# JPMC-PDP Documentation from https://developer.payments.jpmorgan.com

# Core concepts

The Checks API is tailored for business operations, system integrators, and service providers seeking a unified Check API for local processing. This API facilitates various operations essential for managing the complete Check payment lifecycle.

## Instant response

Checks sends acknowledgements in the synchronous response. If you’ve enabled notifications, we’ll send the final status through a webhook or asynchronous notification. You can also use the transaction status product to confirm the status of any transaction.

## Encryption and security

The Checks API utilizes OAuth 2.0 for authentication to help provide secure access.

## Throttling and TPS limits

The J.P. Morgan Payments Platform is designed to support scalability and accommodate increased processing demands and traffic surges.