# JPMC-PDP Documentation from https://developer.payments.jpmorgan.com

# Push to Wallet

Push to Wallet is a 24/7 payment rail that lets you quickly send funds from a J.P. Morgan account to a beneficiary’s PayPal or Venmo wallet.

## Benefits

- Speed: Quick availability of funds for beneficiaries.

- Reach: Access to a network of millions of external wallet users, including those who prefer alternate payment methods.

- Ease of use: The ability to identify beneficiaries through email addresses and mobile phone numbers rather than lengthy account and routing numbers.

## When to use Push to Wallet

### Insurance claims

Issue seamless claim payouts to policyholders.

### Contractor payments

Pay gig workers for short-term engagements or temporary contracts.

### Promotions

Offer financial incentives that entice mobile users to switch from competitors’ phone plans.

### Rebates

Issue rebates to customers.

### Travel reimbursements

Send payouts to recipients for lost baggage, travel inconvenience, and more.

> Some use cases are subject to preapproval by PayPal.
> 

## How Push to Wallet works

The following image illustrates a high-level overview of a typical Push to Wallet payment: 

![A high-level overview of a typical Push to Wallet payment.](/api/download/en/docs/treasury/global-payments/capabilities/global-payments-2/push-to-wallet/overview-cf/p2w-payment-flow1.png?type=image)

The following image illustrates an in-depth overview of a typical Push to Wallet payment: 

![An in-depth overview of a typical Push to Wallet payment](/api/download/en/docs/treasury/global-payments/capabilities/global-payments-2/push-to-wallet/overview-cf/end-to-end-p2w-flow.png?type=image)

## Availability

The following table contains the region and country where Push to Wallet is available for Global Payments API initiation: 

 
**Availability of Push to Wallet**

| Region | Country | 
| --- | --- | 
| North America (NA) | United States | 

## Next steps

Learn about the [payment parameters](/docs/treasury/global-payments/capabilities/global-payments-2/push-to-wallet/payment-parameters) to initiate a Push to Wallet payment.