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Consumer profile management

The Consumer Profile Management (CPM) API allows you to create and manage consumer profiles, addresses, and associated payment methods. This simplifies the payment process for returning consumers and recurring transactions. Additionally, it enables you to be Payment Card Industry Data Security Standard (PCI DSS) compliant by allowing you to save card details with J.P. Morgan and use them as profiles in payment transactions. 

Availability

The Consumer Profile Management API is available in:

Regions and currencies supported by CPM
Supported regions Supported presentment currencies
  • United States (US)
  • Europe (EU)
  • Australia (AU)
  • Canada (CA)

AED, AFN, ALL, AMD, ANG, AOA, ARS, AUD, AWG, AZN, BAM, BBD, BDT, BGN, BIF, BMD, BND, BOB, BRL, BSD, BTN, BWP, BYN, BZD, CAD, CDF, CHF, CLP, CNY, COP, CRC, CVE, CZK, DJF, DKK, DOP, DZD, EGP, ETB, EUR, FJD, FKP, GBP, GEL, GHS, GIP, GMD, GTQ, GYD, HKD, HNL, HRK, HTG, HUF, IDR, ILS, INR, ISK, JMD, JPY, KES, KHR, KMF, KRW, KYD, KZT, LAK, LBP, LKR, LRD, LSL, MAD, MDL, MGA, MKD, MMK, MNT, MOP, MRU, MUR, MVR, MWK, MXN, MYR, MZN, NAD, NGN, NIO, NOK, NPR, NZD, PAB, PEN, PGK, PHP, PKR, PLN, PYG, QAR, RON, RSD, RWF, SAR, SBD, SCR, SEK, SGD, SHP, SLL, SOS, SRD, STN, SZL, THB, TJS, TOP, TRY, TTD, TWD, TZS, UAH, UGX, USD, UYU, UZS, VND, VUV, WST, XAF, XCD, XOF, XPF, YER, ZAR, ZMW

How consumer profiles work

  1. Request access — Follow the steps in Getting started to set up access to the Consumer Profile Management API.
  2. Create a consumer Profile —  Learn how to create a consumer profile for your payments.
  3. Manage an existing consumer profile —  Learn how to manage an existing consumer profile by retrieving, updating, or deleting its details.
  4. Manage payment Methods — Learn about the payment methods supported by CPM API and how to manage payment methods for an existing consumer profile.
  5. Manage communication Methods — Learn about communication methods and how to manage communication methods for an existing consumer profile.
  6. Manage addresses —  Learn about addresses and how to manage addresses for an existing consumer profile.

For more information about how consumer profile works with Online Payments API, refer to Consumer profile management.

Benefits of profile management

  • Simplify transaction processing and targeted marketing
  • Reduce PCI scope
  • Prevent consumer service interruptions
  • Simplify repeat consumer transactions
  • Expedite the consumer checkout process

Consumer Profiles
Payment Methods
Communication Methods
Addresses