# PDP Documentation - [Welcome to the Payments Developer Portal](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fhome-page.md) Accept, Manage \& Send Payments on a Global Scale ## Docs - [Become a client](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fbecome-a-client.md) J.P. Morgan Payments Developer Portal helps you integrate with API payment solutions register, onboard, and launch custom solutions for your business. - [Quick start](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fquick-start.md) With J.P. Morgan's quick start guide, learn to create an account, set up a project, retrieve an access token, and seamlessly send your first payment request. - [Documentation](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Findex.md) Access guides, explainers, and references to start building with J.P. Morgan's APIs. Explore featured guides on checkout, tokenization, custom reports, and more. ## Optimization Protection - [Support](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fsupport.md) - [Core concepts](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcore-concepts.md) Review the core concepts for Optimization and Protection APIs on J.P. Morgan's Payments Developer Portal, covering key areas such as security, real-time response, notifications, and availability. - [Getting started](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fgetting-started.md) Learn how to apply for a client account and integrate with us to get started using our APIs for your payment processing on the J.P. Morgan Payments Developer Portal. - [Optimization \& Protection](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Foptimization-protection.md) Learn how Optimization \& Protection APIs can protect your business and customers from fraud, secure their data, and customize your payment solutions. ## Reporting - [Pagination](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Freporting%2Fpagination.md) Retrieve long-running reports without exceeding time-out limits through our pagination capability with the Reporting API. - [Attribute glossary](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Freporting%2Fattribute-catalogue.md) A glossary of the valid values and definitions for various attributes associated with the 3000 series report types. - [Testing](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Freporting%2Ftesting.md) Use our downloadable sample reports to create test scenarios for different reports and set up how and when you want to receive your reports. - [Notifications](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Freporting%2Fnotifications.md) Build out your reporting notification capabilities by integrating with our Notifications API to receive report status notifications. - [Reporting groups](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Freporting%2Freporting-groups.md) Group entities with reporting groups for streamlined reporting. Create, manage, and customize multi-level groups to generate comprehensive reports with our Reporting API. - [Report types](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Freporting%2Freport-types.md) Review the report types supported by our Reporting API on the J.P.Morgan Developer Portal. These report types include pre-funded, post-funded, value added service, and standard reports. - [Reporting](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Freporting%2Foverview.md) Review the types of reports you can generate, how to build reports and how to update report configurations with the Reporting API developer documentation. ## Integration options - [Custom integration](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Freporting%2Fintegration-options%2Fcustom-integration.md) Customize your reports to retrieve only the information you require at the schedule of your choosing. - [Quick integration](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Freporting%2Fintegration-options%2Fquick-integration.md) Allows you to quickly integrate the Reporting API using preset reports. ## Preset reports - [Transaction fee details report](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Freporting%2Fpreset-reports%2Ftransaction-fee-details.md) Provides sale, refund, fee, and adjustments details for each merchant order number with emphasis on financial activity . - [Interchange qualification report](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Freporting%2Fpreset-reports%2Finterchange-qualification-report.md) Provides a summary of transactions associated with various Interchange qualifications code and associated Interchange details for each merchant order number. - [Funded transaction fee details report](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Freporting%2Fpreset-reports%2Ffunded-transaction-fee-details-report.md) Provides the transactions, details of associated transactional and non-transactional fees and the net financial activity for transactions processed during specified reporting period. - [Financial activity summary report](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Freporting%2Fpreset-reports%2Ffinancial-activity-summary-report.md) Summary of conveyed and settled transactions, financially impacting chargebacks or disputes, interchange and assessment fees, processing fees, and other adjustments. - [Exception details report](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Freporting%2Fpreset-reports%2Fexception-details-report.md) Summary of successful and unsuccessful transactions and details of unsuccessful transactions (Declined/Rejected/Cancelled/On-Hold). - [Dispute details report](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Freporting%2Fpreset-reports%2Fdispute-details-report.md) A detailed listing of chargebacks, ECP Returns and debit adjustments at each stage of the dispute lifecycle. - [Deposit activity summary report](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Freporting%2Fpreset-reports%2Fdeposit-activity-summary-report.md) Summary of Sales and Refunds (Settled \& Conveyed), Fees and Adjustments, and Funds Transfer Activity for the selected reporting period. - [Deposit details report](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Freporting%2Fpreset-reports%2Fdeposit-details-report.md) Preset report that provides details of successful deposit transactions along with Interchange \& Assessment fees for the selected reporting period. - [Charge summary report](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Freporting%2Fpreset-reports%2Fcharge-summary-report.md) Preset report that provides details of fees charged and associated tax for the selected reporting period. - [Authorization report](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Freporting%2Fpreset-reports%2Fauthorization-report.md) Preset report type that provides a summary of the successful and unsuccessful authorizations and associated authorization details for each merchant order number. - [Overview](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Freporting%2Fpreset-reports%2Foverview.md) Preset reports are enhanced standard reports that are pre-configured using the report types that is tailored to provide meaningful information on the payment lifecycle which can be used for research a ## Report configurations - [Advanced customizations](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Freporting%2Freport-configurations%2Fadvanced-customizations.md) Customize your report configurations by using advanced features such as aliases, aggregate operations and conditions, and additional calculations. - [Scheduled and ad hoc](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Freporting%2Freport-configurations%2Fscheduled-and-adhoc.md) Configure scheduled and adhoc reports with the Reporting API. Define entity types, set report frequencies, and lean how to handle day light savings. ## How To - [Reconcile standard reports](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Freporting%2Fhow-to%2Freconcile-standard-reports.md) - [Retrieve report files](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Freporting%2Fhow-to%2Fretrieve-reports.md) Discover the J.P.Morgan Payments Developer Portal's multitude of ways to retrieve reports through our Reporting API via JSON payload or our Commerce Center user portal. - [Retrieve report details](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Freporting%2Fhow-to%2Fretrieve-report-details.md) Discover how to retrieve report details for all reports or an individual report through our Reporting API on the J.P. Morgan Payments Developer Portal. - [Run reports](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Freporting%2Fhow-to%2Frun-reports.md) Learn how to run ad-hoc reports, check the status of report runs and more with the J.P.Morgan Developer Portal's Reporting API. - [Manage reporting groups](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Freporting%2Fhow-to%2Fmanage-reporting-groups.md) Learn how to create, retrieve, and update a reporting group with the J.P. Morgan Payments Developer Portal Reporting API. - [ Manage report configurations](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Freporting%2Fhow-to%2Fmanage-report-configurations.md) Learn how to create, update, and get details of report configurations with the J.P. Morgan Developer Portal’s Reporting API. - [Get report types](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Freporting%2Fhow-to%2Fget-report-types.md) Discover how the Reporting API enables you to view available report types and get details for a specific report type on the J.P.Morgan Developer Portal. ## Notifications - [Testing](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fnotifications%2Ftesting.md) Use our test environment for the J.P. Morgan Notifications API to generate notification and subscription responses on the Payments Developer Portal. - [Security preferences](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fnotifications%2Fsecurity-preferences.md) Learn what security preferences you can implement to receive notifications securely through J.P. Morgan's Notifications API on Payments Developer Portal. - [Public keys](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fnotifications%2Fpublic-keys.md) Discover how to use a public key to verify J.P. Morgan callback notifications through the Notifications API on Payments Developer Portal. - [Notification responses](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fnotifications%2Fnotification-responses.md) Learn how to set up the Notifications API to receive real-time responses on transactions through J.P. Morgan's Payments Developer Portal. - [Notification types](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fnotifications%2Fnotification-types.md) Review the types of payment notifications you can receive through J.P. Morgan's Notifications API on the Payments Developer Portal. - [Notifications](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fnotifications%2Foverview.md) Find out how to get real-time updates for your payment transactions with J.P. Morgan's Notifications API, available through the Payments Developer Portal. ## How To - [Retrieve notifications](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fnotifications%2Fhow-to%2Fretrieve-notifications.md) - [Subscribe to notifications](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fnotifications%2Fhow-to%2Fsubscribe-to-notifications.md) Learn how to subscribe to a variety of payment-related notifications through the Notifications API on J.P. Morgan's Payments Developer Portal. ## Tokenization - [Testing](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Ftokenization%2Ftesting.md) - [Token lifecycle management](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Ftokenization%2Ftoken-lifecycle-management.md) - [Bulk tokenization](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Ftokenization%2Fbulk-tokenization.md) - [Safetech tokenization](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Ftokenization%2Fsafetech-tokenization.md) - [Network tokenization](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Ftokenization%2Fnetwork-tokenization.md) Discover how network tokenization secures card information for payment transactions without de-tokenizing through the J.P. Morgan Tokenization API. Find out more on Payments Developer Portal. - [Tokenization](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Ftokenization%2Foverview.md) Learn the benefits of payment tokenization to simplify your token processing and protect sensitive card data. ## How To - [Manage bulk keys](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Ftokenization%2Fhow-to%2Fmanage-bulk-keys.md) Manage bulk encryption keys and tokenization files through J.P. Morgan's MFTS with the Tokenization API. Find out more on Payments Developer Portal. - [Manage bulk tokens](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Ftokenization%2Fhow-to%2Fmanage-bulk-tokens.md) - [Manage token state change](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Ftokenization%2Fhow-to%2Fmanage-token-state-change.md) - [Request a cryptogram](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Ftokenization%2Fhow-to%2Frequest-a-cryptogram.md) - [Request a token](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Ftokenization%2Fhow-to%2Frequest-a-token.md) ## 3-D Secure - [3-D Secure](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2F3-d-secure%2F3-d-secure.md) Use our 3-D Secure (3DS) API to reduce payment risk and provide control over the cardholder authentication process. Ideal for regions with 3DS mandates. ## How To - [Request a 3-D Secure (3DS) authentication](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2F3-d-secure%2Fhow-to%2Fprocess-a-standalone-authentication.md) Review the 3DS authentication process: initiate, collect browser data, and handle issuer challenges to enhance security and streamline payments with our 3-D Secure API. ## Wallet Decryption - [Wallet Decryption](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fwallet-decryption%2Fwallet-decryption-only-service.md) Use the J.P. Morgan Wallet Decryption API to decrypt Apple Pay, Google Pay, and Paze bundles for network tokens and payment data. Find out more on Payments Developer Portal. ## How To - [Decrypt a Paze bundle](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fwallet-decryption%2Fhow-to%2Fdecrypt-a-paze-bundle.md) Learn how to decrypt a Paze bundle through the J.P. Morgan Wallet Decryption API on Payments Developer Portal. - [Decrypt a Google Pay bundle](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fwallet-decryption%2Fhow-to%2Fdecrypt-a-google-pay-bundle.md) Learn how to decrypt a Google Pay bundle through the J.P. Morgan Wallet Decryption API on Payments Developer Portal. - [Decrypt an Apple Pay bundle](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fwallet-decryption%2Fhow-to%2Fdecrypt-an-apple-pay-bundle.md) Learn how to decrypt an Apple Pay bundle through the J.P. Morgan Wallet Decryption API on Payments Developer Portal. ## Consumer Profile Management - [Testing](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fconsumer-profile-management%2Ftesting.md) Integrate with and test our Consumer Profile Management API in our test environment on the J.P. Morgan Payments Developer Portal. - [Bulk consumer profiles](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fconsumer-profile-management%2Fbulk-profile.md) Discover how J.P. Morgan's Consumer Profile Management API allows you to create and migrate large bulk batches of consumer profiles. Find out more on Payments Developer Portal. - [Addresses](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fconsumer-profile-management%2Faddresses.md) Manage addresses for existing consumer profiles to keep them current through the J.P. Morgan Consumer Profile Management API. Find out more on Payments Developer Portal. - [Communication methods](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fconsumer-profile-management%2Fcommunication-method.md) Manage the communication methods on existing consumer profiles through the J.P. Morgan Consumer Profile Management API. Find out more on Payments Developer Portal. - [Payment methods](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fconsumer-profile-management%2Fpayment-method.md) Review which payment methods are supported by J.P. Morgan's Consumer Profile Management API so you can store and manage multiple payment methods for your consumers. - [Consumer profiles](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fconsumer-profile-management%2Fconsumer-profile.md) Discover how J.P. Morgan's Consumer Profile Management API can provide you with a single source of consumer information through consumer profiles on Payments Developer Portal. - [Consumer profile management](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fconsumer-profile-management%2Foverview.md) Use J.P. Morgan's Consumer Profile Management API to create and manage consumer profiles, addresses, and payment methods. Learn more on Payments Developer Portal. ## How To - [Manage communication methods for a consumer profile ](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fconsumer-profile-management%2Fhow-to%2Fmanage-communication-method-for-consumer-profile.md) Learn how to manage and set default communication methods for consumer profiles with J.P. Morgan's Consumer Profile Management API on Payments Developer Portal. - [Manage addresses for a consumer profile](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fconsumer-profile-management%2Fhow-to%2Fmanage-consumer-profile-address.md) Learn how to manage consumer profile addresses through J.P. Morgan's Consumer Profile Management API on Payments Developer Portal, including adding, updating, and deleting addresses. - [Manage payment methods for a consumer profile](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fconsumer-profile-management%2Fhow-to%2Fmanage-payment-method-for-consumer-profiles.md) Learn how to manage multiple payment methods for a consumer profile through J.P. Morgan's Consumer Profile Management API on Payments Developer Portal. - [Manage a consumer profile](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fconsumer-profile-management%2Fhow-to%2Fmanage-a-consumer-profile.md) Discover how to create and manage consumer profiles through J.P. Morgan's Consumer Profile Management API on Payments Developer Portal. ## Digital Onboarding - [Testing](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fdigital-onboarding%2Ftesting.md) Test merchant screening with the J.P. Morgan Digital Onboarding API environment: simulate requests, validate credentials, and ensure compliance for payment methods and merchant types efficiently. - [Screening services](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fdigital-onboarding%2Fmerchant-screening.md) Streamline merchant and seller onboarding with the J.P. Morgan Digital Onboarding API: run efficient background checks, ensure compliance, and secure your payment networks with fast responses. - [Digital Onboarding](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fdigital-onboarding%2Fdigital-onboarding.md) Learn how the J.P. Morgan Digital Onboarding API can help you securely onboard new clients for payment processing on Payments Developer Portal. ## How To - [Run seller screening for marketplaces](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fdigital-onboarding%2Fhow-to%2Frun-marketplace-screening.md) Use the Digital Onboarding API to quickly screen marketplace sellers, ensuring security and compliance. Learn more on J.P. Morgan's Payments Developer Portal. - [Run merchant screening for payment facilitators](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fdigital-onboarding%2Fhow-to%2Frun-merchant-screening.md) Use the Digital Onboarding API to screen merchants for payment facilitation: ensure compliance, track status, and manage approvals for seamless integration with J.P. Morgan networks. - [Reference for onboarding Publicly Traded Companies](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fdigital-onboarding%2Fhow-to%2Fpublicly-traded-companies-reference.md) Access our guide for onboarding publicly traded companies, including requirements and scenarios for NYSE, NASDAQ, and other exchanges. Learn more today. - [Industry descriptor reference](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fdigital-onboarding%2Fhow-to%2Findustry-descriptor-reference.md) Access our comprehensive NAICS code reference table to accurately capture client industry details during onboarding. Explore industry categories and types. - [Onboarding reference table](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fdigital-onboarding%2Fhow-to%2Fonboarding-reference-table.md) Explore our comprehensive onboarding reference table for POST /clients, detailing essential data fields for seamless client integration. - [Upload documents](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fdigital-onboarding%2Fhow-to%2Fupload-documents.md) Upload and manage client documents for onboarding verification with J.P. Morgan. Learn how to streamline the process and ensure compliance. - [Complete onboarding steps](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fdigital-onboarding%2Fhow-to%2Fcomplete-onboarding-steps.md) Complete client onboarding with J.P. Morgan by submitting required documents and attestations. Learn how to finalize the process efficiently. - [Present attestations](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fdigital-onboarding%2Fhow-to%2Fpresent-attestations.md) Ensure client compliance with J.P. Morgan by presenting and managing attestations. Explore how to integrate this crucial step in the onboarding process. - [Present onboarding questions to your client](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fdigital-onboarding%2Fhow-to%2Fpresent-onboarding-questions.md) Streamline client onboarding with J.P. Morgan by presenting due diligence questions. Learn more about integrating this essential process today. - [Create a client profile](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Fdigital-onboarding%2Fhow-to%2Fcreate-a-client-profile.md) Create and manage client profiles with ease using our comprehensive API to support seamless integration with merchant services onboarding. ## Account Updater - [Testing](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Faccount-updater%2Ftesting.md) Test out J.P. Morgan's Account Updater API in our test environment. Access test card data and generate response results. Learn more on Payments Developer Portal. - [Overview](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Faccount-updater%2Foverview.md) Optimize recurring payments with J.P. Morgan's Account Updater API: get real-time updates on card details, automate inquiries, and boost approval rates. Learn more on Payments Developer Portal. ## How To - [Retrieve latest card account updates](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Faccount-updater%2Fhow-to%2Fget-latest-card-account-updates.md) Discover how to retrieve the latest card account update information through our Account Updater API. Learn more on the J.P. Morgan Payments Developer Portal. - [Request card account updates](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Foptimization-protection%2Fcapabilities%2Faccount-updater%2Fhow-to%2Frequest-card-account-updates.md) Learn how to request real-time card account updates through our Account Updater API. Find out more on the J.P. Morgan Payments Developer Portal. ## Online Payments - [Support](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fsupport.md) - [Testing](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Ftesting.md) Test your payment integration with pre-determined outcomes using test card data for Online Payments. Simulate various scenarios for 3-D Secure, network tokens, and alternative payment methods. - [Core concepts](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcore-concepts.md) Review the core concepts for Online Payments and Checkout APIs on J.P. Morgan's Payments Developer Portal, covering payment lifecycle, security, integration, and environment reliability. - [Getting started](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fgetting-started.md) Get started with J.P. Morgan's Online Payments APIs: create a developer account, set up a workspace, apply for a live account, and integrate with our payment processing services. - [Online Payments](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fonline-payments.md) ## Online Payments - [Online Payments](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Foverview.md) Learn how the Online Payments API works and the benefits of integration to seamlessly accept, process, and settle online payments on the Payments Developer Portal. ## Payment methods - [WeChat Pay](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fpayment-methods%2Fwechat-pay.md) Accept mobile payments with WeChat Pay via J.P. Morgan's Online Payments API. Supports EUR and USD. Integrate now for seamless transactions through the WeChat Pay digital wallet. - [Trustly](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fpayment-methods%2Ftrustly.md) Boost revenue with Trustly's real-time bank transfers, reducing fees without leaving your site. Available in Europe through J.P. Morgan's Online Payments API. - [SEPA](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fpayment-methods%2Fsepa.md) Process payments securely in EUR across multiple countries by enabling SEPA direct debits for European consumers with the J.P. Morgan Online Payments API on the Payments Developer Portal. - [Paze](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fpayment-methods%2Fpaze.md) Offer seamless payments and a smooth checkout experience with Paze, a digital wallet supported by J.P. Morgan's Online Payments API. - [PayPal](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fpayment-methods%2Fpaypal.md) Enable quick and convenient online payments with PayPal, offered through J.P. Morgan's Online Payments API in the Payments Developer Portal. - [iDEAL](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fpayment-methods%2Fideal.md) iDEAL enables secure bank transfers for Dutch consumers via their own banks. Integrate iDEAL with J.P. Morgan's Online Payments API for seamless payments in EUR. - [Google Pay](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fpayment-methods%2Fgoogle-pay.md) Enable seamless transactions with digital wallet Google Pay through J.P. Morgan's Online Payments API on the Payments Developer Portal. - [Apple Pay](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fpayment-methods%2Fapple-pay.md) Learn more about how to enable secure payments with Apple Pay on iOS devices with the J.P. Morgan Online Payments API on Payments Developer Portal. - [Alipay](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fpayment-methods%2Falipay.md) Integrate Alipay to offer Chinese consumers seamless eWallet payments with the J.P. Morgan Online Payments API on the Payments Developer Portal. - [ACH](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fpayment-methods%2Fach.md) Provide cost-effective direct debits from US bank accounts through ACH/eCheck payments with J.P. Morgan's Online Payments API. Ideal for payroll, bills, and subscriptions. - [Cards](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fpayment-methods%2Fcards.md) Explore card transaction support by region, authentication options, and advanced features like sub-merchant data and level 3 details with J.P. Morgan's Online Payments API. - [Payment methods](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fpayment-methods%2Fpayment-methods-overview.md) Explore the payment methods supported by J.P. Morgan's Online Payments API, including cards, wallets, and alternative payments. Check availability by region and currency. ## Payment enhancements - [Tokenization](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fpayment-enhancements%2Ftokenization.md) Discover how you can enhance security with J.P. Morgan's tokenization solutions through the Online Payments API. Replace sensitive card data with tokens for recurring and card-on-file transactions. - [Stored payments](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fpayment-enhancements%2Fstored-payments.md) Learn how to store cardholder-initiated payments for seamless transactions with the J.P. Morgan Online Payments API. Store credentials securely and let consumers use cards on file for quick purchases. - [Recurring payments](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fpayment-enhancements%2Frecurring-payments.md) Discover how to set up recurring payments for seamless transactions, securely store payment information, and automate regular payments with the J.P. Morgan Online Payments API. - [Real-time account updater](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fpayment-enhancements%2Faccount-updater.md) - [Fraud prevention](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fpayment-enhancements%2Ffraud-tools.md) Discover how to prevent fraud by analyzing transactions for risk evaluation with the J.P. Morgan Online Payments API on the Payments Developer Portal. Review fraud check responses and status codes. - [Encryption](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fpayment-enhancements%2Fencryption.md) Learn how to enhance security with page encryption, reducing PCI scope by encrypting card data in real-time transactions with the J.P. Morgan Online Payments API on the Payments Developer Portal. - [Direct Pay](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fpayment-enhancements%2Fdirect-pay.md) Learn how Direct Pay enables real-time P2P and B2C payments for Visa and Mastercard with the J.P. Morgan Online Payments API on Payments Developer Portal. - [Consumer profile management](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fpayment-enhancements%2Fconsumer-profile-management.md) Learn how to manage consumer profiles with the J.P. Morgan Online Payments API. Create, store, and update profiles securely for seamless transactions and recurring payments. - [3-D Secure](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fpayment-enhancements%2F3d-secure.md) Learn how you can enhance security with 3-D Secure (3DS) for cardholder authentication with the J.P. Morgan Online Payments API. Reduce fraud, shift cost liability, and meet EU/UK SCA requirements. - [Payment enhancements](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fpayment-enhancements%2Fpayment-enhancement-overview.md) Enhance your payment solutions with the J.P. Morgan Online Payments API. Integrate features like fraud prevention, encryption, tokenization and more, available across various regions. ## How To - [Obtain a fraud score](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fhow-to%2Fget-a-fraud-score.md) Utilize Safetech fraud scoring to assess transaction risk with J.P. Morgan's Online Payments API. Generate fraud scores, analyze risk, and enhance fraud prevention strategies. - [Update a payment](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fhow-to%2Fupdate-a-payment.md) Learn how to make updates to existing payments, such as voiding a payment or partially reversing a payment, through the Online Payments API in the J.P Morgan Payments Developer Portal. - [Refund a payment](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fhow-to%2Frefund-a-payment.md) Learn how to issue payment refunds with the Online Payments API on J.P. Morgan's Payments Developer Portal, including full, partial, standalone, and multi-capture refunds. - [Authorize and capture a payment](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fhow-to%2Fauthorize-and-capture-a-payment.md) Learn how to authorize and capture payments with J.P. Morgan's Online Payments API on the Payments Developer Portal, including immediate, delayed, and manual captures. - [Verify a payment method](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fonline-payments%2Fhow-to%2Fverify-a-payment.md) Learn how to verify a payment method without holding funds from the consumer's account through the Online Payments API on the J.P.Morgan Payments Developer Portal. ## Checkout - [Notifications](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fcheckout%2Fnotifications.md) Stay updated on orders, tokens, and profiles with the J.P. Morgan Checkout Notifications API on the Payments Developer Portal. Review how the API works and the supported notification types. - [Fraud prevention](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fcheckout%2Ffraud-prevention.md) Find out about J.P. Morgan's Safetech fraud tools to secure transactions by screening for risks and offering flexible options to optimize fraud prevention. Available through the Checkout API. - [Soft merchant descriptors](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fcheckout%2Fsoft-merchant-descriptors.md) Enhance transaction clarity with soft merchant data, allowing consumers to easily identify charges and merchants to reduce disputes. Supported through the J.P. Morgan Checkout API on Developer Portal. - [Level 2 and Level 3 data](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fcheckout%2Flevel-2-and-level-3-data.md) Learn how to send Level 2 and Level 3 data to qualify for lower interchange fees on commercial cards through the J.P. Morgan Checkout API on Payments Developer Portal. - [Consumer profile management](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fcheckout%2Fconsumer-profile-management.md) Create, store, update, and maintain consumer profiles, as well as payment card information with J.P. Morgan during Checkout. - [3DS authentication](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fcheckout%2F3ds-authentication.md) Discover how 3D Secure (3DS) enhances payment security by authenticating cardholders before authorization and reducing fraud with the J.P. Morgan Checkout API on Payments Developer Portal. - [Pay by Link](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fcheckout%2Fpay-by-link.md) Pay by Link lets you collect payments via a shared link, bypassing the need for store visits. Easily create links using J.P. Morgan's Commerce Center or Checkout API on the Payments Developer Portal. - [Hosted Payment Page](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fcheckout%2Fhosted-payment.md) The Hosted Payment Page through J.P. Morgan's Checkout API offers a secure portal for accepting payments without managing your own gateway. Learn more on Payments Developer Portal. - [Drop-in UI](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fcheckout%2Fdrop-in-ui.md) Integrate Drop-in UI for a seamless payment experience you can customize with the J.P. Morgan Checkout API. Supports real-time updates and secure transactions. - [EU local payment methods](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fcheckout%2Feu-local-payment-methods.md) Discover the wide range of EU local payment methods that the J.P. Morgan Checkout API supports on the Payments Developer Portal. - [Payment methods](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fcheckout%2Fpayment-methods.md) Discover the wide range of payment methods that the J.P. Morgan Checkout API supports on the Payments Developer Portal. - [Checkout](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fcheckout%2Foverview.md) Learn how to securely accept online payments with the J.P. Morgan Checkout API. Integrate easily with Drop-in UI, Hosted Payment Page or Pay by Link. ## How To - [Manage checkout notifications](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fcheckout%2Fhow-to%2Fmanage-checkout-notifications.md) Discover how to retrieve and manage notifications with the J.P. Morgan Checkout API, a seamless, pre-built solution for accepting online payments. Available through Payments Developer Portal. - [Manage payment links](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fcheckout%2Fhow-to%2Fmanage-payment-links.md) Learn how to create and manage payment links via the J.P. Morgan Checkout API for a seamless online payment experience, available through the Payments Developer Portal. - [Create a product](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fcheckout%2Fhow-to%2Fcreate-a-product.md) Discover how to create a product before generating a payment link with Pay by Link, available through the J.P. Morgan Checkout API. Learn more on Payments Developer Portal. - [Create a checkout session](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fcheckout%2Fhow-to%2Fcreate-a-checkout-session.md) Learn how to create Checkout sessions to enable purchases on your web app using a session token, facilitating integration with the J.P. Morgan Checkout API on Payments Developer Portal. - [Set up a drop-in UI](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fonline-payments%2Fcapabilities%2Fcheckout%2Fhow-to%2Fset-up-a-drop-in-ui.md) Learn how to set up a drop-in UI to easily import and render the checkout form through the J.P. Morgan Checkout API. Streamline checkout integration, speed up page load and reduce programming effort. ## In-Store Payments - [Support](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fin-store-payments%2F7support-instorepay.md) Need help with In-Store Payments integration? Find resources and specialists within the J.P. Morgan Payments Developer Portal. - [Testing](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fin-store-payments%2F6testing-instorepay.md) Navigate the J.P. Morgan In-Store Payments testing process with pre-configured hardware and test scripts, available through the Payments Developer Portal. - [Core concepts](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fin-store-payments%2F3coreconcepts-instorepay.md) Review J.P. Morgan's In-Store Payments POS payment solution's key identifiers and functionality. Ensure secure, reliable transactions with JSON over WebSocket. - [Getting started](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fin-store-payments%2F2getstarted-instorepay.md) Learn how to integrate your POS with our Payment Terminal Application through J.P. Morgan's In-Store Payments. Our integration agents will ensure a smooth production rollout. - [In-Store Payments](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fin-store-payments%2F1overview-instorepay.md) Learn how to accept credit, debit, gift cards, and digital wallets with secure, seamless POS integration through J.P. Morgan's in-store card-present solutions for Android in the US \& Canada. ## Capabilities - [Payment terminals](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fin-store-payments%2Fcapabilities%2Fpayment-terminals-overview.md) Enable your in-store payments with secure payment terminals through J.P. Morgan. Choose from countertop, mobile, and portable options for a seamless retail experience. ## Payment Terminal Application - [Release notes](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fin-store-payments%2Fcapabilities%2Fpayment-terminal-application%2Frelease-notes.md) Stay updated with the latest versions and enhancements to the Payment Terminal Application. Review the release notes on J.P. Morgan's Payments Developer Portal. - [Settlement](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fin-store-payments%2Fcapabilities%2Fpayment-terminal-application%2Fsettlement.md) Streamline in-store payment settlement with host-based processing. Learn how to automate transaction batching and settlement for efficient operations. - [Store and Forward](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fin-store-payments%2Fcapabilities%2Fpayment-terminal-application%2Fstore-and-forward.md) Discover how to enable Store and Forward (SAF) to capture transactions offline during network issues through J.P. Morgan's Payment Terminal Application. Learn more on Payments Developer Portal. - [Automatic operations](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fin-store-payments%2Fcapabilities%2Fpayment-terminal-application%2Fautomatic-operations.md) Learn how to automate reversals, capture signatures, prevent duplicate charges, and more for POS transactions with J.P. Morgan's Payment Terminal Application, available through In-Store Payments. - [Gift card transactions](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fin-store-payments%2Fcapabilities%2Fpayment-terminal-application%2Fgiftcard-transactions.md) Learn how to activate, redeem, and check gift card balances with J.P. Morgan's Payment Terminal Application, available through In-Store Payments in the Payments Developer Portal. - [Card transactions](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fin-store-payments%2Fcapabilities%2Fpayment-terminal-application%2Fcard-transactions.md) Review the card transaction types supported by the J.P. Morgan Payment Terminal App. Learn how to manage financial operations with transaction requests through the Payments Developer Portal. - [Maintain a POS log](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fin-store-payments%2Fcapabilities%2Fpayment-terminal-application%2Fpos-logging.md) Your POS log enhances system reliability. Learn which events, errors, and more to log for seamless payment operations. - [Configuration parameters](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fin-store-payments%2Fcapabilities%2Fpayment-terminal-application%2Fconfiguration-parameters.md) Learn how to update parameters to optimize operations via TMS or API for seamless POS integration with the J.P. Morgan Payment Terminal Application for In-Store Payments. - [Certificate handling](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fin-store-payments%2Fcapabilities%2Fpayment-terminal-application%2Fcertificate-handling.md) Learn how to generate CSRs, import, and install trust certificates to protect against unauthorized access for the Payment Terminal Application on J.P. Morgan's Payments Developer Portal. - [Status messages](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fin-store-payments%2Fcapabilities%2Fpayment-terminal-application%2Fstatus-messages.md) Review the Payment Terminal Application's status messages in the In-Store Payments section of J.P. Morgan's Payments Developer Portal. - [Setup and management](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fin-store-payments%2Fcapabilities%2Fpayment-terminal-application%2Fsetup-and-management.md) Manage your payment terminal's non-payment functions such as message display, expected terminal behavior, and more with J.P. Morgan's In-Store Payments on Developer Portal. - [Payment Terminal Application](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fin-store-payments%2Fcapabilities%2Fpayment-terminal-application%2Foverview-payment-terminal-app.md) ## How To - [Use the In-Store POS Simulator](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fcommerce%2Fin-store-payments%2Fcapabilities%2Fpayment-terminal-application%2Fhow-to%2Fuse-the-in-store-pos-simulator.md) Use the In-Store POS Simulator to test J.P. Morgan's Payment Terminal Application. Connect via WebSocket, send JSON requests, handle responses, and manage connections for seamless transactions. ## Dispute Management ## Global Payments ## Pay By Bank - [Getting started](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fpay-by-bank%2Fgetting-started.md) Getting started, Pay by Bank API - [Core concepts](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fpay-by-bank%2Fcore-concepts.md) core concepts - [Open Banking / Pay by Bank - EU \& UK](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fpay-by-bank%2Foverview.md) Pay by bank ## How To - [Use callbacks for Pay By Bank](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fpay-by-bank%2Fhow-to%2Fuse-callbacks-v2.md) Use incoming callbacks to get real-time updates from J.P. Morgan Pay Bank API's. - [Get a list of payment providers](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fpay-by-bank%2Fhow-to%2Fget-a-list-of-payment-providers.md) In markets that support Pay by Bank transactions, you can use the API to get a list of available providers, such as banks. - [Make a payout](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fpay-by-bank%2Fhow-to%2Fmake-a-payout-v2.md) Use payouts when you need to refund or send money back to someone who has made a payment. - [Initiate a payment](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fpay-by-bank%2Fhow-to%2Finitiate-a-payment-v2.md) Initiate a payment ## Pay By Bank V1 - [Get account information V1](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fpay-by-bank%2Fhow-to%2Fpay-by-bank-v1%2Fget-account-information-v1.md) - [Request a refund V1](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fpay-by-bank%2Fhow-to%2Fpay-by-bank-v1%2Fmanage-refunds-v1.md) - [Initiate a payment V1](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fpay-by-bank%2Fhow-to%2Fpay-by-bank-v1%2Finitiate-a-payment-v1.md) ## Receivables - [Getting started](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Freceivables%2Fgetting-started.md) Get started with J.P. Morgan's developer documentation. Learn the essential steps to integrate to start using our APIs for your payment processing. - [Receivables](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Freceivables%2Foverview.md) Receivables ## Request to Pay via QR Code - [Support](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Freceivables%2Fcapabilities%2Frequest-to-pay-via-qr-code%2Fsupport.md) - [Request to Pay via QR Code API testing playbook](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Freceivables%2Fcapabilities%2Frequest-to-pay-via-qr-code%2Ftesting.md) This page is a testing playbook for the Request to Pay via QR Code API. - [Callbacks](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Freceivables%2Fcapabilities%2Frequest-to-pay-via-qr-code%2Fcallbacks.md) The Request to Pay via QR Code API supports callbacks to notify your application of real-time status updates when an event occurs. - [QR codes](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Freceivables%2Fcapabilities%2Frequest-to-pay-via-qr-code%2Fqr-codes.md) Explains how QR codes work for the Request to Pay via QR Code API. - [Payment Requests](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Freceivables%2Fcapabilities%2Frequest-to-pay-via-qr-code%2Fpayment-request.md) Learn how payment requests steamline digital payments for business. Creating dynamic QR codes. - [Payment Links](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Freceivables%2Fcapabilities%2Frequest-to-pay-via-qr-code%2Fpayment-link.md) A Payment Link allows you to create a URL linked to your Payment Request invoice. - [Request to Pay via QR Code](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Freceivables%2Fcapabilities%2Frequest-to-pay-via-qr-code%2Foverview.md) The Request to Pay via QR code API supports using Payment Links and Payment Requests to manage payment invoices, payment links, and QR code creation. ## How To - [Create QR codes in bulk](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Freceivables%2Fcapabilities%2Frequest-to-pay-via-qr-code%2Fhow-to%2Fcreate-multiple-qr-codes-in-bulk.md) Our Bulk API for QR Code generation allows you to create up to 25 QR Codes in a single call. Each item in the batch can include specific information such as amount, due date, description, and external - [Create a payment link via QR code](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Freceivables%2Fcapabilities%2Frequest-to-pay-via-qr-code%2Fhow-to%2Fcreate-payment-link.md) In this tutorial, you will learn how to use the Request to Pay via QR Code API to create a Payment Link. - [Change or cancel a payment request](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Freceivables%2Fcapabilities%2Frequest-to-pay-via-qr-code%2Fhow-to%2Fchange-or-cancel-a-payment-request.md) In this tutorial, you will learn how to use the Request to Pay via QR Code API to update or cancel a payment request. - [Get the payment request status](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Freceivables%2Fcapabilities%2Frequest-to-pay-via-qr-code%2Fhow-to%2Fget-the-payment-request-details.md) In this tutorial, you will learn how to use the Request to Pay via QR Code API to get the details of a payment request - [Create a payment request via QR code](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Freceivables%2Fcapabilities%2Frequest-to-pay-via-qr-code%2Fhow-to%2Fcreate-a-payment-request.md) In this tutorial, you will learn how to use the Request to Pay via QR Code API to create a Payment Request. ## Boleto ## Check Balance ## Checks - [Support](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fchecks%2Fsupport.md) Support - [Core concepts](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fchecks%2Fcore-concepts1.md) The online Check Payments API is designed for Business Operations, system integrators, and service providers in need of a single Check API for local processing. - [Getting started](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fchecks%2Fgetting-started.md) Getting Started - [Checks API](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fchecks%2Foverview.md) Checks ## Check Image - [Resources](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fchecks%2Fcapabilities%2Fcheck-image%2Fresources.md) This page includes the list of supported currency codes for check image request. - [Parameters](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fchecks%2Fcapabilities%2Fcheck-image%2Fpayment-parameters.md) This topic provides information and applicable tables for required and optional fields to develop for your Check imaging API - [Check image](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fchecks%2Fcapabilities%2Fcheck-image%2Foverview.md) Checks-Overview ## How To - [Retrieve check images](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fchecks%2Fcapabilities%2Fcheck-image%2Fhow-to%2Fretrieve-check-images.md) checks ## Check Inquiry - [Resources](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fchecks%2Fcapabilities%2Fcheck-inquiry%2Fresources.md) This page includes the list of supported currency codes for check image request. - [Parameters](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fchecks%2Fcapabilities%2Fcheck-inquiry%2Fpayment-parameters.md) This topic provides information and applicable tables for required and optional fields to develop for check inquiry. - [Check inquiry](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fchecks%2Fcapabilities%2Fcheck-inquiry%2Foverview.md) Checks-Overview ## How To - [Retrieve check information](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fchecks%2Fcapabilities%2Fcheck-inquiry%2Fhow-to%2Fretrieve-check-information.md) Retrieve check information ## Check Issuance And Cancellation - [Resources](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fchecks%2Fcapabilities%2Fcheck-issuance-and-cancellation%2Fresources.md) Resources - [Parameters](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fchecks%2Fcapabilities%2Fcheck-issuance-and-cancellation%2Fpayment-parameters.md) This topic provides information and applicable tables for required and optional fields to develop for your checks API - [Check issuance and cancellation](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fchecks%2Fcapabilities%2Fcheck-issuance-and-cancellation%2Foverview.md) Check Issue and Cancellation ## How To - [Manage check issuance and cancellation](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ftreasury%2Fchecks%2Fcapabilities%2Fcheck-issuance-and-cancellation%2Fhow-to%2F1st---get-the-details-for-product.md) Check Issuance and Cancellation ## Corporate Quick Pay ## Faster Payments Us Rtp ## Fx Rate Sheet ## Global Mass Pay ## Jp Morgan Concourse ## Jp Morgan Prepaid Card ## Jp Morgan Wallet ## Low Value Ach Direct Debits ## Low Value Ach Payments ## Pay By Bank Us ## Payment Inquiry ## Payment Receipts ## Payment Status Track N Trace ## Payment Status Track N Trace With Gpi ## Pacman ## Push To Card ## Request For Payment ## Request For Quote ## Transaction Details ## Wire Payments ## Xpedite Remit Fx Rate Sheet ## User Status Management ## Account Activity ## Embedded Payments - [Support](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fsupport.md) Need help setting up and processing embedded payments? Find a specialist, tips and resources within thePayments Developer Portal. - [Core concepts](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcore-concepts.md) Learn how we can improve client interaction with embedded payments to help process payments at scale, at every point in the customer experience. - [Getting started](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fgetting-started.md) Get the information you need to get started managing money and paying clients with Embedded Payments API and learn how our services work. - [Embedded Payments](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fembedded-payments-overview.md) Use the Embedded Payments API to create a limited access J.P.Morgan Payment account for clients. Learn more with the J.P.Morgan Developer Portal. ## Client onboarding - [Overview](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Fonboard-a-client%2Fonboard-a-client1.md) Learn how to onboard a client, the holder of an Embedded Payments profile, so you can properly manage the account on your client's behalf. ## How To - [Collect indirect ownership information](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Fonboard-a-client%2Fhow-to%2Findirect-ownership.md) Collect indirect ownership information - [Reference for onboarding Publicly Traded Companies](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Fonboard-a-client%2Fhow-to%2Freference-for-onboarding-publicly-traded-companies.md) Additional resources for onboarding Publicly traded Companies - [Industry descriptor reference](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Fonboard-a-client%2Fhow-to%2Findustry-descriptor-reference.md) Industry descriptor reference - [Onboarding reference table](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Fonboard-a-client%2Fhow-to%2Fonboarding-fields-reference.md) Onboarding reference table - [Upload documents](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Fonboard-a-client%2Fhow-to%2Fupload-documents.md) A guide to manage documents when onboarding clients in Embedded Payments. - [Complete onboarding steps](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Fonboard-a-client%2Fhow-to%2Fcomplete-onboarding-steps.md) - [Present attestations](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Fonboard-a-client%2Fhow-to%2Fpresent-attestations.md) - [Present onboarding questions to your client](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Fonboard-a-client%2Fhow-to%2Fpresent-onboarding-questions.md) - [Create a client profile](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Fonboard-a-client%2Fhow-to%2Fcreate-a-client-profile.md) A guide to onboarding clients to Embedded Payments ## Embedded Payments with accounts - [Overview](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Fembedded-payments%2Fembedded-payments-with-onboarding.md) overview of embedded payments with accounts ## How To - [ Close an account for your client](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Fembedded-payments%2Fhow-to%2Fclose-your-client-account.md) Close an account for your client - [Display J.P. Morgan terms and conditions](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Fembedded-payments%2Fhow-to%2Fdisplay-terms-conditions.md) Display J.P. Morgan terms and conditions - [Manage and display transactions](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Fembedded-payments%2Fhow-to%2Fmanage-and-display-transactions-v2.md) Transactions represent the movement of money into and out of an Embedded account. - [Make payouts from your client's account](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Fembedded-payments%2Fhow-to%2Fmake-payouts-to-your-clients-linked-account.md) Learn how to make payouts to your client's linked account. - [Manage negative balances](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Fembedded-payments%2Fhow-to%2Fplatform-issued-direct-debits-and-balance-management.md) Manage negative balances - [Initiate transfers and fund your client’s account](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Fembedded-payments%2Fhow-to%2Ftransfer-and-payout-funds.md) Discover the two transactions requests needed to move money to your clients through Embedded Payments on the J.P.Morgan Developer Portal. - [Add an external party as a recipient ](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Fembedded-payments%2Fhow-to%2Fadd-third-party-payee-as-a-recipient.md) Learn how to add third party payees as recipients with the J.P Morgan Developer Portal. - [Link your client's external bank account](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Fembedded-payments%2Fhow-to%2Fadd-a-linked-account.md) Learn how to add your clients designated external bank account to receive funds from Embedded Payments with the J.P Morgan Developer Portal. - [Add an account for your client](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Fembedded-payments%2Fhow-to%2Fadd-an-account.md) Learn how to create an account for every client you onboard to Embedded Payments, in order to store funds you allocate for platform activity. - [Get a list of your clients](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Fembedded-payments%2Fhow-to%2Fget-a-list-of-your-clients.md) Get a list of your clients ## Embedded Payments with direct payouts - [Overview](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Fpayments-without-onboarding%2Foverview.md) overview of embedded payments without onboarding ## How To - [Request an ACH Direct Debit](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Fpayments-without-onboarding%2Fhow-to%2Frequest-direct-debit.md) Request an ACH direct debit - [Make a payout](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Fpayments-without-onboarding%2Fhow-to%2Fmake-a-payout.md) Make a payout - [Add your client's payment details](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Fpayments-without-onboarding%2Fhow-to%2Fadd-payment-details.md) Add your client's payment details ## Notifications - [Overview](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Fnotification-subscriptions%2Foverview.md) Notifications ## How To - [Notification payload samples with OAuth](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Fnotification-subscriptions%2Fhow-to%2Fnotification-payloads-with-oauth.md) Take a look at these payload examples relating to available notifications in Embedded Payments. - [Notification payload samples without OAuth](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Fnotification-subscriptions%2Fhow-to%2Fnotification-payload-samples.md) Notification payload samples - [Manage notifications](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fembedded-finance-solutions%2Fembedded-payments%2Fcapabilities%2Fnotification-subscriptions%2Fhow-to%2Fmanage-notifications.md) You can use Embedded Payments webhooks to get realtime notifications for transaction and client events. Learn how on the J.P.Morgan Developer Portal. ## Validation Services - [Support](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ffraud-solutions%2Fvalidation-services%2Fsupport.md) Get help with J.P. Morgan's Validation Services API. Provide your name, company ID, API details, and error information for faster assistance. - [Getting started](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ffraud-solutions%2Fvalidation-services%2Fgetting-started.md) Learn how to start using J.P. Morgan's Validation Services API. Follow our step-by-step guide to set up your developer account, create a project, and begin integration. - [Validation Services](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ffraud-solutions%2Fvalidation-services%2Foverview.md) Use J.P. Morgan's Validation Services to validate bank accounts, individuals, and businesses across multiple data sources. ## Account Validation - [Account Validation countries ](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ffraud-solutions%2Fvalidation-services%2Fcapabilities%2Faccount-validation%2Faccount-validation-global-coverage.md) Account Validation countries - [Resources](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ffraud-solutions%2Fvalidation-services%2Fcapabilities%2Faccount-validation%2Fresources.md) Explore J.P. Morgan's Account Validation services to verify account status and confirm account ownership for individuals and businesses globally. - [Account Validation parameters](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ffraud-solutions%2Fvalidation-services%2Fcapabilities%2Faccount-validation%2Faccount-validation-parameters.md) Explore J.P. Morgan's Account Validation's payment parameter's page for detailed information on the required fields. - [Account Validation](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ffraud-solutions%2Fvalidation-services%2Fcapabilities%2Faccount-validation%2Foverview.md) Use J.P. Morgan's Account Validation services to verify accounts, authenticate account owners, and assess fraud risks related to bank accounts. ## How To - [Request account confidence score](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ffraud-solutions%2Fvalidation-services%2Fcapabilities%2Faccount-validation%2Fhow-to%2Frequest-an-account-confidence-score.md) In this tutorial, you will learn how to request an Account Confidence Score (ACS) that provides an indicator of the likelihood of fraud on a beneficiary account. By the end of this tutorial, you will - [Perform micro-deposits](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ffraud-solutions%2Fvalidation-services%2Fcapabilities%2Faccount-validation%2Fhow-to%2Fperform-micro-deposits.md) - [Validate a global account ](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ffraud-solutions%2Fvalidation-services%2Fcapabilities%2Faccount-validation%2Fhow-to%2Fglobal-account-validation.md) Use the J.P. Morgan Developer Portal guide to globally verify and authenticate personal and business bank account. - [Verify a U.S. bank account and ownership ](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ffraud-solutions%2Fvalidation-services%2Fcapabilities%2Faccount-validation%2Fhow-to%2FVerify-bank-account-status.md) Get step-by-step instructions for verifying a U.S. bank account, checking its status, and authenticating the account owner's name. ## Entity Validation - [Entity Validation countries](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ffraud-solutions%2Fvalidation-services%2Fcapabilities%2Fentity-validation%2Fentity-validation-global-coverage.md) Entity Validation supported countries - [Resources](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ffraud-solutions%2Fvalidation-services%2Fcapabilities%2Fentity-validation%2Fresources.md) Access essential resources for J.P. Morgan's Entity Validation services. Verify identities and screen individuals and businesses across 50+ countries. - [Entity Validation parameters](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ffraud-solutions%2Fvalidation-services%2Fcapabilities%2Fentity-validation%2Fentity-validation-parameters.md) Learn about the required and optional fields for J.P. Morgan's Entity and Document Validation API. Ensure successful requests by including all necessary parameters. - [Entity Validation](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ffraud-solutions%2Fvalidation-services%2Fcapabilities%2Fentity-validation%2Foverview.md) Automate the verification and screening of individual and business data with J.P. Morgan's Entity Validation API. Enhance onboarding, verify identities, and validate documents. ## How To - [Screen a business entity](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ffraud-solutions%2Fvalidation-services%2Fcapabilities%2Fentity-validation%2Fhow-to%2Fscreen-a-business-entity.md) Learn how to screen an individual or business against J.P. Morgan and third-party sources. - [Verify a business](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ffraud-solutions%2Fvalidation-services%2Fcapabilities%2Fentity-validation%2Fhow-to%2Fverify-a-business-entity.md) Learn how to verify a business and up to five authorized representatives associated with a business in a single request. - [Screen an individual](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ffraud-solutions%2Fvalidation-services%2Fcapabilities%2Fentity-validation%2Fhow-to%2Fscreen-an-individual.md) Learn how to screen an individual or business against J.P. Morgan and third-party sources. - [Verify an individual](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Ffraud-solutions%2Fvalidation-services%2Fcapabilities%2Fentity-validation%2Fhow-to%2Fverify-individual.md) Learn how to verify an individual or business against J.P. Morgan and third-party sources. ## BDA Balances - [Support](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fliquidity-account-solutions%2Fbda-balances%2Fsupport.md) Get help with J.P. Morgan's Blockchain Deposit Account (BDA) B API. For urgent issues, call +1-978-805-1200 (Option 6). For non-urgent issues, email api.service.support@jpmchase.com with your details. - [Getting started](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fliquidity-account-solutions%2Fbda-balances%2Fgetting-started.md) Learn how to set up and use J.P. Morgan's Blockchain Deposit Account (BDA) Balances API. Register as a developer, configure bank accounts, and start accessing account and balance data. - [Blockchain Deposit Account (BDA) Balances](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fliquidity-account-solutions%2Fbda-balances%2Foverview.md) Enhance transparency and control with J.P. Morgan's Blockchain Deposit API. Access current and historical balance data, specify accounts, and define time periods for comprehensive financial insights. ## Balances - [Resources](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fliquidity-account-solutions%2Fbda-balances%2Fcapabilities%2Fbalances%2Fresources.md) Access detailed information on API request fields, response balance types, and balance states for J.P. Morgan's BDA Balances API. Enhance your financial reporting and cash management. - [Balances](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fliquidity-account-solutions%2Fbda-balances%2Fcapabilities%2Fbalances%2Foverview.md) Fetch current and historical Blockchain Deposit Account (BDA) balances with J.P. Morgan's BDA Balances API. Customize integration, view balance types, and enhance cash management with real-time data. ## How To - [Get account balances for specific accounts](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fliquidity-account-solutions%2Fbda-balances%2Fcapabilities%2Fbalances%2Fhow-to%2Fgetting-balance-for-a-specific-account.md) - [Get all eligible account balances](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fdocs%2Fliquidity-account-solutions%2Fbda-balances%2Fcapabilities%2Fbalances%2Fhow-to%2Fgetting-account-balances.md) ## Account Balances ## Onboarded Accounts ## Sweep Amendment And Execution Api ## Sweep Visibility ## Virtual Account Balances ## Virtual Account Postings ## Api - [Environments](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fenvironments.md) Base URL environments for mock, client, and production. - [Versioning](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fversioning-page.md) Learn about J.P. Morgan's API versioning strategy, including handling non-breaking and breaking changes, integration expectations, and deprecation policies. - [Response codes](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fresponse-codes-page.md) Understand J.P. Morgan's API response codes for success, client-side errors, and server errors for effective integration. - [OAuth](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fauthentication-oauth-page.md) Get step-by-step guidance on integrating Oauth 2.0 for API authentication, authorization, and secure information exchange through digital signatures. - [J.P. Morgan public certificates](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fj-p--morgan-public-certificates.md) Download public certificates for J.P. Morgan API usage. - [mTLS with Digital Signature](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fmtls-digital-signature.md) Get step-by-step guidance on using mTLS and digital signatures to securely connect with J.P. Morgan's APIs. - [Authentication](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fauthentication-page.md) Learn about security credentials for J.P. Morgan's APIs, including authentication certificates, authorization, signing requests, and data encryption. - [API reference](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Findex.md) Explore J.P. Morgan's API reference with detailed resources, endpoints, and samples. Access guides, response codes, versioning, and comprehensive API documentation. ## Online Payments - [OAuth authentication](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Fonline-payments%2Foauth-authentication.md) Learn how to authenticate API calls using OAuth 2.0. Follow detailed steps for both testing and production environments, including certificate generation. - [Online Payments](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Fonline-payments%2Foverview.md) Manage the entire payments lifecycle for multiple methods of payment, including chargebacks, transfers and more with Online Payments APIs. ## Online Payments - [Online Payments changelog](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Fonline-payments%2Fonline-payments%2Fchangelog.md) Stay updated with the latest versions and enhancements to the Online Payments API. Review the changelog for spec and documentation updates in one place. - [Online Payments response codes](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Fonline-payments%2Fonline-payments%2Ferror-codes.md) Our Online Payments API response codes can help you troubleshoot issues and determine if a transaction was approved or declined. - [Online Payments](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Fonline-payments%2Fonline-payments%2Fonline-payments-oas.md) ## Checkout - [Checkout changelog](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Fonline-payments%2Fcheckout%2Fchangelog.md) Stay updated with the latest versions and enhancements to the Checkout API. Review the changelog for spec and documentation updates in one place. - [Checkout response codes](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Fonline-payments%2Fcheckout%2Fcheckout-api-response-codes.md) Explore our Checkout API response codes with possible causes that can help you troubleshoot client or server issues. - [Checkout](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Fonline-payments%2Fcheckout%2Fcheckout-oas.md) ## Optimization Protection - [OAuth authentication](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Foptimization-protection%2Foauth-authentication.md) Learn how to authenticate API calls using OAuth 2.0. Follow detailed steps for both testing and production environments, including certificate generation. - [Optimization \& Protection](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Foptimization-protection%2Foverview.md) Manage reporting, notifications and more throughout a variety of regions with the Optimization \& Protection APIs on J.P. Morgan's Developer Portal ## Reporting - [Reporting changelog](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Foptimization-protection%2Freporting%2Fchangelog.md) Stay updated with the latest versions and enhancements to the Reporting API. Review the changelog for spec and documentation updates in one place. - [Reporting response codes](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Foptimization-protection%2Freporting%2Ferror-reason-codes---data-reports.md) Review our Reporting API response codes to determine what each success, denied, or error code means and potential causes for each response code type. - [Reporting](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Foptimization-protection%2Freporting%2Freporting-oas.md) ## Notifications - [Notifications changelog](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Foptimization-protection%2Fnotifications%2Fchangelog.md) Stay updated with the latest versions and enhancements to the Notifications API. Review the changelog for spec and documentation updates in one place. - [Notifications response codes](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Foptimization-protection%2Fnotifications%2Fresponse-codes1.md) Discover the Notifications API response codes and their possible causes to help you understand when subscriptions and notifications have been processed. - [Notifications](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Foptimization-protection%2Fnotifications%2Fnotifications-oas.md) ## Tokenization - [Tokenization changelog](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Foptimization-protection%2Ftokenization%2Fchangelog.md) Stay updated with the latest versions and enhancements to the Tokenization API. Review the changelog for spec and documentation updates in one place. - [Tokenization response codes](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Foptimization-protection%2Ftokenization%2Fresponse-codes.md) Review our Tokenization API response codes to help you debug potential issues. We provide possible causes for success, denied, and error response codes. - [Tokenization](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Foptimization-protection%2Ftokenization%2Ftokenization-oas.md) ## 3 D Secure - [3-D Secure changelog](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Foptimization-protection%2F3-d-secure%2Fchangelog.md) Stay updated with the latest versions and enhancements to the 3-D Secure API. Review the changelog for spec and documentation updates in one place. - [3-D Secure response codes](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Foptimization-protection%2F3-d-secure%2F3-d-secure-response-codes.md) Understand our 3-D Secure API response messages and reason codes for successful, client, and server error responses. - [3-D Secure](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Foptimization-protection%2F3-d-secure%2F3-d-secure-1.md) ## Wallet Decryption - [Wallet Decryption changelog](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Foptimization-protection%2Fwallet-decryption%2Fchangelog.md) Stay updated with the latest versions and enhancements to the Wallet Decryption API. Review the changelog for spec and documentation updates in one place. - [Wallet Decryption response codes](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Foptimization-protection%2Fwallet-decryption%2Fwallet-decryption-response-codes.md) Explore Wallet Decryption API responses: understand successful outcomes, client errors, and server errors with response codes and detailed messages for effective troubleshooting. - [Wallet Decryption](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Foptimization-protection%2Fwallet-decryption%2Fwallet-decryption-oas.md) ## Consumer Profile - [Consumer Profile Management changelog](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Foptimization-protection%2Fconsumer-profile%2Fchangelog.md) Stay updated with the latest versions and enhancements to the Consumer Profile Management API. Review the changelog for spec and documentation updates in one place. - [Consumer Profile Management response codes](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Foptimization-protection%2Fconsumer-profile%2Fconsumer-profile-response-codes.md) Discover our Consumer Profile Management API response codes: learn about successful operations, client errors, and server issues with a detailed list of possible causes. - [Consumer Profile Management](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Foptimization-protection%2Fconsumer-profile%2Fconsumer-profile-oas.md) ## Account Updater - [Account Updater changelog](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Foptimization-protection%2Faccount-updater%2Fchangelog.md) Stay updated with the latest versions and enhancements to the Account Updater API. Review the changelog for spec and documentation updates in one place. - [Account Updater response codes](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Foptimization-protection%2Faccount-updater%2Faccount-updater-response-codes.md) Review our Account Updater API response codes to learn about successful operations, client errors, and server issues, with a detailed list of possible causes. - [Account Updater](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Foptimization-protection%2Faccount-updater%2Faccount-updater-oas.md) ## Digital Onboarding - [Digital Onboarding changelog](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Foptimization-protection%2Fdigital-onboarding%2Fchangelog.md) Stay updated with the latest versions and enhancements to the Digital Onboarding API. Review the changelog for spec and documentation updates in one place. - [Digital Onboarding response codes](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Foptimization-protection%2Fdigital-onboarding%2Fonboarding-response-codes.md) Review our Commerce Digital Onboarding API response codes to learn about successful operations, client errors, and server issues, with a detailed list of possible causes. - [Digital Onboarding API](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Foptimization-protection%2Fdigital-onboarding%2Fonboarding-oas.md) ## Dispute Management ## Global Payments ## Pay By Bank - [Error codes](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Ftreasury%2Fpay-by-bank%2Ferror-codes.md) - [Pay by Bank](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Ftreasury%2Fpay-by-bank%2Fpay-by-bank.md) - [Pay by Bank](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Ftreasury%2Fpay-by-bank%2Foverview.md) ## Receivables - [Changelog](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Ftreasury%2Freceivables%2Fchangelog.md) Stay uptodate with the latest updates, improvements, and fixes. Check out our changelog for new features, enhancements, and important changes. - [Request to Pay error codes](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Ftreasury%2Freceivables%2Frequest-to-pay-status-responses-and-error-codes.md) - [Request to Pay via QR Code API](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Ftreasury%2Freceivables%2Frequest-to-pay-api.md) - [Receivables](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Ftreasury%2Freceivables%2Fintroduction.md) ## Boleto ## Check Balance ## Checks - [Changelog](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Ftreasury%2Fchecks%2Fchangelog.md) Stay uptodate with the latest updates, improvements, and fixes. Check out our changelog for new features, enhancements, and important changes. - [Checks API](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Ftreasury%2Fchecks%2Ferror-codes.md) Checks API - [Checks API](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Ftreasury%2Fchecks%2Fchecks-oas.md) - [Checks API](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Ftreasury%2Fchecks%2Fintroduction.md) Checks API ## Corporate Quick Pay ## Faster Payments Us Rtp ## Fx Rate Sheet ## Global Mass Pay ## J.P. Morgan Concourse™ ## J.P. Morgan Prepaid Card ## J.P. Morgan Wallet™ ## Low Value Ach Direct Debits ## Low Value Ach Payments ## Pay By Bank Us ## Payment Inquiry ## Payment Receipts ## Payment Status Track N Trace ## Payment Status Track N Trace With Gpi ## Pacman ## Push To Card ## Request For Payment ## Request For Quote ## Transaction Details ## Wire Payments ## Xpedite Remit Fx Rate Sheet ## User Status Management ## Account Activity ## Embedded Payments - [Changelog](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fembedded-finance-solutions%2Fembedded-payments%2Fchangelog.md) Changelog - [Error response codes](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fembedded-finance-solutions%2Fembedded-payments%2Ferror-codes.md) Explore our Embedded Payments error code catalog to determine what issues may be occurring with API request validation. - [Digital Onboarding](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fembedded-finance-solutions%2Fembedded-payments%2Fonboarding-oas.md) - [Embedded Payments](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fembedded-finance-solutions%2Fembedded-payments%2Foverview.md) Discover how you can use Embedded Payments APIs to integrate account management and payout services into your existing payment platform. ## Embedded Payments - [Webhooks API](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fembedded-finance-solutions%2Fembedded-payments%2Fembedded-payments%2Fwebhooks.md) - [Transactions API](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fembedded-finance-solutions%2Fembedded-payments%2Fembedded-payments%2Ftransactions.md) - [Recipients API](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fembedded-finance-solutions%2Fembedded-payments%2Fembedded-payments%2Frecipients.md) - [Accounts API](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fembedded-finance-solutions%2Fembedded-payments%2Fembedded-payments%2Faccounts.md) ## Validation Services - [Changelog](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Ffraud-solutions%2Fvalidation-services%2Fchangelog.md) Stay uptodate with the latest updates, improvements, and fixes. Check out our changelog for new features, enhancements, and important changes. - [Validation Services error response codes](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Ffraud-solutions%2Fvalidation-services%2Ferror-codes.md) - [Validation Services API](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Ffraud-solutions%2Fvalidation-services%2Fvalidation-services-oas.md) - [Validation Services](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Ffraud-solutions%2Fvalidation-services%2Foverview.md) ## BDA Balances - [Blockchain Deposit Account (BDA) Balances API error response codes](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fliquidity-account-solutions%2Fbda-balances%2Faccounts-response-codes.md) - [Blockchain Deposit Account (BDA) Balances API](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fliquidity-account-solutions%2Fbda-balances%2Faccounts-oas.md) - [Blockchain Deposit Account Balances](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fliquidity-account-solutions%2Fbda-balances%2Foverview.md) J.P. Morgan BDA Balances API ## Account Balances ## Onboarded Accounts ## Sweep Amendment And Execution Api ## Sweep Visibility ## Virtual Account Balances ## Virtual Account Postings ## Guides - [How J.P. Morgan developers leverage AI](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fguides%2Fleveraging-ai.md) Learn how J. P. Morgan Payments uses AI tools like code assistants and PR review systems to streamline workflows, improve code quality, and drive innovation - [Understanding the role of real-time payments (RTP)](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fguides%2Fwhat-is-rtp.md) Learn how real-time payments (RTP) empower businesses with instant transactions, improved cash flow visibility, and seamless integration. - [How API-based validation services help make payments faster](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fguides%2Ffaster-validation.md) Explore how API-based validation services from J.P. Morgan Payments help to enhance payment speed and security. - [What are the consequences of not validating transaction data?](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fguides%2Fevs-consequences.md) Failing to verify transactions via validation services can open your business up to fraud, compliance issues and more. - [How Entity Validation Services by J.P. Morgan empower businesses](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fguides%2Fhow-evs-empower-businesses.md) Verification of entities, including businesses and individuals, helps to provide real-time fraud prevention and compliance solutions. - [Ensuring trust and safety while using our Payments APIs](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fguides%2Ftrust-and-safety.md) At J.P. Morgan Payments, our comprehensive suite of APIs provides everything you need to safely and securely accept, manage, and send payments at scale. - [Building an automated solution for index and cluster management for Elasticsearch/AWS OpenSearch](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fguides%2Fopensearch.md) Learn about J.P. Morgan's innovative approach to AWS OpenSearch automation, enhancing data reliability and performance. - [Unlocking blockchain’s potential with Kinexys Digital Payments](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fguides%2Funlocking-blockchains-potential.md) From enhancing efficiency to improving transparency and security, blockchain helps financial institutions modernize their operations and deliver value to clients. - [WebSocket basics](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fguides%2Fwebsocket-basics.md) WebSockets are one of the most useful protocols for receiving and sending real-time data. - [Boosting your payments security with Account Validation Services](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fguides%2Faccount-validation-services.md) Discover how J.P. Morgan's Account Validation Services can help enhance payment security and streamline operations. - [The importance of validation services in financial transactions](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fguides%2Fvalidation-services.md) Explore the importance of validation services in preventing fraud, reducing payment errors, and ensuring compliance in financial operations. - [Optimization \& Protection Payments APIs](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fguides%2Foptimization-protection-blog.md) - [Introduction to sending payments](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fguides%2Fsending-payments.md) - [Introduction to accepting payments](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fguides%2Faccepting-payments.md) Understand payment rails, methods of acceptance, and how our Online Payments API streamlines the way merchants accept, process, and settle payments. - [Payments participants and lifecycle 101](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fguides%2Fpayments-participants-and-lifecycle-101.md) - [Online Payments 101 - Transaction Identifiers](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fguides%2Fonline-payments-101---transaction-identifiers.md) - [Closing the digital poverty gap: Make It Happen's innovative approach to education](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fguides%2Fmake-it-happen-blog.md) - [Getting started with J.P. Morgan Payments - OAuth authentication](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fguides%2Fgetting-started-with-payments-oauth-mp.md) ## Announcements - [Introducing the J.P. Morgan Payments Developer Portal](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fannouncements%2Fintroducing-pdp.md) ## Events - [Build better together: How J.P. Morgan Payments supports developer communities](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fevents%2Ffostering-innovation.md) Discover how J.P. Morgan Payments supports developer communities - [J.P. Morgan Payments first Developer Fintech Meetup recap](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fevents%2Fsf-fintech-developer-recap.md) A recap of our recent fintech event in San Francisco featuring two talks, networking, API innovation, and insights into the J.P. Morgan PDP. - [Payments for video game developers](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fevents%2Fsf-game-developer.md) - [Twilio’s live demo of J.P. Morgan Payments API integration at Money20/20](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fevents%2Fmoney-2020.md) Watch Twilio's demo of J.P. Morgan Payment’s API integration at Money20/20, Oct. 27-30. Experience frictionless payments and data-driven customer engagement. - [fintech\_devcon: How to engage and excite a large bank](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fevents%2Ffintech_devcon.md) ## Client Story - [Empowering developers and innovating payment processing](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fclient-story%2Felastic-search.md) Learn how J.P. Morgan and Elastic are partnering to empower developers to revolutionize payment processing using tools like SearchAI. ## Community - [How developers are building with payments infrastructure](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fcommunity%2Fsf-dev-meetup.md) A recap of a networking event where developers shared insights on payments infrastructure becoming more programmable and accessible. - [fintech\_devcon: How to engage and excite a large bank](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fcommunity%2Ffintech_devcon.md) Join the J.P. Morgan Payments Developer team as they discuss fintech collaborations and innovations at fintech\_devcon in Austin, August 7-9 - [Closing the digital poverty gap: Make It Happen's innovative approach to education](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fcommunity%2Fmake-it-happen-blog.md) Learn how the Scotland-based charity inspires children to become digital creators with an inclusive, scalable model that integrates into school curriculum - [Twilio’s live demo of J.P. Morgan Payments API integration at Money20/20](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fcommunity%2Fmoney-2020.md) Watch Twilio's demo of J.P. Morgan Payment’s API integration at Money20/20, Oct. 27-30. Experience frictionless payments and data-driven customer engagement. - [Payments for video game developers](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fcommunity%2Fsf-game-developer.md) Video game developers can turn to ACH payments and other innovative, alternative solutions to cut costs and avoid risks - [J.P. Morgan Payments first Developer Fintech Meetup recap](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fcommunity%2Fsf-fintech-developer-recap.md) A recap of our recent fintech event in San Francisco featuring two talks, networking, API innovation, and insights into the J.P. Morgan PDP. - [Build better together: How J.P. Morgan Payments supports developer communities](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fcommunity%2Ffostering-innovation.md) Discover how J.P. Morgan Payments supports developer communities - [From Wall Street to Code: How Payments is Betting Big on Developers and APIs](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fcommunity%2Fwall-street-to-code.md) A recap of a 2025 Las Vegas Fintech Meetup session on how banks are transforming the industry with technology like APIs and by working closely with developers. ## Thought Leadership - [Boosting your payments security with Account Validation Services](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fthought-leadership%2Faccount-validation-services.md) Discover how J.P. Morgan's Account Validation Services can help enhance payment security and streamline operations. - [The importance of validation services in financial transactions](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fthought-leadership%2Fvalidation-services.md) Explore the importance of validation services in preventing fraud, reducing payment errors, and ensuring compliance in financial operations. - [Unlocking blockchain’s potential with Kinexys Digital Payments](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fthought-leadership%2Funlocking-blockchains-potential.md) From enhancing efficiency to improving transparency and security, blockchain helps financial institutions modernize their operations and deliver value to clients. - [Empowering developers and innovating payment processing](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fthought-leadership%2Felastic-search.md) Learn how J.P. Morgan and Elastic are partnering to empower developers to revolutionize payment processing using tools like SearchAI. ## Product - [Powering Marketplaces With Embedded Finance Solutions (Part 2)](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fproduct%2Fpowering-marketplaces-part-2.md) Powering Marketplaces With Embedded Finance Solutions (Part 2) - [Three ways to process payments outside of the app marketplace](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fproduct%2Fthree-ways-to-process-payments-outside-of-the-app-marketplace.md) Discover three flexible payment processing solutions that work outside app marketplaces, from hosted pages to mobile SDK integration - [Launching an artificial intelligence powered virtual assistant for Commerce Center reporting](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fproduct%2Flaunching-an-artificial-intelligence-powered-virtual-assistant-for-commerce-center-reporting.md) Learn how we leveraged AI for a 24/7 client-facing virtual assistant that streamlines reporting for merchant services clients. - [Powering Marketplaces with Embedded Finance Solutions (Part 1)](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fproduct%2Fpowering-marketplaces-with-ef.md) Powering Marketplaces with Embedded Finance Solutions (Part 1) - [Understanding how Automated Clearing House (ACH) payments work](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fproduct%2Funderstanding-ach.md) Learn how Automated Clearing House (ACH) payments simplify electronic funds transfers between financial institutions, and the benefits of using ACH for payrolls, vendors and subscriptions. - [ACH vs. wire transfers and when to use each ](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fproduct%2Fach-v-wires.md) Explore the differences between ACH and wire transfers, such as speed, cost, and use cases, to optimize your business's payment strategy and cash flow management. - [The power of the Reporting API](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fproduct%2Freporting-api.md) Discover how our updated Reporting API drives growth and operational efficiency through real-time payment insights. - [Self-Service API credential management: Empowering developers](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fproduct%2Fself-service-credential-management.md) Learn how J.P. Morgan is transforming API access with self-service credential management. Boost developer autonomy and stay ahead in the API economy. - [Introducing the J.P. Morgan Payments Developer Portal](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fproduct%2Fintroducing-pdp.md) An introduction to the J.P. Morgan Payments Developer Portal. - [Getting started with J.P. Morgan Payments - OAuth authentication](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fproduct%2Fgetting-started-with-payments-oauth-mp.md) Authentication is a complex but essential aspect of securely developing with APIs. To make this easier we created a repository of example code snippets in various languages to get you up and running. - [Online Payments 101 - Transaction Identifiers](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fproduct%2Fonline-payments-101---transaction-identifiers.md) The Online Payments API simplifies the process by assigning unique identifiers for each transaction. Let’s look at the payment lifecycle through the lens of the Online Payments API. - [Payments participants and lifecycle 101](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fproduct%2Fpayments-participants-and-lifecycle-101.md) Learn more about the participants, lifecycle and the evolving landscape of Payments - [Introduction to accepting payments](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fproduct%2Faccepting-payments.md) Understand payment rails, methods of acceptance, and how our Online Payments API streamlines the way merchants accept, process, and settle payments. - [Introduction to sending payments](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fproduct%2Fsending-payments.md) Our Global Payments API offers several fund disbursement options to cater to different payout needs and preferences for sending money. - [Optimization \& Protection Payments APIs](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fproduct%2Foptimization-protection-blog.md) Optimization \& Protection Payments APIs provide a robust suite of tools that help streamline the payment process and also help in the fight against fraud. - [Ensuring trust and safety while using our Payments APIs](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fproduct%2Ftrust-and-safety.md) At J.P. Morgan Payments, our comprehensive suite of APIs provides everything you need to safely and securely accept, manage, and send payments at scale. - [What are the consequences of not validating transaction data?](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fproduct%2Fevs-consequences.md) Failing to verify transactions via validation services can open your business up to fraud, compliance issues and more. - [How API-based validation services help make payments faster](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fproduct%2Ffaster-validation.md) Explore how API-based validation services from J.P. Morgan Payments help to enhance payment speed and security. - [How Entity Validation Services by J.P. Morgan empower businesses](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fproduct%2Fhow-evs-empower-businesses.md) Verification of entities, including businesses and individuals, helps to provide real-time fraud prevention and compliance solutions. - [Understanding the role of real-time payments (RTP)](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fproduct%2Fwhat-is-rtp.md) Learn how real-time payments (RTP) empower businesses with instant transactions, improved cash flow visibility, and seamless integration. ## Engineering - [WebSocket basics](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fengineering%2Fwebsocket-basics.md) WebSockets are one of the most useful protocols for receiving and sending real-time data. - [Building an automated solution for index and cluster management for Elasticsearch/AWS OpenSearch](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fengineering%2Fopensearch.md) Learn about J.P. Morgan's innovative approach to AWS OpenSearch automation, enhancing data reliability and performance. ## AI/ML - [Revolutionizing Treasury Management with AI and Machine Learning](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fai-ml%2Freimagining-treasury-with-ai-ml.md) Learn how artificial intelligence, machine learning and real-time APIs are modernizing treasury management for better cash forecasting and risk reduction. - [How J.P. Morgan developers leverage AI](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fblog%2Fai-ml%2Fleveraging-ai.md) Learn how J. P. Morgan Payments uses AI tools like code assistants and PR review systems to streamline workflows, improve code quality, and drive innovation ## Resources - [Integration options to fit your business needs](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fresources%2Fintegrations-page.md) Connect with us through flexible solutions that are optimized for your business. ## AI solutions - [Model Context Protocol](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fresources%2Fai-solutions%2Fmcp-page.md) Seamless PDP documentation access via open-source MCP server - [AI solutions](https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fresources%2Fai-solutions%2Findex.md) Explore our AI solutions and MCP integrations to accelerate development, enhance documentation access, and unlock innovative payment opportunities.