# JPMC-PDP Documentation from https://developer.payments.jpmorgan.com # Getting started To try out the Pay by Bank and learn how our services work, you'll need the following: - A J.P. Morgan Payments developer account to access your personal workspace. - A certificate exchange between J.P. Morgan and your employer verifying that you are confirmed to work in the Client Test Environment. - An active project in the Payments Developer Portal with the Pay by Bank enabled. Once you [sign in](https://developer.payments.jpmorgan.com/console/login) and create your project, you can retrieve your workspace credentials and start making requests immediately. For more detailed steps on using the Developer Portal, check out the [quick start](/docs/quick-start) page. ## Next steps - Learn more about payment types in [core concepts](/docs/treasury/pay-by-bank/core-concepts). - Start learning how to [initiate a payment](/docs/treasury/pay-by-bank/how-to/initiate-a-payment).