# JPMC-PDP Documentation from https://developer.payments.jpmorgan.com

# Optimization & Protection

The Optimization & Protection APIs allows you to enhance your payments experience in a standalone manner or as an integration to our Online Payments APIs. For additional information, refer to the [Optimization & Protection](/docs/commerce/optimization-protection/index) documentation.

## Encryption and security

The Optimization and Protection APIs use [OAuth2.0](/api/commerce/optimization-protection/oauth-authentication) for industry-standard authentication and bearer tokens for authorizations.

## HTTP response codes

The Optimization & Protection APIs use standard [HTTP response codes](/api/response-codes).

## Versioning

The Optimization & Protection APIs support [versioning](/api/versioning) using a prefix in the endpoint URL. This prefix has the following format: **vXX**, where **XX **is the version number.

For example:

- https://api-mock.payments.jpmorgan.com/v1/subscriptions

- https://api-mock.payments.jpmorgan.com/api/v1/report-types

- http://api-mock.payments.jpmorgan.com/api/v2/wallet-decryptions