# JPMC-PDP Documentation from https://developer.payments.jpmorgan.com

# Account transactions

Retrieve transactions from the consented accounts to aid use cases such as accounts reconciliation, and cash flow reporting. Transactions contain the Bank Administration Institute codes (BAI) codes to permit easy categorization.

## What you can build

Account transactions support a range of business scenarios, including:

### Automate account reconciliation

Match bank activity to ledger entries in your Enterprise Resource Planning (ERP) system.

### Predict cash flows

Analyze inflows and outflows, and combine them with ERP data to forecast cash positions.

### Classify payments

Use transaction codes and other attributes to categorize payments into spend buckets.

### Detect anomalies or fraud

Match payments to expected transactions to identify anomalies that may indicate fraud.

## Related

- Refer to the [Overview page](/docs/treasury/jp-morgan-business-direct-connect/index) to learn more about the J.P. Morgan Direct Connect API.

- Refer to the [API specification](/api/treasury/jp-morgan-business-direct-connect/j-p-morgan-direct-connect) for a complete list of required and optional parameters, error codes, and response formats.

- Refer to the [retrieve account transactions](/docs/treasury/jp-morgan-business-direct-connect/capabilities/account-transactions/how-to/search-for-account-transactions) page for retrieving transaction history.