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Checks

Getting started

Before you begin

This section gives you an overview of the steps to start using our APIs for your payment processing. 

To try out our APIs and learn how our services work, you’ll need the following: 

  • A J.P. Morgan Payments developer account to access your personal workspace. 
  • A certificate exchange between J.P. Morgan and your employer verifying that you are confirmed to work in the Client Test Environment. 
  • An active project in the Payments Developer Portal with the Checks API enabled. 

Once you sign in and create your project, you’ll be able to retrieve your workspace credentials and start making requests. 

Applying for a live client account

After creating a workspace project, you can begin your client experience on the Developer Portal. On the project page, scroll down to find the blue button labeled "Request Access." Click the button and complete the form. We aim to respond within approximately three business days, where possible.

Before accessing your live account, please ensure you have the following:

  • Client profile: We'll collect the business details J.P. Morgan needs prior to onboarding you as a client.
  • Product selection and configuration: Our sales team will help you choose the features needed for your business.
  • Test client credentials: Our implementations team will help authenticate you and issue test client credentials.

Integrate and test

You will be issued a set of processing credentials to access our APIs. Once your integration is tested and approved, we will assign your production credentials for you to start processing live requests.

Getting started checklist

  • J.P. Morgan Payments developer account 
  • Workspace project with Check API 
  • Client profile 
  • Product selection and configuration 
  • Test client credentials 
  • Integration testing 
  • Client contract 
  • Production client credentials

Next steps