J.P. Morgan Business Direct Connect
The J.P. Morgan Business Direct Connect APIs allow you to securely access consented financial data via your business applications. Retrieve account information, transactions, statements, full account number, and account owner information for eligible U.S.-based accounts, all through Financial Data Exchange (FDX) standard API-conformant endpoints.
For additional information, refer to the Business Direct Connect API documentation and the FDX API specification.
Authentication and security
Business Direct Connect APIs use OAuth 2.0 with certificate-based client assertion. You authenticate by signing a JSON Web Token (JWT) with your private key. This approach supports standards-based authentication without client secrets.
Versioning
Business Direct Connect APIs support URL-based versioning. Use the major version number in the URL. The current version is v6, aligned with the FDX v6.2 specification. Per FDX specifications, all minor versions are backward compatible and include only nonbreaking changes.
For example:
https://api.payments.jpmorgan.com/fdx/v6/accountshttps://api.payments.jpmorgan.com/fdx/v6/accounts/{accountId}/transactionshttps://api.payments.jpmorgan.com/fdx/v6/accounts/{accountId}/statements