Trustly

Trustly is a real-time bank transfer payment service that allows consumers to quickly and easily complete a transaction without ever leaving your website or app. These bank-to-bank transactions don’t carry the same processing and interchange fees that credit cards do, which means your company can retain more revenue. 

Availability

Trustly availability

Payment method	Payment type	Consumer (country)	Merchant (country)	Presentment currency
Trustly	Bank transfer	AT, DE, DK, EE, ES, FI, GB, LT, LV, NL, NO, SE	AT, BE, CH, CY, CZ, DE, DK, ES, FI, FR, GB, GG, GI, IE, IM, IT, JE, LU, MT, NL, NO, PT, SE	EUR, GBP, SEK

Branding guidelines

For branding guidelines from Trustly, go here.

How Trustly works

Trustly streamlines the payment experience and minimizes processing costs. In general, the payment process follows these steps:

1. Your consumer selects Trustly as their preferred payment method from your payment page.  
2. You initiate a POST request to the /payments endpoint to submit the payment to Trustly. Ensure the paymentMethodType attribute is set to trustly. 
3. J.P. Morgan returns the Trustly redirect URL to you.
4. You return the Trustly redirect URL to your consumer's browser.
5. Your consumer authenticates their payment using their bank account login credentials. 
6. After the consumer has approved the payment, J.P. Morgan returns confirmation of the payment result to you.    

Required fields

The following fields are required for Trustly:

Required fields for Trustly

Field name	Description
amount	Total monetary value of the payment including all taxes and fees.
currency	Identifier of the currency for the amount fields. This is the 3 character ISO 4217 currency code.
merchant.merchantSoftware.companyName	The company name of the software integrated to this API. If merchant is directly integrated, send JPMC.
merchant.merchantSoftware.productName	The name of the product used for marketing purposes from the consumer's perspective.
merchant.merchantSoftware.version	Designates the unique state of computer software as it is developed and released. The version identifier can be a word, a number, or both.
softMerchant.name	The name of the merchant recognizable to an account holder. This is used when the merchant of record is a payment facilitator.
softMerchant.address.line1	First line of the street address.
softMerchant.address.line2	Second line of the street address.
softMerchant.address.city	The name of the municipality.
softMerchant.address.state	The name of the state or province.
softMerchant.address.postalCode	The portion of a party’s address that is the encoded representation of a geographic area to facilitate mail delivery services.
softMerchant.address.countryCode	The country code of the address based on Alpha 3 ISO standards.
accountHolder.email	The email address of the account holder.
accountHolder.billingAddress.line1	First line of the street address.
accountHolder.billingAddress.postalCode	The portion of a party’s address that is the encoded representation of a geographic area to facilitate mail delivery services.
accountHolder.billingAddress.countryCode	The country code of the address based on Alpha 3 ISO standards.
merchantOrderNumber	A unique merchant assigned identifier for the confirmation of goods and/or services purchased.
statementDescriptor	The merchant name to appear on the account holder statement.
paymentMethodType.trustly.preferredLanguage	Language preference of the consumer for the pages displayed using language tags indicated in RFC5646.
paymentMethodType.redirectedPayment.merchantReturnUrl	Information on where the consumer needs to be redirected after payment process completion. Ensure that the URL begins with 'https'.

Related

Payments methods
Authorize and capture a payment
Notifications API