# JPMC-PDP Documentation from https://developer.payments.jpmorgan.com

# Validation Services

## Validate bank accounts, individuals, and businesses across multiple data sources

- Validate new payee details and identify errors at enrollment
- Mitigate the risk of fund re-direction to unauthorized users
- Verify and screen the identity of users, vendors, and suppliers before making a payment
- Provide security with data encryption during transit

## How Validation Services Works

![How Account Validation Services works](/api/download/en/docs/fraud-solutions/validation-services/overview-cf/vs-overview2.png?type=image)

## Capabilities

Validation Services helps prevent payment fraud and mitigates risk throughout the payments and onboarding lifecycle.

### Account Validation

Routes bank account validation requests as needed across multiple data sources until a positive/negative match is found or the data sources are exhausted.

[Learn more](/docs/fraud-solutions/validation-services/capabilities/account-validation)

### Entity Validation

Verifies individual and business-identifying information from various data sources, providing summary results customized to your business's defined risk criteria.

[Learn more](/docs/fraud-solutions/validation-services/capabilities/entity-validation)

## Benefits

Enhance your payment security and risk management with our validation services, offering the following key benefits:

- Leverage a global network: Expand your data provider options through J.P. Morgan’s extensive global network.

- Enjoy flexible offerings: Access a wide range of services tailored to your needs, without restrictions.

- Simplify integration: Reduce integration points across geographies and data providers with single-point APIs, minimizing coding efforts.

- Boost operational efficiency: Pre-establish decision criteria to streamline straight-through processing.

- Secure data: J.P. Morgan’s secure platform is designed to maintain data integrity, protection, and encryption. Standard protocols include non-retention of personal information (PI) or personally identifiable information (PII), with only non-PII transaction details retained for audit, reporting, or analysis if required.

- Benefit from flexible design: Utilize multiple connection protocols interchangeably to suit your operational needs.

### Direct API integration

For a real-time experience, integrate your payments platform with our full set of APIs.

### Batch validation

Easily validate up to 2,000 records for bulk load using a CSV file.

### J.P. Morgan Access®

Validate customers individually or in bulk through the J.P. Morgan Access® UI.

## How to

### Verify a bank account

Verify a bank account against J.P. Morgan and third-party sources.

[Learn more](/docs/fraud-solutions/validation-services/capabilities/account-validation/how-to/verify-a-bank-account)

### Request an Account Confidence Score

Request an Account Confidence Score (ACS) that provides an indicator of the likelihood of fraud on a beneficiary account.

[Learn more](/docs/fraud-solutions/validation-services/capabilities/account-validation/how-to/account-confidence-score)

### Verify an identity

Verify an individual** **against J.P. Morgan and third-party sources.

[Learn more](/docs/fraud-solutions/validation-services/capabilities/entity-validation/how-to/validate-individual)

### Verify a business entity

Verify a business and up to five authorized representatives associated with a business in a single request.

[Learn more](/docs/fraud-solutions/validation-services/capabilities/entity-validation/how-to/verify-business-entity)

## Next steps

### Getting started

Complete the onboarding process to ensure you have everything that you need.

[Learn more](/docs/fraud-solutions/validation-services/getting-started)

### Account Validation

Learn more about our Account Validation services.

[Learn more](/docs/fraud-solutions/validation-services/capabilities/account-validation)