Embedded Payments
- Onboard clients faster with built-in verification from J.P. Morgan
- Enable money movement across your platform
- Create and manage accounts for clients and counterparties with a single integration
- Trigger payouts across currencies and payment methods at scale
Embedded Payments is a powerful solution designed to give platforms the ability to power payouts for clients on their platform, payouts for themselves or to any external counterparty. With J.P. Morgan’s Embedded Payments, you can create limited accounts for your clients, transaction accounts for yourself or any external counter party to move money and trigger payouts exactly when needed. You only need a single integration to access all your platform’s payment capabilities.
Experience the power of a unified API that delivers seamless access to all Embedded Payments solutions through a single streamlined API integration. Our platform ensures consistent, reliable functionality for every flow of funds journey, no matter your business need.
Simplify your development process, minimize maintenance and accelerate your go-to-market with an efficient, robust interface. Empower your platform with the simplicity and dependability of Embedded Payments.
Use the Embedded Payments API to:
- Integrate payout options and balances directly within your platform for a cohesive user experience.
- Onboard clients efficiently, leveraging J.P. Morgan’s comprehensive identity verification and due diligence processes.
- Manage payouts to your clients or any external counterparty as part of a tailored flow of funds journeys, supporting diverse business needs.
- Move money into and out of accounts you manage and on behalf of your clients, ensuring flexibility and control.
- Trigger payments precisely when needed, all with a single API call.
What you can build
With a few API calls, you can create an end-to-end onboarding experience, move money and trigger payouts.
Onboard clients
Onboard your clients and provide limited accounts with full verification and due diligence taken care of by J.P. Morgan.
Set up virtual transaction accounts
Set up fully routable virtual accounts for each counterparty to track and reconcile funds owed and received in real-time with full transparency.
Transfer money and make payouts at scale
Transfer funds to your transaction or client’s limited account and manage payouts to clients or external third parties within your platform.
How it works
Embedded Payments can be set up and managed in three steps:
- Seamlessly onboard your accounts or clients and assign dedicated payments accounts.
- Set up an agreed external account for payouts or provide payment details at the time of each transaction.
- Start moving money and making payments with ease.
Next steps
Onboard a client
Learn how to use the Embedded Payments API to onboard a client.
Core concepts
Find out more about the core concepts of Embedded Payments.