# JPMC-PDP Documentation from https://developer.payments.jpmorgan.com # Getting started To try out Pay by Bank and learn how our services work, you'll need the following: - A J.P. Morgan Payments developer account to access your personal workspace. - A certificate exchange between J.P. Morgan and your employer verifying that you are confirmed to work in the Client Test Environment. - An active project in the Payments Developer Portal with the Pay by Bank enabled. Once you [sign in](https://developer.payments.jpmorgan.com/console/login) and create your project, you can retrieve your workspace credentials and start making requests immediately. For more detailed steps on using the Developer Portal, check out the [quick start](/docs/quick-start) page. ## Next steps - Learn more about [AIS](/docs/treasury/pay-by-bank/account-information-service/overview) or [PIS](/docs/treasury/pay-by-bank/payment-initiation-service/overview).