Online Payments

Payment enhancements

The Online Payments API offers additional services and features to cover all aspects of payments from simple to advanced.

Availability

Availability of payment enhancement capabilities differs per region. See the following table to determine what capability is available where.

Payment enhancement availability by region
Description	US	Australia	Canada	EU	UK	Notes
3-D Secure				Y	Y
Address verification service (AVS)	Y	Y	Y	Y	Y	Unavailable for Cartes Bancaires and eftpos Australia
Card verification value (CVV)	Y	Y	Y	Y	Y
Consumer profile management (CPM)	Y		Y
Debt Repayment	Y		Y			Supported for Mastercard and Visa, prepaid and debit cards; limited to MCCs 6012 and 6051; set up during boarding; no API impact
Device fingerprint collection	Y
Direct Pay	Y
Dynamic statement descriptors	Y	Y	Y	Y	Y	Not supported for eftpos Australia
Encryption	Y	Y	Y
Fraud prevention	Y		Y
Incremental authorizations	Y		Y	Y	Y	Supported for Visa, Mastercard, Discover, and American Express
Partial authorizations	Y		Y	Y		Supported for Cartes Bancaires
Purchase card (level 2)	Y		Y	Y	Y	Unavailable for Cartes Bancaires
Purchase card (level 3)	Y					Unavailable for Cartes Bancaires
Real-time account updater (RTAU)	Y		Y	Y	Y	Supported for Visa
Recurring payments	Y	Y	Y	Y	Y
Soft merchant data	Y		Y	Y	Y	Coming soon for Cartes Bancaires
Stored payments	Y	Y	Y	Y	Y
Tokenization (network)	Y	Y	Y			Unavailable for eftpos Australia Not supported for Cartes Bancaires
Tokenization (Safetech)	Y	Y	Y	Y	Y	Unavailable for eftpos Australia Not supported for Cartes Bancaires

Determine which capabilities you need for the requirements of your solution.
Evaluate if the capability is supported for the region you require.
Work with your implementation manager to make sure capabilities are enabled in your client configuration.
Learn more about the specifics of each capability in this section.