J.P. Morgan Business Direct Connect

The J.P. Morgan Business Direct Connect APIs let you securely retrieve consented financial account data through your business applications. Retrieve account details, transactions, payment network information, account contact information, and statements for eligible United States-based, United States dollar-denominated checking, commercial deposit, and money market accounts using endpoints based on the Financial Data Exchange (FDX) standard.nts.

For implementation guidance, refer to the Business Direct Connect documentation and API specification.

Authentication and security

Business Direct Connect APIs use OAuth 2.0. Follow the integration guide to configure authentication, create the required client assertion, and obtain an access token before you call the APIs.

Versioning

Business Direct Connect APIs use URL-based versioning. Include the major version number in the request URL, such as v6. The current version is v6, aligned with the FDX v6.5 specification. Because FDX minor versions are backward compatible and include only nonbreaking changes, you don't need to make changes to your integration when minor versions are released.

For example:

• https://api.payments.jpmorgan.com/fdx/v6/accounts
• https://api.payments.jpmorgan.com/fdx/v6/accounts/{accountId}/transactions
• https://api.payments.jpmorgan.com/fdx/v6/accounts/{accountId}/statements