Optimization & Protection
Optimization & Protection APIs seamlessly add to your payments experience. Many of these APIs integrate with our Online Payments APIs to provide functions such as reporting, notifications, and tokenization. Additionally, you can use some of these solutions in a standalone manner.
Optimization & Protection APIs are available in:
- United States
- Europe
- United Kingdom
- Australia
- Brazil
What you can build
With Optimization & Protection APIs, you can build dedicated solutions to optimize authorizations, business operations, and costs as well as protect your business and consumers from fraud.
Create custom reports
Customize data reports to fit your needs, run reports at any time, and follow the report generation statuses in real-time.
Set up callback notifications
Get real-time, asynchronous updates about payment-related events across the payment lifecycle.
Tokenize your payment data
Replace sensitive card data with a unique token that retains all the essential information without compromising security.
Capabilities
Combining Optimization & Protection APIs with your Online Payments API will enable you to deliver extra value in your payments solutions.
Reporting
Obtain customizable access to transaction level payment data.
Notifications
Subscribe to and receive real-time payment lifecycle updates.
Tokenization
Protect and secure card data to reduce risk.

How to
Get report types
Learn how to get report types.
Manage report configurations
Learn how to manage report configurations.
Run reports
Learn how to run reports.
Retrieve reports
Learn how to retrieve reports.
Subscribe to notifications
Learn how to subscribe to notifications.
Retrieve notifications
Learn how to retrieve notifications.
Request tokens
Learn how to request tokens.
Request cryptograms
Learn how to request cryptograms.
Manage token lifecycle
Learn how to manage token lifecycles.
Request bulk tokens
Learn how to request bulk tokens.
Manage bulk keys
Learn how to manage bulk keys.
Next steps
Core concepts
Read our core concepts to build a solid understanding of how to optimize and protect your payments solutions.
Getting started
Learn about getting started to ensure you have everything you need.