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Saureen AdaniProduct Manager
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    The power of the Reporting API

    18 July 2025

    Having access to accurate and timely data is crucial for making informed business decisions, especially in today’s fast-paced environment. For merchants, tracking payments, analyzing trends and understanding payment patterns can unlock valuable insights that not only improve the business’ financial health and stability, but also ultimately drive growth and efficiency. This is where J.P. Morgan Payments Reporting API comes into play, offering a window into the operational performance of a business.

    The business value of Reporting APIs

    Reporting is more than just a tool for tracking payments transactions. It's a strategic asset that empowers merchants to:

    1. Enhance decision-making: By providing a comprehensive view of payment activities, reporting solutions enable businesses to identify trends, forecast demand and make data-driven decisions that align with their strategic goals.
    2. Optimize operations: Streamlined reporting processes reduce manual effort, minimize errors and improve operational efficiency, allowing businesses to focus on what they do best serving their customers.
    3. Drive growth: With our wealth of data options, merchants can gain detailed insights into all aspects of their payments activity so that they can drive towards reduced payments costs and increased sales.

    Introducing our updated Reporting API documentation

    Recognizing the critical role that payments reporting plays in business success, J.P. Morgan Payments offers modern reporting solutions that enable you to build simple, connected and customized reporting that works for you. Our Reporting solutions are offered via two access points:

    1. Reporting API
    2. Reports Center found in Commerce Center

    Our latest Reporting API documentation is now available on the J.P. Morgan Payments Developer Portal. This update is designed to enhance the user experience, streamline integration and address common client inquiries, making it easier than ever for businesses to harness the power of payments reporting.

    Key highlights of the updated Reporting API documentation

    1. Integration paths: We've introduced Quick Integration and Custom Integration paths to cater to different client needs. Whether you're an organization with limited technical resources or simply want a ready-made solution to customize reports, our documentation provides clear guidance to support your integration journey.
    2. Preset reports: A new section dedicated to 10 preset reports offers detailed use cases, granularity, fields and sample configurations. These reports are designed to simplify the reporting process and provide immediate value to merchants.
    3. Attribute glossary: Our new Attribute Glossary allows clients to easily look up possible values for applicable attributes, reducing the frequency of inquiries and ensuring accurate reporting outputs. This can make testing easier.
    4. Global attribute catalog refresh: We've introduced a new report type, added new attributes and optimized field definitions to enhance the comprehensiveness and accuracy of our reporting solutions.
    5. Clarity on daylight savings time: A dedicated section provides clarity on DST edge cases, ensuring accurate configuration of custom ad-hoc reports.
    6. Essential enhancements: We've optimized the interoperability between API and Commerce Center reports and refined the Response Codes page to align with production scenarios.

    Conclusion

    In payments, data can help you make better decisions. Our reporting API enables clients to access and retrieve payment data—including transaction, settlement, submission, fee, and dispute details—using customizable filters, formats, and delivery options. This allows for flexible integration into existing systems and workflows, supporting streamlined reconciliation based on each client’s technical capabilities.

    By using our API-based Reporting, part of the Commerce suite of solutions from J.P. Morgan Payments, merchants can unlock valuable, data-driven insights to better understand and optimize their payment needs.

    Next Steps

    Get started with the latest Reporting API documentation.

    Disclaimer

    © 2025 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase Bank, N.A. Member FDIC. Deposits held in non-U.S. branches are not FDIC insured. Non-deposit products are not FDIC insured. The statements herein are confidential and proprietary and not intended to be legally binding. Not all products and services are available in all geographical areas. Visit jpmorgan.com/paymentsdisclosure for further disclosures and disclaimers related to this content.

    Updated: 30 July 2025