled instantaneously. - [Payment and returns parameters](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments-2%2Freal-time-payments%2Fpayment-parameters.md) Explore J.P. Morgan's Global Payments 2 parameters page for detailed information on required an option fields to develop develop for your region/market. - [Resources](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments-2%2Freal-time-payments%2Fresources.md) Access J.P. Morgan's Global Payments 2 resources page for purpose codes, payment limits by market, and beneficiary bank details. ###### How To - [Initiate a Real-Time Payments request](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments-2%2Freal-time-payments%2Fhow-to%2Finitiate-a-real-time-payments-request.md) Use J.P. Morgan's tutorial, to learn how to initiate a Real-Time Payments request with the Global Payments 2 API for various common use cases. - [Initiate a return request](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments-2%2Freal-time-payments%2Fhow-to%2Finitiate-a-real-time-payments-return-request.md) Initiate a Real-Time Payments Return request - [Get the status of a Real-Time Payments request](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments-2%2Freal-time-payments%2Fhow-to%2Fretrieve-transaction-status.md) Use J.P. Morgan's tutorial, to learn how to use the Global Payments 2 API to retrieve the status of an Real-Time Payments request. - [Get the status of a return request](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments-2%2Freal-time-payments%2Fhow-to%2Fget-the-status-of-a-return-request.md) Get the status of a Return request ###### Push to Card - [Push to Card](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments-2%2Fpush-to-card%2Foverview.md) - [Payment parameters](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments-2%2Fpush-to-card%2Fpayment-parameters.md) Explore J.P. Morgan's Push to Card's Payments parameters page for detailed information on required an option fields to develop for your region/market. - [Resources](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments-2%2Fpush-to-card%2Fresources.md) Explore response types, duplicate logic, and handling of back and future-dated transactions on Global Payments 2 Push to Card payment rails resources page. ###### How To - [Initiate a Push to Card payment](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments-2%2Fpush-to-card%2Fhow-to%2Finitiate-a-push-to-card-payment.md) Learn how to use the J.P. Morgan's Global Payments API 2 to initiate a Push to Card payment. - [Get the status of a Push to Card payment](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments-2%2Fpush-to-card%2Fhow-to%2Fretrieve-the-status-of-a-push-to-card-request.md) Learn how to retrieve the status of a Push to Card payment request using J.P. Morgan's Global Payments 2 API through the developer portal. ###### ACH - [ACH](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments-2%2Fach%2Foverview.md) For secure and low value fund transfer ACH payments explore J.P. Morgan's Global Payments 2 API. - [Payment parameters (credit)](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments-2%2Fach%2Fpayment-parameters-credit.md) Explore the Global Payments 2 ACH Payments parameters page for detailed information on required and option fields to develop for your region/market. - [Payment parameters (debit)](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments-2%2Fach%2Fpayment-parameters-debit.md) Explore the Global Payments 2 ACH Payments parameters (debit) page for detailed information on required and option fields to develop for your region/market. - [Resources](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments-2%2Fach%2Fresources.md) Discover J.P. Morgan's guide to Automated Clearing House (ACH) ACK status messages: Pending, Completed, and Returned. ###### How To - [Initiate an ACH payment](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments-2%2Fach%2Fhow-to%2Finitiate-a-low-value-ach-payment.md) Learn how to use J.P. Morgan's Global Payments 2 API to initiate Automated Clearing House (ACH) payments. - [Get the status of an ACH payment](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments-2%2Fach%2Fhow-to%2Fget-the-status-of-a-low-value-ach-request.md) Learn how to use J.P. Morgan's Global Payments API to retrieve the status of an Automated Clearing House (ACH) payments request. ###### Kinexys Digital Payments - [Kinexys Digital Payments](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments-2%2Fjpm-coin-system%2Foverview.md) Use Global Payments 2 to discover J.P. Morgan's Kinexys Digital Payments a block chain system to manage real-time liquidity through cross-border payments. - [Getting started](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments-2%2Fjpm-coin-system%2Fgetting-started.md) Onboarding to Kinexys Digital Payments: Open a J.P. Morgan Blockchain Deposit account and connect to the Global Payment 2 API for cross-border payments. - [Payment parameters](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments-2%2Fjpm-coin-system%2Fpayment-parameters.md) Learn about the required and optional fields for successful Kinexys Digital Payments requests made through the Global Payments 2 API in J.P. Morgan. - [Resources](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments-2%2Fjpm-coin-system%2Fresources.md) Learn about the Kinexys Digital Payments resources: Accepted Bank Identifier Codes, payments limits, and response types to ensure seamless transactions. ###### How To - [Initiate a Kinexys Digital Payments deposit request (DDA to BDA)](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments-2%2Fjpm-coin-system%2Fhow-to%2Finitiate-a-coin-deposit.md) In this tutorial, you will learn how to use the Global Payments 2 API to initiate a Kinexys Digital Payments deposit to fund a Blockchain Deposit Account. - [Initiate a Kinexys Digital Payments request](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments-2%2Fjpm-coin-system%2Fhow-to%2Finitiate-a-coin-transfer.md) Learn how to use the Global Payments 2 API to initiate Kinexys Digital Payments from a Blockchain Deposit Account (BBA) to a BDA or Demand Deposit Account. - [Get the status of a Kinexys Digital Payments request](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments-2%2Fjpm-coin-system%2Fhow-to%2Fget-the-status-of-a-coin-request.md) Learn to use the Global Payments API to retrieve a the status of aKinexys Digital Payments request. ###### Push to Wallet - [Push to Wallet](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments-2%2Fpush-to-wallet%2Foverview.md) - [Payment parameters](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments-2%2Fpush-to-wallet%2Fpayment-parameters.md) This page provides information about the fields to initiate a Push to Wallet payment. You must include all required fields to initiate a successful payment. - [Resources](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments-2%2Fpush-to-wallet%2Fresources.md) Send payments via Push to Wallets to Paypal and Venmo using the beneficiary's registered email or mobile number for seamless transfers. ###### How To - [Initiate a Push to Wallet payment](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments-2%2Fpush-to-wallet%2Fhow-to%2Finitiate-a-push-to-wallet-payment-request.md) Learn to initiate a Push to Wallet payment using the Global Payments API. You receive a successful response for a request and check the status of your request. - [Get the status of a Push to Wallet payment](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments-2%2Fpush-to-wallet%2Fhow-to%2Fget-the-status-of-a-push-to-wallet-payment-request.md) Learn to use the Global Payments API to retrieve the status of a Push to Wallet payment request. ###### Zelle® Disbursements - [Zelle® Disbursements](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments-2%2Fzelle-disbursements%2Foverview.md) Learn how J.P. Morgan corporate clients can use Zelle for 24/7 real-time payments, with a $100,000 transaction limit and irrevocable transfers. - [Payment parameters](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments-2%2Fzelle-disbursements%2Fpayment-parameters.md) Learn about required, conditionally required, an optional fields for making successful Zelle transactions. - [Resources](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments-2%2Fzelle-disbursements%2Fresources.md) Learn about the Tsupported values and resources for Zelle® payment parameters. ###### How To - [Initiate a Zelle® Disbursement](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments-2%2Fzelle-disbursements%2Fhow-to%2Finitiate-a-zelle-payment-request.md) Learn to use Global Payments 2 API to initiate a Zelle payment. Send a request receive a successful response and learn to check the status of your request. - [Get the status of a Zelle® Disbursement](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments-2%2Fzelle-disbursements%2Fhow-to%2Fget-the-status-of-a-zelle-payment-request.md) In this tutorial, you learn how to get the status of a Zelle® payment. - [Get the details of a Zelle® Disbursement ](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments-2%2Fzelle-disbursements%2Fhow-to%2Fget-the-details-of-a-zelle-disbursement.md) Get the details of a Zelle® Disbursement ###### Wire ###### Same Currency Wires - [Same Currency Wire](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments-2%2Fwire%2Fsame-currency-wires%2Foverview.md) Wire payments through the Global Payments 2 API helps move electronic funds across a network of banks and transfer agencies around the world. - [Payment parameters](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments-2%2Fwire%2Fsame-currency-wires%2Fpayment-parameters.md) This page provides information about the required fields for Same Currency Wire Payment types. - [Resources](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments-2%2Fwire%2Fsame-currency-wires%2Fresources.md) Explore response types, duplicate logic, and the handling of back and future-dated transactions on Same Currency Payment resources page. ###### How To - [Initiate a wire payment request](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments-2%2Fwire%2Fhow-to%2Finitiate-a-high-value-wire-payment.md) In this tutorial, you will learn how to use the Global Payments 2 API to initiate an Wire request for several common use cases. - [Get the status of a wire payment request](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fglobal-payments%2Fcapabilities%2Fglobal-payments-2%2Fwire%2Fhow-to%2Fget-the-status-of-a-high-value-wire-request.md) In this tutorial, you will learn how to use the Global Payments 2 API to retrieve the status of an Wire payment request. #### Pay By Bank - [Pay by Bank ](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fpay-by-bank%2Foverview.md) J.P. Morgan’s Pay by Bank enables you to fully embrace the opportunities yielded by Open Banking in multiple markets through our Account Information Service (AIS) and Payment Initiation Service (PIS) - [Getting started](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fpay-by-bank%2Fgetting-started.md) Getting started ##### Account Information Service - [Overview](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fpay-by-bank%2Fcapabilities%2Faccount-information-service%2Fais-overview.md) Account Information Services (AIS) enables secure and real-time access to account data across financial institutions. ###### How To - [Initiate an AIS request](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fpay-by-bank%2Fcapabilities%2Faccount-information-service%2Fhow-to%2Finitiate-an-ais-request.md) Initiate an AIS request - [Retrieve account information ](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fpay-by-bank%2Fcapabilities%2Faccount-information-service%2Fhow-to%2Fretrieve-account-information.md) Retrieve account information - [Use consent-related services](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fpay-by-bank%2Fcapabilities%2Faccount-information-service%2Fhow-to%2Fuse-consent-related-services.md) Use consent-related services - [Use callbacks](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fpay-by-bank%2Fcapabilities%2Faccount-information-service%2Fhow-to%2Fuse-callbacks.md) Use callbacks ##### Payment Initiation Service - [Overview ](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fpay-by-bank%2Fcapabilities%2Fpayment-initiation-service%2Fpis-overview.md) Payment Initiation Service (AIS) - [Core concepts](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fpay-by-bank%2Fcapabilities%2Fpayment-initiation-service%2Fcore-concepts.md) Core concepts ###### How To - [Initiate a payment](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fpay-by-bank%2Fcapabilities%2Fpayment-initiation-service%2Fhow-to%2Finitiate-a-payment-v2.md) Initiate a payment - [Make a payout](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fpay-by-bank%2Fcapabilities%2Fpayment-initiation-service%2Fhow-to%2Fmake-a-payout-v2.md) Use payouts when you need to refund or send money back to someone who has made a payment. - [Get a list of payment providers](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fpay-by-bank%2Fcapabilities%2Fpayment-initiation-service%2Fhow-to%2Fget-a-list-of-payment-providers.md) In markets that support Pay by Bank transactions, you can use the API to get a list of available providers, such as banks. - [Use callbacks for Pay By Bank](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fpay-by-bank%2Fcapabilities%2Fpayment-initiation-service%2Fhow-to%2Fuse-callbacks-v2.md) Use incoming callbacks to get real-time updates from J.P. Morgan Pay Bank API's. ###### Payment Initiation Service V1 - [Initiate a payment V1](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fpay-by-bank%2Fcapabilities%2Fpayment-initiation-service%2Fhow-to%2Fpayment-initiation-service-v1%2Finitiate-a-payment-v1.md) Initiate a payment V1 - [Request a refund V1](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fpay-by-bank%2Fcapabilities%2Fpayment-initiation-service%2Fhow-to%2Fpayment-initiation-service-v1%2Fmanage-refunds-v1.md) Request a refund V1 - [Get account information V1](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fpay-by-bank%2Fcapabilities%2Fpayment-initiation-service%2Fhow-to%2Fpayment-initiation-service-v1%2Fget-account-information-v1.md) Get account information V1 #### Receivables - [Receivables](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Freceivables%2Foverview.md) J.P. Morgan Receivables solutions introduces API products to help you modernize your payment processes and enhance cash flow management. - [Getting started](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Freceivables%2Fgetting-started.md) Get started with J.P. Morgan's developer documentation. Learn the essential steps to integrate to start using our APIs for your payment processing. ##### Request to Pay via QR Code - [Request to Pay via QR Code](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Freceivables%2Fcapabilities%2Frequest-to-pay-via-qr-code%2Foverview.md) The Request to Pay via QR code API supports using Payment Links and Payment Requests to manage payment invoices, payment links, and QR code creation. - [Payment Links](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Freceivables%2Fcapabilities%2Frequest-to-pay-via-qr-code%2Fpayment-link.md) A Payment Link allows you to create a URL linked to your Payment Request invoice. - [Payment Requests](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Freceivables%2Fcapabilities%2Frequest-to-pay-via-qr-code%2Fpayment-request.md) Learn how payment requests steamline digital payments for business. Creating dynamic QR codes. - [QR codes](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Freceivables%2Fcapabilities%2Frequest-to-pay-via-qr-code%2Fqr-codes.md) Explains how QR codes work for the Request to Pay via QR Code API. - [Callbacks](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Freceivables%2Fcapabilities%2Frequest-to-pay-via-qr-code%2Fcallbacks.md) The Request to Pay via QR Code API supports callbacks to notify your application of real-time status updates when an event occurs. - [Request to Pay via QR Code API testing playbook](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Freceivables%2Fcapabilities%2Frequest-to-pay-via-qr-code%2Ftesting.md) This page is a testing playbook for the Request to Pay via QR Code API. - [Support](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Freceivables%2Fcapabilities%2Frequest-to-pay-via-qr-code%2Fsupport.md) Support ###### How To - [Using Payment Request QR Code generation parameters](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Freceivables%2Fcapabilities%2Frequest-to-pay-via-qr-code%2Fhow-to%2Fqr-code-generation-parameters.md) Using Payment Request QR Code generation parameters - [Create a payment request via QR code](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Freceivables%2Fcapabilities%2Frequest-to-pay-via-qr-code%2Fhow-to%2Fcreate-a-payment-request.md) In this tutorial, you will learn how to use the Request to Pay via QR Code API to create a Payment Request. - [Get the payment request status](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Freceivables%2Fcapabilities%2Frequest-to-pay-via-qr-code%2Fhow-to%2Fget-the-payment-request-details.md) In this tutorial, you will learn how to use the Request to Pay via QR Code API to get the details of a payment request - [Change or cancel a payment request](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Freceivables%2Fcapabilities%2Frequest-to-pay-via-qr-code%2Fhow-to%2Fchange-or-cancel-a-payment-request.md) In this tutorial, you will learn how to use the Request to Pay via QR Code API to update or cancel a payment request. - [Create a payment link via QR code](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Freceivables%2Fcapabilities%2Frequest-to-pay-via-qr-code%2Fhow-to%2Fcreate-payment-link.md) In this tutorial, you will learn how to use the Request to Pay via QR Code API to create a Payment Link. - [Create QR codes in bulk](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Freceivables%2Fcapabilities%2Frequest-to-pay-via-qr-code%2Fhow-to%2Fcreate-multiple-qr-codes-in-bulk.md) Our Bulk API for QR Code generation allows you to create up to 25 QR Codes in a single call. Each item in the batch can include specific information such as amount, due date, description, and external #### Checks - [Checks API](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fchecks%2Foverview.md) Checks - [Getting started](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fchecks%2Fgetting-started.md) Getting Started - [Core concepts](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fchecks%2Fcore-concepts1.md) The online Check Payments API is designed for Business Operations, system integrators, and service providers in need of a single Check API for local processing. - [Support](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fchecks%2Fsupport.md) Support ##### Check Image - [Check image](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fchecks%2Fcapabilities%2Fcheck-image%2Foverview.md) Checks-Overview - [Parameters](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fchecks%2Fcapabilities%2Fcheck-image%2Fpayment-parameters.md) This topic provides information and applicable tables for required and optional fields to develop for your Check imaging API - [Resources](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fchecks%2Fcapabilities%2Fcheck-image%2Fresources.md) This page includes the list of supported currency codes for check image request. ###### How To - [Retrieve check images](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fchecks%2Fcapabilities%2Fcheck-image%2Fhow-to%2Fretrieve-check-images.md) checks ##### Check Inquiry - [Check inquiry](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fchecks%2Fcapabilities%2Fcheck-inquiry%2Foverview.md) Checks-Overview - [Parameters](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fchecks%2Fcapabilities%2Fcheck-inquiry%2Fpayment-parameters.md) This topic provides information and applicable tables for required and optional fields to develop for check inquiry. - [Resources](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fchecks%2Fcapabilities%2Fcheck-inquiry%2Fresources.md) This page includes the list of supported currency codes for check image request. ###### How To - [Retrieve check information](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fchecks%2Fcapabilities%2Fcheck-inquiry%2Fhow-to%2Fretrieve-check-information.md) Retrieve check information ##### Check Issuance And Cancellation - [Check issuance and cancellation](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fchecks%2Fcapabilities%2Fcheck-issuance-and-cancellation%2Foverview.md) Check Issue and Cancellation - [Parameters](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fchecks%2Fcapabilities%2Fcheck-issuance-and-cancellation%2Fpayment-parameters.md) This topic provides information and applicable tables for required and optional fields to develop for your checks API - [Resources](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fchecks%2Fcapabilities%2Fcheck-issuance-and-cancellation%2Fresources.md) Resources ###### How To - [Manage check issuance and cancellation](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fchecks%2Fcapabilities%2Fcheck-issuance-and-cancellation%2Fhow-to%2F1st---get-the-details-for-product.md) Check Issuance and Cancellation ##### Check Stop and Revoke - [Overview](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fchecks%2Fcapabilities%2Fstop-and-revoke%2Foverview.md) The check stop and revoke feature enables organizations to securely, accurately, and efficiently initiate stop and revoke actions on checks. - [Parameters](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fchecks%2Fcapabilities%2Fstop-and-revoke%2Fparameters.md) This page provides details about the required and optional parameters for checks stop and revoke. - [Resources](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fchecks%2Fcapabilities%2Fstop-and-revoke%2Fresources.md) This page provides reference information for Check Stop and Revoke, including supported values and limits. ###### How To - [Manage check stop](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fchecks%2Fcapabilities%2Fstop-and-revoke%2Fhow-to%2Fmanage-check-stop.md) In this tutorial, you'll learn how to submit check stop details for reconciliation and positive pay. - [Manage check revoke](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fchecks%2Fcapabilities%2Fstop-and-revoke%2Fhow-to%2Fmanage-check-revoke.md) In this tutorial, you'll learn how to submit check revoke details for reconciliation and positive pay. ##### Check Print - [Check print](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fchecks%2Fcapabilities%2Fcheck-print%2Fcheck-print.md) Submit check‑print requests from your system using a supported template. Provide the required payment details, and J.P. Morgan prints checks in bulk. - [Parameters](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fchecks%2Fcapabilities%2Fcheck-print%2Fparameters.md) Parameters - [Resources](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fchecks%2Fcapabilities%2Fcheck-print%2Fresources.md) This page provides reference information for Check print, including supported values and limits. ###### How To - [Manage check print](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fchecks%2Fcapabilities%2Fcheck-print%2Fhow-to%2Fmanage-check-print.md) Use the Checks API to submit check print requests that print and mail checks to payees. - [Get check print details](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fchecks%2Fcapabilities%2Fcheck-print%2Fhow-to%2Fget-check-print-details.md) Use the Checks API to retrieve the status and details of a submitted check print request. ##### Check fraud protection - [Check fraud protection](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fchecks%2Fcapabilities%2Fcheck-fraud-detection%2Foverview.md) The Check Fraud Protection API enables clients to retrieve exception items and submit pay, return, or adjust decisions directly from their systems. - [Parameters](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fchecks%2Fcapabilities%2Fcheck-fraud-detection%2Fparameters.md) This page provides details about the required and optional parameters for checks fraud detection. - [Resources](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fchecks%2Fcapabilities%2Fcheck-fraud-detection%2Fresources.md) This page provides reference information for Check Fraud detection, including supported values and limits. ###### How To - [Fetch check exceptions](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fchecks%2Fcapabilities%2Fcheck-fraud-detection%2Fhow-to%2Ffetch-check-exceptions.md) In this tutorial, you’ll learn how to fetch check exceptions by using the check fraud prevention API. You can filter results by exception type and status. - [Submit a decision for a check exception](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fchecks%2Fcapabilities%2Fcheck-fraud-detection%2Fhow-to%2Fsubmit-a-decision-for-a-check-exception.md) Submit a decision for a check exception #### J.P. Morgan Business Direct Connect - [J.P. Morgan Business Direct Connect](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fjp-morgan-business-direct-connect%2Foverview.md) J.P. Morgan Business Direct Connect - [Integration guide](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fjp-morgan-business-direct-connect%2Fgetting-started.md) Use this guide to onboard your organization and applications to J.P. Morgan Business Direct Connect. - [FAQs](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fjp-morgan-business-direct-connect%2Fcommon-troubleshooting-scenarios.md) This page describes common issues encountered during the consent flow. - [Support](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fjp-morgan-business-direct-connect%2Fsupport.md) Support ##### Account owner information - [Account owner information](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fjp-morgan-business-direct-connect%2Fcapabilities%2Faccount-owner-information%2Faccount-owner-information.md) Account owner information ###### How To - [Retrieve account owner information](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fjp-morgan-business-direct-connect%2Fcapabilities%2Faccount-owner-information%2Fhow-to%2Fretrieve-account-owner-name.md) Retrieve account owner information ##### Full account number - [Full account number](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fjp-morgan-business-direct-connect%2Fcapabilities%2Fmoney-movement%2Fmoney-movement-%28payment-networks%29.md) Full account number ###### How To - [Retrieve a full account number](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fjp-morgan-business-direct-connect%2Fcapabilities%2Fmoney-movement%2Fhow-to%2Fpayment-networks-for-an-account.md) Retrieve an account number ##### Account statements - [Account statements](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fjp-morgan-business-direct-connect%2Fcapabilities%2Faccount-statements%2Faccount-statements.md) Account statements ###### How To - [Retrieve account statements](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fjp-morgan-business-direct-connect%2Fcapabilities%2Faccount-statements%2Fhow-to%2Fsearch-for-account-statements.md) Retrieve account statements ##### Account transactions - [Account transactions](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fjp-morgan-business-direct-connect%2Fcapabilities%2Faccount-transactions%2Faccount-transactions.md) Account transactions ###### How To - [Retrieve account transactions](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fjp-morgan-business-direct-connect%2Fcapabilities%2Faccount-transactions%2Fhow-to%2Fsearch-for-account-transactions.md) Retrieve account transactions ##### Account information - [Account information](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fjp-morgan-business-direct-connect%2Fcapabilities%2Faccess-accounts-balances-and-transactions%2Foverview.md) Account information ###### How To - [Retrieve account information](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fjp-morgan-business-direct-connect%2Fcapabilities%2Faccess-accounts-balances-and-transactions%2Fhow-to%2Fsearch-for-accounts.md) Retrieve account information ### Embedded Finance \& Solutions #### Embedded Payments - [Embedded Payments](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fembedded-payments-overview.md) Use the Embedded Payments API to create a limited access J.P.Morgan Payment account for clients. Learn more with the J.P.Morgan Developer Portal. - [Getting started](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fgetting-started.md) Get the information you need to get started managing money and paying clients with Embedded Payments API and learn how our services work. - [Core concepts](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcore-concepts.md) Learn how we can improve client interaction with embedded payments to help process payments at scale, at every point in the customer experience. - [Support](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fsupport.md) Need help setting up and processing embedded payments? Find a specialist, tips and resources within the Payments Developer Portal. ##### Client onboarding - [Overview](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Fonboard-a-client%2Fonboard-a-client1.md) Learn how to onboard a client, the holder of an Embedded Payments profile, so you can properly manage the account on your client's behalf. ###### How To - [Create a client profile](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Fonboard-a-client%2Fhow-to%2Fcreate-a-client-profile.md) Create and manage client profiles with ease using our comprehensive API to support seamless integration with merchant services onboarding. - [Get a list of your client](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Fonboard-a-client%2Fhow-to%2Fget-a-list-of-your-client.md) List and filter Embedded Payments clients with GET /clients, returning client and party IDs, products, outstanding onboarding requirements and status. - [Present onboarding questions to your client](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Fonboard-a-client%2Fhow-to%2Fpresent-onboarding-questions.md) - [Present attestations](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Fonboard-a-client%2Fhow-to%2Fpresent-attestations.md) Complete client attestations before onboarding them - [Complete onboarding steps](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Fonboard-a-client%2Fhow-to%2Fcomplete-onboarding-steps.md) Understand client and party onboarding status - [Upload documents](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Fonboard-a-client%2Fhow-to%2Fupload-documents.md) A guide to manage documents when onboarding clients in Embedded Payments. - [Onboarding reference table](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Fonboard-a-client%2Fhow-to%2Fonboarding-fields-reference.md) Onboarding reference table - [Business classification recommendation](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Fonboard-a-client%2Fhow-to%2Findustry-descriptor-recommendation.md) Business classification recommendation - [Industry descriptor reference](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Fonboard-a-client%2Fhow-to%2Findustry-descriptor-reference.md) Industry descriptor reference - [Reference for onboarding Publicly Traded Companies](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Fonboard-a-client%2Fhow-to%2Freference-for-onboarding-publicly-traded-companies.md) Additional resources for onboarding Publicly traded Companies - [Collect indirect ownership information](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Fonboard-a-client%2Fhow-to%2Findirect-ownership.md) Collect indirect ownership information - [Display J.P. Morgan terms and conditions](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Fonboard-a-client%2Fhow-to%2Fdisplay-terms-conditions.md) Display J.P. Morgan terms and conditions ##### Accounts - [Overview](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Faccounts%2Foverview.md) Compare Limited Accounts and Transaction Accounts, understand flow of funds roles and learn key onboarding, balances, payouts, and reporting steps. ###### Account setup - [Create accounts](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Faccounts%2Faccount-setup%2Fcreate-accounts.md) Create Embedded Payments accounts with J.P. Morgan, including Limited, platform owner, Transaction, and default operational accounts. - [Routable account number](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Faccounts%2Faccount-setup%2Fassign-routable-account-number.md) Understand Payment Routing Numbers, central to routing ACH, wire and RTP payments, and when PRNs activate for Limited and Transaction accounts. - [Generate and download documents](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Faccounts%2Faccount-setup%2Fgenerate-and-retrieve-documents.md) Generate client documents asynchronously, receive a documentId, handle DOCUMENT\_GENERATED or DOCUMENT\_FAILED webhooks, then download PDFs from the API endpoint. ###### Manage accounts - [View accounts](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Faccounts%2Fmanage-accounts%2Fview-accounts.md) Get account status, routing details, limits, restrictions, and closure reasons with GET /accounts/{id}. Use GET /accounts to discover account IDs now. - [Manage account states](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Faccounts%2Fmanage-accounts%2Fmanage-account-states.md) Compare Limited Access and Transaction Account models in J.P. Morgan Embedded Payments, including flow of funds, onboarding, and payments. - [Post transaction restrictions on accounts](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Faccounts%2Fmanage-accounts%2Fpost-transaction-restrictions.md) Add or remove transaction restrictions with POST /accounts/{id}/restrictions to block debits, credits both, or direct debits for eligible states only. - [Generate and download documents](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Faccounts%2Fmanage-accounts%2Fgenerate-and-retrieve-documents.md) Generate client documents asynchronously, receive a documentId, handle DOCUMENT\_GENERATED or DOCUMENT\_FAILED webhooks, then download PDFs from the API endpoint. ###### Balances - [Overview](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Faccounts%2Fbalances%2Foverview.md) Retrieve available, booked, and expected balances, account for pending transactions, and query balances for transaction and limited accounts in apps. ###### How To - [Get balance](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Faccounts%2Fbalances%2Fhow-to%2Fget-balance.md) Retrieve an eligible account balance with GET /accounts/{id}/balances, using account IDs from GET /accounts to request balances for multiple accounts. - [Balance limits](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Faccounts%2Fbalances%2Fhow-to%2Fbalance-limits.md) Set minimum and maximum balance limits for platforms or accounts, validate transactions by threshold, and control negative balances with webhook APIs. - [Manage negative balance](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Faccounts%2Fbalances%2Fhow-to%2Fmanage-negative-balance.md) Manage negative balances using funding and offset accounts, alerts for limits, end of day transfers at 5:00 p.m. ET, and GET /transactions lookups by ID ###### Account closure - [Close an account for your client](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Faccounts%2Faccount-closure%2Fclose-an-account-for-your-client.md) Request limited client account closure, set state to CLOSED, provide a closure reason, track PENDING\_CLOSE, and handle restriction webhooks as needed. ##### External accounts - [Link your client's bank account ](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Fexternal-accounts%2Fadd-a-linked-account.md) Learn how to add your clients designated external bank account to receive funds from Embedded Payments with the J.P Morgan Developer Portal. - [Add and update an external party as a recipient ](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Fexternal-accounts%2Fadd-third-party-payee-as-a-recipient.md) Learn how to add third party payees as recipients with the J.P Morgan Developer Portal. - [Add payment details for bulk payouts and collection](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Fexternal-accounts%2Fadd-payment-details.md) Add, update, verify and manage settlement account recipients for payouts across ACH, wire, RTP, and Push to Card using the Recipients resource. ##### Transactions ###### Fund account - [Overview](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Ftransactions%2Ffund-account%2Foverview.md) Embedded payments empowers platforms and their clients to effortlessly move funds, collect incoming payments, and automate direct debits — all in one seamless experience. ###### How To - [Initiate transfers](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Ftransactions%2Ffund-account%2Fhow-to%2Finitate-trabsfers.md) Initiate transfers to move funds between your platform and client Embedded Payments accounts, supporting treasury, processing and transaction accounts. - [Receive funds from external account](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Ftransactions%2Ffund-account%2Fhow-to%2Freceive-funds-from-external-account.md) See account types for incoming funds, find routable account numbers, and use routing numbers for ACH, wire, and RTP transfers in one place in minutes. - [Request direct debits](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Ftransactions%2Ffund-account%2Fhow-to%2Frequest-direct-debits.md) Initiate ACH direct debit transactions via POST /transactions, validate allowed debit and credit accounts, and include required request fields. ###### Payouts - [Overview](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Ftransactions%2Fpayouts%2Foverview.md) Embedded Payments overview: Make ACH, wire, RTP, FXACH, FXWIRE, and push to card payouts, register payees, and check eligible bank accounts and limits. ###### How To - [Payout to a linked account](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Ftransactions%2Fpayouts%2Fhow-to%2Fpayout-to-a-linked-account.md) Send payouts from a client LIMITED\_DDA or LIMITED\_DDA\_PAYMENT to a validated linked external account using ACH, RTP, wire, or card. - [Payout to a third parties](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Ftransactions%2Fpayouts%2Fhow-to%2Fpayout-to-any-external-party.md) Send payouts to registered or unregistered third parties from eligible accounts using ACH, RTP, wire and FX methods with tracking. - [Payout on behalf of an unregistered party ](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Ftransactions%2Fpayouts%2Fhow-to%2Fpayout-on-behalf-of-an-unregistered-party.md) Send ACH, RTP or wire payouts on behalf of unregistered recipients by setting debtor.type to ON\_BEHALF\_OF and providing recipient details in requests. - [Make a cross-border FX payout](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Ftransactions%2Fpayouts%2Fhow-to%2Fmake-a-cross-border-fx-payout.md) Learn about cross border FX payouts with Embedded Payments APIs, set up payee, get rates, send USD transactions and receive webhook updates for clients - [Allow direct debit request](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Ftransactions%2Fpayouts%2Fhow-to%2Fallow-direct-debit-request.md) Allow an external party to pull funds from a platform or client account to an external account using a Received Direct Debit Transfer ###### Manage transactions - [View and display transactions](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Ftransactions%2Fmanage-transactions%2Fview-%26-display-transactions.md) View, filter, and sort Embedded Payments transactions with GET /transactions, then display balances, types, and statuses in your app. Add date ranges. ##### Notifications - [Overview](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Fnotification-subscriptions%2Foverview.md) Notifications ###### How To - [Manage notifications](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Fnotification-subscriptions%2Fhow-to%2Fmanage-notifications.md) You can use Embedded Payments webhooks to get realtime notifications for transaction and client events. Learn how on the J.P.Morgan Developer Portal. - [Notification payload samples without OAuth](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Fnotification-subscriptions%2Fhow-to%2Fnotification-payload-samples.md) Notification payload samples - [Notification payload samples with OAuth](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Fnotification-subscriptions%2Fhow-to%2Fnotification-payloads-with-oauth.md) Take a look at these payload examples relating to available notifications in Embedded Payments. ##### Reports - [Overview](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Freports%2Foverview.md) Track Embedded Payments program and participant activity via H2H reports for onboarding, compensation, accounts and transactions, in CSV, CAMT or BAI formats. ### Fraud Solutions #### Validation Services - [Validation Services](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ffraud-solutions%2Fvalidation-services%2Foverview.md) Use J.P. Morgan's Validation Services to validate bank accounts, individuals, and businesses across multiple data sources. - [Getting started](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ffraud-solutions%2Fvalidation-services%2Fgetting-started.md) Learn how to start using J.P. Morgan's Validation Services API. Follow our step-by-step guide to set up your developer account, create a project, and begin integration. - [Support](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ffraud-solutions%2Fvalidation-services%2Fsupport.md) Get help with J.P. Morgan's Validation Services API. Provide your name, company ID, API details, and error information for faster assistance. ##### Account Validation - [Account Validation](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ffraud-solutions%2Fvalidation-services%2Fcapabilities%2Faccount-validation%2Foverview.md) Use J.P. Morgan's Account Validation services to verify accounts, authenticate account owners, and assess fraud risks related to bank accounts. - [Account Validation parameters](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ffraud-solutions%2Fvalidation-services%2Fcapabilities%2Faccount-validation%2Faccount-validation-parameters.md) Explore J.P. Morgan's Account Validation's payment parameter's page for detailed information on the required fields. - [Resources](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ffraud-solutions%2Fvalidation-services%2Fcapabilities%2Faccount-validation%2Fresources.md) Explore J.P. Morgan's Account Validation services to verify account status and confirm account ownership for individuals and businesses globally. - [Account Validation countries ](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ffraud-solutions%2Fvalidation-services%2Fcapabilities%2Faccount-validation%2Faccount-validation-global-coverage.md) Account Validation countries ###### How To - [Verify a U.S. bank account and ownership ](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ffraud-solutions%2Fvalidation-services%2Fcapabilities%2Faccount-validation%2Fhow-to%2FVerify-bank-account-status.md) Get step-by-step instructions for verifying a U.S. bank account, checking its status, and authenticating the account owner's name. - [Validate a global account ](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ffraud-solutions%2Fvalidation-services%2Fcapabilities%2Faccount-validation%2Fhow-to%2Fglobal-account-validation.md) Use the J.P. Morgan Developer Portal guide to globally verify and authenticate personal and business bank account. - [Perform micro-deposits](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ffraud-solutions%2Fvalidation-services%2Fcapabilities%2Faccount-validation%2Fhow-to%2Fperform-micro-deposits.md) - [Request account confidence score](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ffraud-solutions%2Fvalidation-services%2Fcapabilities%2Faccount-validation%2Fhow-to%2Frequest-an-account-confidence-score.md) In this tutorial, you will learn how to request an Account Confidence Score (ACS) that provides an indicator of the likelihood of fraud on a beneficiary account. By the end of this tutorial, you will ##### Entity Validation - [Entity Validation](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ffraud-solutions%2Fvalidation-services%2Fcapabilities%2Fentity-validation%2Foverview.md) Automate the verification and screening of individual and business data with J.P. Morgan's Entity Validation API. Enhance onboarding, verify identities, and validate documents. - [Entity Validation parameters](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ffraud-solutions%2Fvalidation-services%2Fcapabilities%2Fentity-validation%2Fentity-validation-parameters.md) Learn about the required and optional fields for J.P. Morgan's Entity and Document Validation API. Ensure successful requests by including all necessary parameters. - [Resources](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ffraud-solutions%2Fvalidation-services%2Fcapabilities%2Fentity-validation%2Fresources.md) Access essential resources for J.P. Morgan's Entity Validation services. Verify identities and screen individuals and businesses across 50+ countries. - [Entity Validation countries](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ffraud-solutions%2Fvalidation-services%2Fcapabilities%2Fentity-validation%2Fentity-validation-global-coverage.md) Entity Validation supported countries ###### How To - [Verify an individual](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ffraud-solutions%2Fvalidation-services%2Fcapabilities%2Fentity-validation%2Fhow-to%2Fverify-individual.md) Learn how to verify an individual or business against J.P. Morgan and third-party sources. - [Screen an individual](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ffraud-solutions%2Fvalidation-services%2Fcapabilities%2Fentity-validation%2Fhow-to%2Fscreen-an-individual.md) Learn how to screen an individual or business against J.P. Morgan and third-party sources. - [Verify a business](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ffraud-solutions%2Fvalidation-services%2Fcapabilities%2Fentity-validation%2Fhow-to%2Fverify-a-business-entity.md) Learn how to verify a business and up to five authorized representatives associated with a business in a single request. - [Screen a business entity](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ffraud-solutions%2Fvalidation-services%2Fcapabilities%2Fentity-validation%2Fhow-to%2Fscreen-a-business-entity.md) Learn how to screen an individual or business against J.P. Morgan and third-party sources. #### Alerts And Decisioning - [Alerts and Decisioning](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ffraud-solutions%2Falerts-and-decisioning%2Foverview.md) Receive near real time payment hold alerts via webhook, review holds in your systems, then approve or reject payments using REST APIs. - [Getting started](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ffraud-solutions%2Falerts-and-decisioning%2Fgetting-started.md) Set up portal access, complete certificate exchange for client testing, enable required APIs, then test in sandbox or CAT before production. - [Core concepts](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ffraud-solutions%2Falerts-and-decisioning%2Fcore-concepts.md) Understand holds, decisions, and statuses, including webhook and API retrieval, filtering by status, and auto cancellation rules for wires and ACH. - [Testing](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ffraud-solutions%2Falerts-and-decisioning%2Ftesting.md) Use the Customer Testing Environment to validate holds, webhooks, queries, and decisions with synthetic data, rate limits, and a 15 minute data refresh. - [Transition from J.P. Morgan Access (UI) to Alerts and Decisioning API](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ffraud-solutions%2Falerts-and-decisioning%2Faccess-to-api.md) Transition from J.P. Morgan Access (UI) to the Alerts and Decisioning API - [Support](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ffraud-solutions%2Falerts-and-decisioning%2Fsupport.md) Get integration help for Alerts and Decisioning by sharing product name, API URL, timestamps, client identifier, and error details, plus links to key resources. ##### Payment Hold - [Overview](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ffraud-solutions%2Falerts-and-decisioning%2Fcapabilities%2Fpayment-hold%2Foverview.md) Get near real time webhook alerts when payments are held, or retrieve holds by REST APIs using filters and single hold lookup for review. ###### How To - [Receive payment hold notification via webhook](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ffraud-solutions%2Falerts-and-decisioning%2Fcapabilities%2Fpayment-hold%2Fhow-to%2Freceive-payment-hold-notifications-via-webhook.md) Learn how to receive payment held and Payment hold amended webhook events, persist holds, interpret status fields and trigger user alerts. - [Retrieve payment holds via API](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ffraud-solutions%2Falerts-and-decisioning%2Fcapabilities%2Fpayment-hold%2Fhow-to%2Fretrieve-payment-holds-via-api.md) Retrieve payment holds with GET /holds and GET /holds/{id}, filter by status or substatus, page through results, and handle auth errors. ##### Payment Decisioning - [Overview](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ffraud-solutions%2Falerts-and-decisioning%2Fcapabilities%2Fpayment-decisioning%2Foverview.md) Learn how Payment Decisioning helps you approve or reject held payments via PCC API, integrate with ERP or TMS, and support timely hold resolution. ###### How To - [Decision a payment hold to release or cancel a payment](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ffraud-solutions%2Falerts-and-decisioning%2Fcapabilities%2Fpayment-decisioning%2Fhow-to%2Fdecision-a-payment-hold-to-release-or-cancel-a-payment.md) Submit approve or reject decisions for one or many payment holds using POST decision endpoints, handle partial failures, and store updated status fields. ### Liquidity Account Solutions #### BDA Balances - [Blockchain Deposit Account (BDA) Balances](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fliquidity-account-solutions%2Fbda-balances%2Foverview.md) Enhance transparency and control with J.P. Morgan's Blockchain Deposit API. Access current and historical balance data, specify accounts, and define time periods for comprehensive financial insights. - [Getting started](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fliquidity-account-solutions%2Fbda-balances%2Fgetting-started.md) Learn how to set up and use J.P. Morgan's Blockchain Deposit Account (BDA) Balances API. Register as a developer, configure bank accounts, and start accessing account and balance data. - [Support](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fliquidity-account-solutions%2Fbda-balances%2Fsupport.md) Get help with J.P. Morgan's Blockchain Deposit Account (BDA) B API. For urgent issues, call +1-978-805-1200 (Option 6). For non-urgent issues, email api.service.support@jpmchase.com with your details. ##### Balances - [Balances](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fliquidity-account-solutions%2Fbda-balances%2Fcapabilities%2Fbalances%2Foverview.md) Fetch current and historical Blockchain Deposit Account (BDA) balances with J.P. Morgan's BDA Balances API. Customize integration, view balance types, and enhance cash management with real-time data. - [Resources](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fliquidity-account-solutions%2Fbda-balances%2Fcapabilities%2Fbalances%2Fresources.md) Access detailed information on API request fields, response balance types, and balance states for J.P. Morgan's BDA Balances API. Enhance your financial reporting and cash management. ###### How To - [Get all eligible account balances](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fliquidity-account-solutions%2Fbda-balances%2Fcapabilities%2Fbalances%2Fhow-to%2Fgetting-account-balances.md) - [Get account balances for specific accounts](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fliquidity-account-solutions%2Fbda-balances%2Fcapabilities%2Fbalances%2Fhow-to%2Fgetting-balance-for-a-specific-account.md) ## Solutions - [Manage cash across global retail operations](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fsolutions%2Fconsumer-and-retail.md) Streamline financial reporting by securely connecting Microsoft Excel to banking APIs for account, payment, and FX data. ### Accept - [Accept and manage payments with no coding required](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fsolutions%2Faccept%2Fcommerce-basics.md) Accept payments, protect customer data and track sales in one simple solution - [Commerce for Platforms](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fsolutions%2Faccept%2Fembedded-payments-commerce.md) TBW - [Simplify your payment processing with plugin solutions](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fsolutions%2Faccept%2Fplugins-solutions.md) Discover J.P. Morgan's plugin solutions for seamless payment integration. ### Manage - [Manage cash across global operations](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fsolutions%2Fmanage%2Falternate-consumer-and-retail.md) Centralize cash visibility, monitor balances across global operations, and improve financial decision-making across organizations with integrated reporting - [Manage capital visibility across complex investment structures](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fsolutions%2Fmanage%2Fcenterbridge.md) Centralize cash visibility, monitor liquidity across entities, and simplify reporting across complex investment structures with integrated treasury data - [Manage employee payroll and financial workflows](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fsolutions%2Fmanage%2Fhr-and-payroll.md) Manage payroll payments, ensure accurate employee data, and gain visibility across payroll and financial workflows with integrated processing and reporting ### Send - [Send third-party payments](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fsolutions%2Fsend%2Fthird-party-payment.md) Send third-party payments, control fund flows, and gain visibility across intermediaries and marketplaces with integrated payment tracking - [Send e-commerce payments and seller payouts](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fsolutions%2Fsend%2Fecommerce.md) Send payments and seller disbursements, manage distribution workflows, and gain visibility across digital platforms and marketplaces with integrated payment processing ### Protect - [Verify counterparties during onboarding](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fsolutions%2Fprotect%2Fvalidation-services-product.md) Verify counterparties, reduce onboarding risk, and ensure accurate payment setup across vendors and partners with integrated validation and monitoring - [Protect payment disbursements](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fsolutions%2Fprotect%2Fvalidation-services.md) Protect payment disbursements, prevent fraud and errors, and improve payout reliability across payment workflows with integrated validation and controls ## Api - [API reference](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Findex.md) Explore J.P. Morgan's API reference with detailed resources, endpoints, and samples. Access guides, response codes, versioning, and comprehensive API documentation. - [Authentication](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fauthentication-page.md) Learn about security credentials for J.P. Morgan's APIs, including authentication certificates, authorization, signing requests, and data encryption. - [mTLS with Digital Signature](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fmtls-digital-signature.md) Get step-by-step guidance on using mTLS and digital signatures to securely connect with J.P. Morgan's APIs. - [J.P. Morgan public certificates](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fj-p--morgan-public-certificates.md) Download public certificates for J.P. Morgan API usage. - [OAuth](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fauthentication-oauth-page.md) Get step-by-step guidance on integrating Oauth 2.0 for API authentication, authorization, and secure information exchange through digital signatures. - [Response codes](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fresponse-codes-page.md) Understand J.P. Morgan's API response codes for success, client-side errors, and server errors for effective integration. - [Versioning](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fversioning-page.md) Learn about J.P. Morgan's API versioning strategy, including handling non-breaking and breaking changes, integration expectations, and deprecation policies. - [Callback and encryption certificate installation releases](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fenvironments.md) Production callback certificaate installation releases for 2026. ### Commerce #### Online Payments - [Online Payments](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Fonline-payments%2Foverview.md) Manage the entire payments lifecycle for multiple methods of payment, including chargebacks, transfers and more with Online Payments APIs. - [OAuth authentication](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Fonline-payments%2Foauth-authentication.md) Learn how to authenticate API calls using OAuth 2.0. Follow detailed steps for both testing and production environments, including certificate generation. ##### Online Payments - [Online Payments](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Fonline-payments%2Fonline-payments%2Fonline-payments-oas.md) - [Online Payments response codes](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Fonline-payments%2Fonline-payments%2Ferror-codes.md) Our Online Payments API response codes can help you troubleshoot issues and determine if a transaction was approved or declined. - [Online Payments changelog](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Fonline-payments%2Fonline-payments%2Fchangelog.md) Stay updated with the latest versions and enhancements to the Online Payments API. Review the changelog for spec and documentation updates in one place. ##### Checkout - [Checkout](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Fonline-payments%2Fcheckout%2Fcheckout-oas.md) - [Checkout response codes](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Fonline-payments%2Fcheckout%2Fcheckout-api-response-codes.md) Explore our Checkout API response codes with possible causes that can help you troubleshoot client or server issues. - [Checkout changelog](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Fonline-payments%2Fcheckout%2Fchangelog.md) Stay updated with the latest versions and enhancements to the Checkout API. Review the changelog for spec and documentation updates in one place. #### Optimization Protection - [Optimization \& Protection](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Foptimization-protection%2Foverview.md) Manage reporting, notifications and more throughout a variety of regions with the Optimization \& Protection APIs on J.P. Morgan's Developer Portal - [OAuth authentication](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Foptimization-protection%2Foauth-authentication.md) Learn how to authenticate API calls using OAuth 2.0. Follow detailed steps for both testing and production environments, including certificate generation. ##### Reporting - [Reporting](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Foptimization-protection%2Freporting%2Freporting-oas.md) - [Reporting response codes](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Foptimization-protection%2Freporting%2Ferror-reason-codes---data-reports.md) Review our Reporting API response codes to determine what each success, denied, or error code means and potential causes for each response code type. - [Reporting changelog](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Foptimization-protection%2Freporting%2Fchangelog.md) Stay updated with the latest versions and enhancements to the Reporting API. Review the changelog for spec and documentation updates in one place. ##### Notifications - [Notifications](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Foptimization-protection%2Fnotifications%2Fnotifications-oas.md) - [Notifications response codes](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Foptimization-protection%2Fnotifications%2Fresponse-codes1.md) Discover the Notifications API response codes and their possible causes to help you understand when subscriptions and notifications have been processed. - [Notifications changelog](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Foptimization-protection%2Fnotifications%2Fchangelog.md) Stay updated with the latest versions and enhancements to the Notifications API. Review the changelog for spec and documentation updates in one place. ##### Tokenization - [Tokenization](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Foptimization-protection%2Ftokenization%2Ftokenization-oas.md) - [Tokenization response codes](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Foptimization-protection%2Ftokenization%2Fresponse-codes.md) Review our Tokenization API response codes to help you debug potential issues. We provide possible causes for success, denied, and error response codes. - [Tokenization changelog](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Foptimization-protection%2Ftokenization%2Fchangelog.md) Stay updated with the latest versions and enhancements to the Tokenization API. Review the changelog for spec and documentation updates in one place. ##### 3-D Secure - [3-D Secure](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Foptimization-protection%2F3-d-secure%2F3-d-secure-1.md) - [3-D Secure response codes](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Foptimization-protection%2F3-d-secure%2F3-d-secure-response-codes.md) Understand our 3-D Secure API response messages and reason codes for successful, client, and server error responses. - [3-D Secure changelog](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Foptimization-protection%2F3-d-secure%2Fchangelog.md) Stay updated with the latest versions and enhancements to the 3-D Secure API. Review the changelog for spec and documentation updates in one place. ##### Wallet Decryption - [Wallet Decryption](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Foptimization-protection%2Fwallet-decryption%2Fwallet-decryption-oas.md) - [Wallet Decryption response codes](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Foptimization-protection%2Fwallet-decryption%2Fwallet-decryption-response-codes.md) Explore Wallet Decryption API responses: understand successful outcomes, client errors, and server errors with response codes and detailed messages for effective troubleshooting. - [Wallet Decryption changelog](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Foptimization-protection%2Fwallet-decryption%2Fchangelog.md) Stay updated with the latest versions and enhancements to the Wallet Decryption API. Review the changelog for spec and documentation updates in one place. ##### Consumer Profile - [Consumer Profile Management](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Foptimization-protection%2Fconsumer-profile%2Fconsumer-profile-oas.md) - [Consumer Profile Management response codes](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Foptimization-protection%2Fconsumer-profile%2Fconsumer-profile-response-codes.md) Discover our Consumer Profile Management API response codes: learn about successful operations, client errors, and server issues with a detailed list of possible causes. - [Consumer Profile Management changelog](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Foptimization-protection%2Fconsumer-profile%2Fchangelog.md) Stay updated with the latest versions and enhancements to the Consumer Profile Management API. Review the changelog for spec and documentation updates in one place. ##### Account Updater - [Account Updater](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Foptimization-protection%2Faccount-updater%2Faccount-updater-oas.md) - [Account Updater response codes](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Foptimization-protection%2Faccount-updater%2Faccount-updater-response-codes.md) Review our Account Updater API response codes to learn about successful operations, client errors, and server issues, with a detailed list of possible causes. - [Account Updater changelog](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Foptimization-protection%2Faccount-updater%2Fchangelog.md) Stay updated with the latest versions and enhancements to the Account Updater API. Review the changelog for spec and documentation updates in one place. ##### Digital Onboarding - [Digital Onboarding API](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Foptimization-protection%2Fdigital-onboarding%2Fonboarding-oas.md) - [Digital Onboarding response codes](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Foptimization-protection%2Fdigital-onboarding%2Fonboarding-response-codes.md) Review our Commerce Digital Onboarding API response codes to learn about successful operations, client errors, and server issues, with a detailed list of possible causes. - [Digital Onboarding changelog](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Foptimization-protection%2Fdigital-onboarding%2Fchangelog.md) Stay updated with the latest versions and enhancements to the Digital Onboarding API. Review the changelog for spec and documentation updates in one place. #### Dispute Management - [Dispute Management ](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Fdispute-management%2Fdispute-management-oas.md) - [Dispute management response codes](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Fdispute-management%2Fdispute-management-response-codes.md) Review our dispute management API response codes to help you debug potential issues. We provide possible causes for success, denied, and error response codes. - [Dispute management changelog](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Fdispute-management%2Fchangelog.md) Stay updated with the latest versions and enhancements to the Disputes Management API. Review the changelog for spec and documentation updates in one place. #### Product Configuration - [Product Configuration](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Fproduct-configuration%2Fproduct-configuration-oas.md) - [Product Configuration response codes](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Fproduct-configuration%2Fproduct-configuration-response-codes.md) Review the product configuration response codes. - [Product Configuration changelog](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Fproduct-configuration%2Fproduct-configuration-changelog.md) Learn and reference the version history of the Product Configuration API. ### Treasury #### Global Payments - [Global Payments](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Ftreasury%2Fglobal-payments%2Fintroduction.md) Discover how the Global Payments API offers a unified experience by providing multiple payments types that can be initiated through a single API. ##### Global Payments - [Global Payments API](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Ftreasury%2Fglobal-payments%2Fglobal-payments%2Fglobal-payments-oas.md) - [Global Payments status responses and error codes](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Ftreasury%2Fglobal-payments%2Fglobal-payments%2Ferror-codes.md) This page contains the status responses and error codes for Global Payments. - [Changelog](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Ftreasury%2Fglobal-payments%2Fglobal-payments%2Fchangelog.md) This section contains updates introduced in Global Payments API. ##### Global Payments 2 - [Global Payments 2 API](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Ftreasury%2Fglobal-payments%2Fglobal-payments-2%2Fglobal-payments-2-oas.md) - [Global Payments 2 status responses and error codes](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Ftreasury%2Fglobal-payments%2Fglobal-payments-2%2Ferror-codes.md) Learn the different types of Global Payments 2 API error response codes and descriptions to help you debug payment processing issues. - [Changelog](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Ftreasury%2Fglobal-payments%2Fglobal-payments-2%2Fchangelog.md) Stay up to date with the latest changes to the Global Payments API, including new features and enhancements. #### Pay By Bank - [Pay by Bank](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Ftreasury%2Fpay-by-bank%2Fpay-by-bank.md) Pay by Bank - [Account Information Service](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Ftreasury%2Fpay-by-bank%2Fais-oas.md) - [Payment Initiation Service](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Ftreasury%2Fpay-by-bank%2Fpis-oas.md) - [Pay by Bank API](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Ftreasury%2Fpay-by-bank%2Ferror-codes.md) Understand Pay by Bank API error codes to quickly diagnose request validation issues, authentication and authorization failures, and system errors, with practical emediation guidance. - [Changelog](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Ftreasury%2Fpay-by-bank%2Fchangelog.md) Track the latest updates, API changes, and new features for J.P. Morgan's Pay by Bank product. Stay current with product improvements, enhancements, and release notes for seamless bank payment integra #### Receivables - [Receivables](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Ftreasury%2Freceivables%2Fintroduction.md) Receivables OAS overview page - [Request to Pay via QR Code API](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Ftreasury%2Freceivables%2Frequest-to-pay-api.md) - [Request to Pay error codes](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Ftreasury%2Freceivables%2Frequest-to-pay-status-responses-and-error-codes.md) - [Changelog](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Ftreasury%2Freceivables%2Fchangelog.md) Stay uptodate with the latest updates, improvements, and fixes. Check out our changelog for new features, enhancements, and important changes. - [Request to Pay via QR Code API (Brazil)](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Ftreasury%2Freceivables%2Frequest-to-pay-brazil-api.md) - [Changelog (Brazil)](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Ftreasury%2Freceivables%2Fchangelog-brazil.md) Changelog (Brazil) #### Checks - [Checks API](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Ftreasury%2Fchecks%2Fintroduction.md) Checks API - [Checks API](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Ftreasury%2Fchecks%2Fchecks-oas.md) - [Checks API](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Ftreasury%2Fchecks%2Ferror-codes.md) Checks API - [Changelog](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Ftreasury%2Fchecks%2Fchangelog.md) Stay uptodate with the latest updates, improvements, and fixes. Check out our changelog for new features, enhancements, and important changes. #### J.P. Morgan Business Direct Connect - [J.P. Morgan Business Direct Connect](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Ftreasury%2Fjp-morgan-business-direct-connect%2Fintroduction.md) J.P. Morgan Direct Connect - [J.P. Morgan Business Direct Connect](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Ftreasury%2Fjp-morgan-business-direct-connect%2Fapi-specification-page.md) - [Changelog](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Ftreasury%2Fjp-morgan-business-direct-connect%2Fchangelog.md) Changelog ### Embedded Finance \& Solutions #### Embedded Payments - [Embedded Payments](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fembedded-finance-solutions%2Fembedded-payments%2Foverview.md) Discover how you can use Embedded Payments APIs to integrate account management and payout services into your existing payment platform. - [Digital Onboarding](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fembedded-finance-solutions%2Fembedded-payments%2Fonboarding-oas.md) - [Error response codes](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fembedded-finance-solutions%2Fembedded-payments%2Ferror-codes.md) Explore our Embedded Payments error code catalog to determine what issues may be occurring with API request validation. - [Changelog](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fembedded-finance-solutions%2Fembedded-payments%2Fchangelog.md) Review Embedded Payments release notes for Accounts API, Transactions API, Recepients API, Documents API, webhooks and digital onboarding updates. ##### Embedded Payments - [Accounts API](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fembedded-finance-solutions%2Fembedded-payments%2Fembedded-payments%2Faccounts.md) - [Recipients API](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fembedded-finance-solutions%2Fembedded-payments%2Fembedded-payments%2Frecipients.md) - [Transactions API](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fembedded-finance-solutions%2Fembedded-payments%2Fembedded-payments%2Ftransactions.md) - [Webhooks API](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fembedded-finance-solutions%2Fembedded-payments%2Fembedded-payments%2Fwebhooks.md) - [Documents API](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fembedded-finance-solutions%2Fembedded-payments%2Fembedded-payments%2Fdocuments.md) ### Fraud Solutions #### Validation Services - [Validation Services](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Ffraud-solutions%2Fvalidation-services%2Foverview.md) The Validation Services API validates bank accounts, individuals, and businesses across multiple data sources, supports URL versioning, and returns detailed HTTP error codes. - [Validation Services API](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Ffraud-solutions%2Fvalidation-services%2Fvalidation-services-oas.md) - [Validation Services error response codes](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Ffraud-solutions%2Fvalidation-services%2Ferror-codes.md) - [Changelog](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Ffraud-solutions%2Fvalidation-services%2Fchangelog.md) Stay uptodate with the latest updates, improvements, and fixes. Check out our changelog for new features, enhancements, and important changes. #### Alerts And Decisioning - [Introduction](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Ffraud-solutions%2Falerts-and-decisioning%2Fintroduction.md) Get started with Alerts and Decisioning API to list trust and safety notifications, filter by creation date, control page size, and use versioned endpoints. - [Alerts and Decisioning API](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Ffraud-solutions%2Falerts-and-decisioning%2Foas.md) - [Error codes](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Ffraud-solutions%2Falerts-and-decisioning%2Ferror-codes.md) Review Payment Control Center API error codes, standard JSON error fields, and context details for holds queries and decision requests, including 429 rate limits. ### Liquidity Account Solutions #### BDA Balances - [Blockchain Deposit Account Balances](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fliquidity-account-solutions%2Fbda-balances%2Foverview.md) J.P. Morgan BDA Balances API - [Blockchain Deposit Account (BDA) Balances API](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fliquidity-account-solutions%2Fbda-balances%2Faccounts-oas.md) - [Blockchain Deposit Account (BDA) Balances API error response codes](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fliquidity-account-solutions%2Fbda-balances%2Faccounts-response-codes.md) ## Resources - [Integration options to fit your business needs](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fresources%2Fintegrations-page.md) Connect with us through flexible solutions that are optimized for your business ### AI solutions - [AI solutions](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fresources%2Fai-solutions%2Findex.md) Explore our AI solutions and MCP integrations to accelerate development, enhance documentation access, and unlock innovative payment opportunities. - [Model Context Protocol](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fresources%2Fai-solutions%2Fmcp-page.md) Seamless PDP documentation access via open-source MCP server ## Blog ### Guides - [Getting started with J.P. Morgan Payments - OAuth authentication](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fguides%2Fgetting-started-with-payments-oauth-mp.md) - [Closing the digital poverty gap: Make It Happen's innovative approach to education](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fguides%2Fmake-it-happen-blog.md) - [Online Payments 101 - Transaction Identifiers](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fguides%2Fonline-payments-101---transaction-identifiers.md) - [Payments participants and lifecycle 101](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fguides%2Fpayments-participants-and-lifecycle-101.md) - [Introduction to accepting payments](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fguides%2Faccepting-payments.md) Understand payment rails, methods of acceptance, and how our Online Payments API streamlines the way merchants accept, process, and settle payments. - [Introduction to sending payments](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fguides%2Fsending-payments.md) - [Optimization \& Protection Payments APIs](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fguides%2Foptimization-protection-blog.md) - [The importance of validation services in financial transactions](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fguides%2Fvalidation-services.md) Explore the importance of validation services in preventing fraud, reducing payment errors, and ensuring compliance in financial operations. - [Boosting your payments security with Account Validation Services](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fguides%2Faccount-validation-services.md) Discover how J.P. Morgan's Account Validation Services can help enhance payment security and streamline operations. - [WebSocket basics](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fguides%2Fwebsocket-basics.md) WebSockets are one of the most useful protocols for receiving and sending real-time data. - [Unlocking blockchain’s potential with Kinexys Digital Payments](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fguides%2Funlocking-blockchains-potential.md) From enhancing efficiency to improving transparency and security, blockchain helps financial institutions modernize their operations and deliver value to clients. - [Building an automated solution for index and cluster management for Elasticsearch/AWS OpenSearch](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fguides%2Fopensearch.md) Learn about J.P. Morgan's innovative approach to AWS OpenSearch automation, enhancing data reliability and performance. - [Ensuring trust and safety while using our Payments APIs](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fguides%2Ftrust-and-safety.md) At J.P. Morgan Payments, our comprehensive suite of APIs provides everything you need to safely and securely accept, manage, and send payments at scale. - [How Entity Validation Services by J.P. Morgan empower businesses](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fguides%2Fhow-evs-empower-businesses.md) Verification of entities, including businesses and individuals, helps to provide real-time fraud prevention and compliance solutions. - [What are the consequences of not validating transaction data?](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fguides%2Fevs-consequences.md) Failing to verify transactions via validation services can open your business up to fraud, compliance issues and more. - [How API-based validation services help make payments faster](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fguides%2Ffaster-validation.md) Explore how API-based validation services from J.P. Morgan Payments help to enhance payment speed and security. - [Understanding the role of real-time payments (RTP)](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fguides%2Fwhat-is-rtp.md) Learn how real-time payments (RTP) empower businesses with instant transactions, improved cash flow visibility, and seamless integration. - [How J.P. Morgan developers leverage AI](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fguides%2Fleveraging-ai.md) Learn how J. P. Morgan Payments uses AI tools like code assistants and PR review systems to streamline workflows, improve code quality, and drive innovation ### Announcements - [Introducing the J.P. Morgan Payments Developer Portal](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fannouncements%2Fintroducing-pdp.md) ### Events - [fintech\_devcon: How to engage and excite a large bank](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fevents%2Ffintech_devcon.md) - [Twilio’s live demo of J.P. Morgan Payments API integration at Money20/20](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fevents%2Fmoney-2020.md) Watch Twilio's demo of J.P. Morgan Payment’s API integration at Money20/20, Oct. 27-30. Experience frictionless payments and data-driven customer engagement. - [Payments for video game developers](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fevents%2Fsf-game-developer.md) - [J.P. Morgan Payments first Developer Fintech Meetup recap](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fevents%2Fsf-fintech-developer-recap.md) A recap of our recent fintech event in San Francisco featuring two talks, networking, API innovation, and insights into the J.P. Morgan PDP. - [Build better together: How J.P. Morgan Payments supports developer communities](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fevents%2Ffostering-innovation.md) Discover how J.P. Morgan Payments supports developer communities ### Client Story - [Empowering developers and innovating payment processing](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fclient-story%2Felastic-search.md) Learn how J.P. Morgan and Elastic are partnering to empower developers to revolutionize payment processing using tools like SearchAI. - [Fintech Forward Program Supports Innovation in the United Kingdom ](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fclient-story%2Ffintech-forward-programme-supports-innovation-in-the-united-kingdom.md) The Fintech Forward Program empowers UK fintech founders with resources, mentorship and global connections to transform payments and financial services. ### Community - [From Wall Street to Code: How Payments is Betting Big on Developers and APIs](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fcommunity%2Fwall-street-to-code.md) A recap of a 2025 Las Vegas Fintech Meetup session on how banks are transforming the industry with technology like APIs and by working closely with developers. - [Build better together: How J.P. Morgan Payments supports developer communities](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fcommunity%2Ffostering-innovation.md) Discover how J.P. Morgan Payments supports developer communities - [J.P. Morgan Payments first Developer Fintech Meetup recap](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fcommunity%2Fsf-fintech-developer-recap.md) A recap of our recent fintech event in San Francisco featuring two talks, networking, API innovation, and insights into the J.P. Morgan PDP. - [Payments for video game developers](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fcommunity%2Fsf-game-developer.md) Video game developers can turn to ACH payments and other innovative, alternative solutions to cut costs and avoid risks - [Twilio’s live demo of J.P. Morgan Payments API integration at Money20/20](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fcommunity%2Fmoney-2020.md) Watch Twilio's demo of J.P. Morgan Payment’s API integration at Money20/20, Oct. 27-30. Experience frictionless payments and data-driven customer engagement. - [Closing the digital poverty gap: Make It Happen's innovative approach to education](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fcommunity%2Fmake-it-happen-blog.md) Learn how the Scotland-based charity inspires children to become digital creators with an inclusive, scalable model that integrates into school curriculum - [fintech\_devcon: How to engage and excite a large bank](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fcommunity%2Ffintech_devcon.md) Join the J.P. Morgan Payments Developer team as they discuss fintech collaborations and innovations at fintech\_devcon in Austin, August 7-9 - [How developers are building with payments infrastructure](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fcommunity%2Fsf-dev-meetup.md) A recap of a networking event where developers shared insights on payments infrastructure becoming more programmable and accessible. - [Fintech Forward Program supports innovation in the United Kingdom ](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fcommunity%2Ffintech-forward-programme-supports-innovation-in-the-united-kingdom.md) The Fintech Forward Program empowers UK fintech founders with resources, mentorship and global connections to transform payments and financial services. - [Building the future, one workflow at a time](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fcommunity%2Fdocusign-momentum-2026.md) Learn how J.P. Morgan and Docusign explored MCP, AI-powered workflows, identity verification, and secure account-opening experiences. ### Thought Leadership - [Empowering developers and innovating payment processing](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fthought-leadership%2Felastic-search.md) Learn how J.P. Morgan and Elastic are partnering to empower developers to revolutionize payment processing using tools like SearchAI. - [Unlocking blockchain’s potential with Kinexys Digital Payments](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fthought-leadership%2Funlocking-blockchains-potential.md) From enhancing efficiency to improving transparency and security, blockchain helps financial institutions modernize their operations and deliver value to clients. - [The importance of validation services in financial transactions](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fthought-leadership%2Fvalidation-services.md) Explore the importance of validation services in preventing fraud, reducing payment errors, and ensuring compliance in financial operations. - [Boosting your payments security with Account Validation Services](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fthought-leadership%2Faccount-validation-services.md) Discover how J.P. Morgan's Account Validation Services can help enhance payment security and streamline operations. - [From connectivity to capability: How J.P. Morgan is evolving APIs from connectivity products to platform enablers](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fthought-leadership%2Ftransforming-apis-platform-enablers.md) Discover the platform future of banking APIs, from real-time connectivity to developer experience, governance, and intelligent, data-driven capabilities. ### Product - [Understanding the role of real-time payments (RTP)](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fproduct%2Fwhat-is-rtp.md) Learn how real-time payments (RTP) empower businesses with instant transactions, improved cash flow visibility, and seamless integration. - [How Entity Validation Services by J.P. Morgan empower businesses](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fproduct%2Fhow-evs-empower-businesses.md) Verification of entities, including businesses and individuals, helps to provide real-time fraud prevention and compliance solutions. - [How API-based validation services help make payments faster](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fproduct%2Ffaster-validation.md) Explore how API-based validation services from J.P. Morgan Payments help to enhance payment speed and security. - [What are the consequences of not validating transaction data?](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fproduct%2Fevs-consequences.md) Failing to verify transactions via validation services can open your business up to fraud, compliance issues and more. - [Ensuring trust and safety while using our Payments APIs](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fproduct%2Ftrust-and-safety.md) At J.P. Morgan Payments, our comprehensive suite of APIs provides everything you need to safely and securely accept, manage, and send payments at scale. - [Optimization \& Protection Payments APIs](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fproduct%2Foptimization-protection-blog.md) Optimization \& Protection Payments APIs provide a robust suite of tools that help streamline the payment process and also help in the fight against fraud. - [Introduction to sending payments](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fproduct%2Fsending-payments.md) Our Global Payments API offers several fund disbursement options to cater to different payout needs and preferences for sending money. - [Introduction to accepting payments](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fproduct%2Faccepting-payments.md) Understand payment rails, methods of acceptance, and how our Online Payments API streamlines the way merchants accept, process, and settle payments. - [Payments participants and lifecycle 101](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fproduct%2Fpayments-participants-and-lifecycle-101.md) Learn more about the participants, lifecycle and the evolving landscape of Payments - [Online Payments 101 - Transaction Identifiers](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fproduct%2Fonline-payments-101---transaction-identifiers.md) The Online Payments API simplifies the process by assigning unique identifiers for each transaction. Let’s look at the payment lifecycle through the lens of the Online Payments API. - [Getting started with J.P. Morgan Payments - OAuth authentication](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fproduct%2Fgetting-started-with-payments-oauth-mp.md) Authentication is a complex but essential aspect of securely developing with APIs. To make this easier we created a repository of example code snippets in various languages to get you up and running. - [Introducing the J.P. Morgan Payments Developer Portal](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fproduct%2Fintroducing-pdp.md) An introduction to the J.P. Morgan Payments Developer Portal. - [Self-Service API credential management: Empowering developers](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fproduct%2Fself-service-credential-management.md) Learn how J.P. Morgan is transforming API access with self-service credential management. Boost developer autonomy and stay ahead in the API economy. - [The power of the Reporting API](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fproduct%2Freporting-api.md) Discover how our updated Reporting API drives growth and operational efficiency through real-time payment insights. - [ACH vs. wire transfers and when to use each ](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fproduct%2Fach-v-wires.md) Explore the differences between ACH and wire transfers, such as speed, cost, and use cases, to optimize your business's payment strategy and cash flow management. - [Understanding how Automated Clearing House (ACH) payments work](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fproduct%2Funderstanding-ach.md) Learn how Automated Clearing House (ACH) payments simplify electronic funds transfers between financial institutions, and the benefits of using ACH for payrolls, vendors and subscriptions. - [Powering Marketplaces with Embedded Finance Solutions (Part 1)](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fproduct%2Fpowering-marketplaces-with-ef.md) Powering Marketplaces with Embedded Finance Solutions (Part 1) - [Launching an artificial intelligence powered virtual assistant for Commerce Center reporting](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fproduct%2Flaunching-an-artificial-intelligence-powered-virtual-assistant-for-commerce-center-reporting.md) Learn how we leveraged AI for a 24/7 client-facing virtual assistant that streamlines reporting for merchant services clients. - [Three ways to process payments outside of the app marketplace](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fproduct%2Fthree-ways-to-process-payments-outside-of-the-app-marketplace.md) Discover three flexible payment processing solutions that work outside app marketplaces, from hosted pages to mobile SDK integration - [Powering Marketplaces With Embedded Finance Solutions (Part 2)](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fproduct%2Fpowering-marketplaces-part-2.md) Powering Marketplaces With Embedded Finance Solutions (Part 2) - [How Embedded Payments uses Validation Services and Machine Learning to combat fraud](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fproduct%2Fhow-embedded-payments-uses-avs-and-ml-to-combat-fraud.md) Discover how J.P. Morgan Embedded Payments leverages Validation Services and machine learning to help prevent fraud during onboarding and payment flows. - [Scaling global payouts with confidence - Part 3](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fproduct%2Fscale-global-payouts-with-confidence-part-3.md) Learn how to scale global payouts using the Global Payments API. Automate disbursements, validate accounts, and track payments across 40+ countries. - [Pay by Bank: A unified Open Banking path from account validation to near-instant checkout](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fproduct%2Fpay-by-bank.md) Learn how J.P. Morgan's Pay by Bank service combines account validation and payment initiation in a single Open Banking API, enabling real-time checkout and fraud prevention. ### Engineering - [Building an automated solution for index and cluster management for Elasticsearch/AWS OpenSearch](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fengineering%2Fopensearch.md) Learn about J.P. Morgan's innovative approach to AWS OpenSearch automation, enhancing data reliability and performance. - [WebSocket basics](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fengineering%2Fwebsocket-basics.md) WebSockets are one of the most useful protocols for receiving and sending real-time data. - [Building a seamless global checkout - Part 1](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fengineering%2Fbuilding-a-seamless-global-checkout---part-1.md) Learn how to build scalable global checkout experiences using J.P. Morgan's Checkout API and Drop-in UI. Support cards, wallets, and local payment methods. - [Accepting payments from anywhere - Part 2](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fengineering%2Faccepting-payments-from-anywhere.md) Learn how to accept payments globally using the Checkout API and Drop-in UI from the J.P. Morgan Payments Developer Portal - [Client Authentication Certificate Changes: What to know ](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fengineering%2Fclient-authentication-certificate-changes--what-to-know.md) Understand the industry shift in client authentication certificate issuance and prepare to maintain secure API and host-to-host connectivity. - [CBPR+ Changes: What to know](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fengineering%2Fcbpr-plus-updates.md) Learn how structured address data under ISO 20022 and CBPR+ reduces payment exceptions and helps deliver faster, more certain cross-border payments. ### AI/ML - [How J.P. Morgan developers leverage AI](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fai-ml%2Fleveraging-ai.md) Learn how J. P. Morgan Payments uses AI tools like code assistants and PR review systems to streamline workflows, improve code quality, and drive innovation - [Revolutionizing Treasury Management with AI and Machine Learning](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fai-ml%2Freimagining-treasury-with-ai-ml.md) Learn how artificial intelligence, machine learning and real-time APIs are modernizing treasury management for better cash forecasting and risk reduction. - [Revolutionizing Merchant Integrations with AI Agents and Skills](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fai-ml%2Frevolutionizing-merchant-integrations-with-ai-agents-and-skills.md) Integrate with J.P. Morgan Checkout and Online Payments APIs directly inside your AI coding assistant using the jpm-merchant-integrations skill for faster session creation and authentication setup.