Skip to main content

Embedded Payments

Embedded Payments is a powerful way to control payouts to clients on your platform or online experience. Create limited access J.P. Morgan payment accounts for your clients, then move money and trigger payouts when the time is right.  

Use the Embedded Payments API to:

  • Onboard clients to J.P. Morgan with access to full identity verification and due diligence processes. 
  • Integrate balances and payout options within your experience. 
  • Manage payouts to your clients as part of the flow of funds throughout your platform.
  • Move money into and out of accounts that you manage on behalf of your clients.
  • Trigger payments to your clients at the right time with a single API call.

What you can build

With a few API calls, you can create an end-to-end onboarding experience, move money, and trigger payouts. 

Onboard clients

Onboard your clients with full verification and due diligence taken care of by J.P. Morgan. 

Move money

Transfer funds to your client's limited access bank account in time to make a payout. 

Make payouts

When the time is right, trigger a payout to your client's external bank account. 

How it works

Embedded Payments can be set up and managed in three steps:

  1. Onboard your clients and assign them a payments account which you control. 
  2. Assign an agreed external account that belongs to your client, into which money can be paid.
  3. Start moving money and making payments. 

Next steps

Onboard a client

Learn how to use the Embedded Payments API to onboard a client.

Core concepts

Find out more about the core concepts of Embedded Payments.