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Optimization & Protection

Optimization & Protection APIs seamlessly add to your payments experience. Many of these APIs integrate with our Online Payments APIs to provide functions such as reporting, notifications, and tokenization. Additionally, you can use some of these solutions in a standalone manner.

Optimization & Protection APIs are available in:

  • United States
  • Europe
  • United Kingdom
  • Australia

What you can build

With Optimization & Protection APIs, you can build dedicated solutions to optimize authorizations, business operations, and costs as well as protect your business and consumers from fraud.

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Create custom reports

Customize data reports to fit your needs, run reports at any time, and follow the report generation statuses in real-time.
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Set up callback notifications

Get real-time, asynchronous updates about payment-related events across the payment lifecycle.
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Tokenize your payment data

Replace sensitive card data with a unique token that retains all the essential information without compromising security.
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Tokenize your payment data

Replace sensitive card data with a unique token that retains all the essential information without compromising security.

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Merchant screening

Run background checks on merchants who plan to use your payment services. 

Capabilities

Combining Optimization & Protection APIs with your Online Payments API will enable you to deliver extra value in your payments solutions.

Reporting

Obtain customizable access to transaction level payment data.

Notifications

Subscribe to and receive real-time payment lifecycle updates.

Tokenization

Protect and secure card data to reduce risk.

Tokenization

Protect and secure card data to reduce risk.

Merchant screening

Run background checks on merchants who want to use your payments network. 

How to

Get report types

Learn how to get report types.

Manage report configurations

Learn how to manage report configurations.

Run reports

Learn how to run reports.

Retrieve reports

Learn how to retrieve reports.

Subscribe to notifications

Learn how to subscribe to notifications.

Retrieve notifications

Learn how to retrieve notifications.

Request tokens

Learn how to request tokens.

Request cryptograms

Learn how to request cryptograms.

Manage token lifecycle

Learn how to manage token lifecycles.

Request bulk tokens

Learn how to request bulk tokens.

Manage bulk keys

Learn how to manage bulk keys.

Merchant screening

Run background checks on merchants who want to accept payments on your platform. 

Next steps