# JPMC-PDP Documentation from https://developer.payments.jpmorgan.com

# Resources

## Payment/creditor options

To receive funds, recipients must enroll with Zelle®, a network managed by Early Warning Services.

## Response types

Zelle® Disbursements supports the following response types:

 
**Supported response types**

| Status | Description | 
| --- | --- | 
| PENDING | The request was initiated successfully and is being processed by J.P. Morgan. The status will remain PENDING until an event occurs that changes it. | 
| REJECTED | The request failed J.P. Morgan's controls, such as funds control or qualification, or was rejected by the clearing house due to recipient account issues, incorrect instructions, or an unverified recipient. | 
| COMPLETED | The funds have been successfully credited to the recipient's payment method. | 

## Payment limits

Zelle® Disbursements are subject to maximum payment amounts set by J.P. Morgan, which can be configured according to your preferences.

 
**Payment limit**

| Payment limit (per transaction) | 
| --- | 
| $100,000 | 

## Duplicate logic

Zelle® Disbursements are irrevocable. If the same transaction is sent twice, J.P. Morgan will issue a 202 response with the status of the original transaction. To confirm the status of any transaction, [retrieve the status of a Disbursements with Zelle® request](https://developer.payments.jpmorgan.com/docs/treasury/global-payments/capabilities/global-payments/push-to-card/how-to/get-push-to-card-status).

### How we handle duplicate transactions

The Global Payments API supports [idempotent calls](https://developer.payments.jpmorgan.com/api/treasury/global-payments/overview#idempotency), which are useful in scenarios such as initiating payments, creating a client, making changes, or retrying a failed request due to network issues.

The Global Payments API considers a Zelle® Disbursement to be a duplicate if the transaction shares the same `endToEndId` and `debtorAccountId` as a previous transaction.

If two transactions are sent with the same preceding `endToEndId` within 30 days, the second transaction will not be processed. You will receive a 202 response with the status of the original transaction.

## Backdated transactions

Zelle®* *Disbursements* *support backdated transactions up to one calendar day in the past (T-1). Currently, future-dated transactions are not supported for Zelle®.