# JPMC-PDP Documentation from https://developer.payments.jpmorgan.com

# Verify an individual

In this tutorial, you learn how to verify an individual or business against J.P. Morgan and third-party sources. By the end of this tutorial, you will know how to determine what you must verify, including the individual's or business’s name.

## Before you begin

To retrieve the status of a Validation Services request, you will need the following:

- A [registered and fully onboarded](/docs/quick-start) Developer Account on the J.P. Morgan Payments Developer Portal.

- An active profile that provides you with the credentials to make a request.

## Verify an individual

Individual verification automates the verification of client counterparty data, including personal identity data such as name, date of birth, address, and government issued ID number(s) by comparing it against internal and third-party sources. To do this, call a `POST` request to the** **`/v2/validations/entities` endpoint. The following example shows the required fields for an individual's government-issued ID verification request.

```json
[
  {
    "requestId": "123e4567-e89b-12d3-a456-426614174123",
    "clientReferenceId": "CLIENT-REF-12345",
    "entity": {
      "individual": {
        "firstName": "JOHN",
        "lastName": "SMITH",
        "middleName": "KAY",
        "additionalLastName": "MARTINEZ",
        "namePrefix": "MR",
        "nameSuffix": "JR",
        "fullName": "MR JOHN KAY SMITH MARTINEZ JR",
        "postalAddress": {
          "addressLine": [
            "123 MAIN ST",
            "APT 1A"
          ],
          "unitNumber": "4",
          "buildingNumber": "120",
          "buildingName": "CAPITAL TOWER",
          "streetName": "CLEMENT TOWN",
          "streetType": "AVENUE",
          "suburb": "CITRUS PARK",
          "townName": "TAMPA",
          "countrySubDvsn": "FL",
          "country": "US",
          "postalCode": "33607",
          "county": "HILLSBOROUGH",
          "residentialStatus": "Rent"
        },
        "contactDetails": {
          "phoneNumbers": [
            {
              "phoneNumber": "2137685675",
              "phoneNumberType": "home"
            },
            {
              "phoneNumber": "2137685676",
              "phoneNumberType": "work"
            },
            {
              "phoneNumber": "2137685677",
              "phoneNumberType": "mobile"
            }
          ],
          "email": "jsmith@fakemail.com"
        },
        "identification": [
          {
            "idType": "SSN",
            "id": "111223333"
          },
          {
            "idType": "DRIVERS_LICENSE_USA",
            "id": "F123-1234-1234",
            "issuer": "FL",
            "expirationDate": 20240131
          },
          {
            "idType": "NATIONAL_ID",
            "id": "440861896421345987",
            "issuer": "FL",
            "expirationDate": 20240130
          },
          {
            "idType": "VOTER_ID",
            "id": "SIQ3830379"
          },
          {
            "idType": "DRIVERS_LICENSE",
            "id": "DL6971548E",
            "issueDate": 20140131,
            "expirationDate": 20240130
          }
        ],
        "gender": "M",
        "dateOfBirth": 19850131
      }
    }
  }
]
```

The following example shows a response for an individual government-issued ID verification request:

```json
[
  {
    "requestId": "123e4567-e89b-12d3-a456-426614174123",
    "clientReferenceId": "CLIENT-REF-12345",
    "responses": [
      {
        "codes": {
          "individualID": {
            "code": 1201,
            "message": "Fail"
          }
        },
        "provider": "PROVIDER_SERVICE"
      }
    ]
  }
]
```

## Related

- For more information about parameters, see [Entity Validation parameters](/docs/fraud-solutions/validation-services/capabilities/entity-validation/entity-validation-parameters).

- For more information about the status responses and error codes supported by the Validation Services API, see [Validation Services error response codes](/api/fraud-solutions/validation-services/error-codes).

## Next steps

- Learn how to [verify a business entity](/docs/fraud-solutions/validation-services/capabilities/entity-validation/how-to/verify-business-entity).