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Payment methods

The following payment methods are currently available on Checkout and can be managed using Checkout Settings.

Supported payment methods
Payment methods Supported regions Supported currencies Supported brands Description

Cards (credit/debit)
  • United States (US)
  • United Kingdom (UK)
  • European Union (EU)
  • Canada (CA)
 All supported currencies
  • Visa
  • Mastercard
  • Amex
  • Discover
  • Discover Diners
  • JCB
  • Maestro
  • ChaseNet Credit
  • China UnionPay
 Consumers can make payments using credit/debit cards and save the payment information for future use.

Pinless debit

 United States (US) All supported currencies
  • ACCEL_PINLESS
  • NYCE_PINLESS
  • PULSE_PINLESS
  • STAR_PINLESS
  • US PINless debit cards can be used for e-commerce transactions. Pinless debit transactions are routed based on the settings enabled in the Checkout settings. 
  • If DEBIT_ONLY is selected, then we accept only debit card transactions and will be processed via debit rails. 
  • If DEBIT_ FIRST is selected, then we accept both debit and credit cards and will be processed via credit rails.

Electronic Check Processing (ECP, eCheck, or US ACH)

 United States (US) USD N/A
  • eCheck payments are processed through the ACH Network and regulated by the National Automated Clearing House Association (NACHA).
  • You can customize any displayed text such as Confirm Account Number.
  • J.P. Morgan collects the bank account number, routing number, name, and address of the account.

Pay by Bank (PbB)

 United States (US) USD N/A

Pay by Bank (PbB) is a payment method that provides a consumer an alternative way to pay using their bank account. Pay by Bank uses open banking to link a consumer's bank account and subsequently make a payment via direct debit (ACH/ECP).

Keep in mind that:

  • Consumer consent needs to be obtained to access their bank account data.
  • You can now signup for PbB and configure it through Checkout Settings once onboarding is complete.
  • PbB is only available for first time or guest users. Returning users or recurring payments are not supported at the moment.

SEPA Direct Debit

 European Union (EU) EUR N/A Single Euro Payments Area (SEPA) Direct Debit is an European bank-to-bank transfer method that allows merchants to collect payments directly from consumer accounts. Consumers accept SDD mandate to complete payment using IBAN account number & Bank Identifier Code (BIC) from their Euro-denominated account.

Paze

 United States (US) USD
  • Visa
  • Mastercard

Paze is a digital bank wallet offered by Early Warning Services (EWS), LLC. You can now offer Paze wallet as a method of payment on your e-commerce Checkout experience.

Before you can offer Paze as a payment method to your consumers, you must do the following:

  1. Contact your relationship manager if you are an existing client. Contact Sales if you are a new client.
  2. Sign the applicable amendment.
  3. Provide the applicable onboarding information.
  4. Our support team enrolls you with Paze.
  5. Once you are enrolled for Paze, it can be seen as a method payment on your Checkout settings on Commerce Center, and on your Checkout experience.
  6. Coordinate with the J.P Morgan support team for consultation and testing.

Apple Pay
  • United States (US)
  • United Kingdom (UK)
  • European Union (EU)
  • Canada (CA)
 All supported currencies
  • Visa
  • Mastercard
  • Amex
  • Discover
  • Discover Diners
  • JCB
  • ChaseNet Credit
  • China UnionPay
 Complete the following steps to offer Apple Pay on Checkout:
  1. Provide your domain name(s) to your implementation manager to receive your Apple domain verification file.
  2. Save the verification file to the following predefined location on your site:
    • https://[DOMAIN_NAME]/.well-known/apple-developer-merchantid-domain-association
  3. After the file is saved to the required location, Checkout will register your domain with Apple, and you can start offering Apple pay.
  4. Once you are enrolled for Apple Pay, it will appear as a method of payment in your Checkout settings on Commerce Center, and on your Checkout experience.
The verification file is static for all domains.

Google Pay
  • United States (US)
  • United Kingdom (UK)
  • European Union (EU)
  • Canada (CA)
 All supported currencies
  • Visa
  • Mastercard
  • Amex
  • Discover
  • Discover Diners
  • JCB
  • ChaseNet Credit
  • China UnionPay
 You can now offer Google pay as a method of payment on your e-commerce Checkout experience. To enable this:
  • You must provide the Google merchant ID from the Google Business Account.

Once you are enrolled for Google Pay, it will appear as a method of payment in your Checkout settings on Commerce Center, and on your Checkout experience.

iDeal

 Netherlands EUR N/A

iDEAL is a payment method that allows consumers in the Netherlands to pay via their own bank. It is highly secure and available to all consumers that have access to internet- or mobile-banking with a participating bank.

To offer iDeal as a payment method to your consumers, you must complete the following steps:

  • Contact your relationship manager if you are an existing client. Contact Sales if you are a new client.
  • Sign the applicable amendment.
  • Provide the applicable onboarding information.
  • Our support team onboards you with iDeal.
  • Once you are enrolled for iDeal, it can be seen as a method payment on your Checkout settings on Commerce Center, and on your Checkout experience.
  • Coordinate with the J.P Morgan support team for consultation and testing.

Trustly

 AT, BE, CH, CY, CZ, DE, DK, ES, FI, FR, GB, GI, GG, IE, IM, IT, JE, LU, MT, NL, NO, PT, SE
  • EUR
  • SEK
 N/A

Trustly Pay is a real-time bank transfer payment service that allows consumers to quickly and easily complete a transaction without ever leaving your website or app. These bank-to-bank transactions don’t carry the same processing and interchange fees that credit cards do, which means your company can retain more revenue. 

To offer Trustly as a payment method to your consumers, you must complete the following steps:

  • Contact your relationship manager if you are an existing client. Contact Sales if you are a new client.
  • Sign the applicable amendment.
  • Provide the applicable onboarding information.
  • Our support team onboards you with Trustly.
  • Once you are enrolled for Trustly, it can be seen as a method payment on your Checkout settings on Commerce Center, and on your Checkout experience.
  • Coordinate with the J.P Morgan support team for consultation and testing.

PayPal

 AU, CA, CN, CZ, DK, HK, HU, JP, MX, NO, PL, GB, SG, SE, CH, US
  • EUR
  • GBP
  • USD
  • SEK
 N/A

PayPal allows consumers to quickly complete an online payment using stored payment information in the wallet.

To offer PayPal as a payment method to your consumers, you must complete the following steps:

  • Contact your relationship manager if you are an existing client. Contact Sales if you are a new client.
  • Sign the applicable amendment.
  • Provide the applicable onboarding information.
  • Our support team onboards you with PayPal.
  • Once you are enrolled for PayPal, it can be seen as a method payment on your Checkout settings on Commerce Center, and on your Checkout experience.
  • Coordinate with the J.P Morgan support team for consultation and testing.

AliPay
  • United States (US)
  • United Kingdom (UK)
  • European Union (EU)
  • Canada (CA)
  • EUR
  • GBP
  • USD
 N/A

Alipay is an eWallet available to customers with a Chinese bank account and residential status.

To offer AliPay as a payment method to your consumers, you must complete the following steps:

  • Contact your relationship manager if you are an existing client. Contact Sales if you are a new client.
  • Sign the applicable amendment.
  • Provide the applicable onboarding information.
  • Our support team onboards you with AliPay.
  • Once you are enrolled for AliPay, it can be seen as a method payment on your Checkout settings on Commerce Center, and on your Checkout experience.
  • Coordinate with the J.P Morgan support team for consultation and testing.

WeChat Pay
  • United States (US)
  • United Kingdom (UK)
  • European Union (EU)
  • Canada (CA)
  • USD
  • EUR
 N/A

WeChat Pay is a mobile payment and digital wallet service popular with customers from China .

To offer WeChat Pay as a payment method to your consumers, you must complete the following steps:

  • Contact your relationship manager if you are an existing client. Contact Sales if you are a new client.
  • Sign the applicable amendment.
  • Provide the applicable onboarding information.
  • Our support team onboards you with WeChat Pay.
  • Once you are enrolled for WeChat Pay, it can be seen as a method payment on your Checkout settings on Commerce Center, and on your Checkout experience.
  • Coordinate with the J.P Morgan support team for consultation and testing.

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