# JPMC-PDP Documentation from https://developer.payments.jpmorgan.com

# Account Updater changelog

## May 14, 2026

**API Release v1.4.0**

**[API specification](/api/commerce/optimization-protection/account-updater/account-updater)** version 1.4.0 was released.

**New**

New features for Account Updater API:

 
**Feature Descriptions**

| Feature name | Description | 
| --- | --- | 
| [Support for bypass brand check](/docs/commerce/optimization-protection/capabilities/account-updater/brandflip#bypass-brand-check) | The bypass brand check feature is available for merchants entitled to Visa, Mastercard, and Discover. With this enhancement, you receive real-time responses and avoid asynchronous acknowledgments when running one-time inquiries. | 

The following fields were added in the Account Updater API specification version 1.4.0:

 
**Field Descriptions**

| Field name | Description | Endpoint | 
| --- | --- | --- | 
| bypassBrandCheckIndicator | Boolean flag indicating whether the check for updates on additional card brands is bypassed. When set to true, no verification is performed on these additional brands to determine their readiness for updates. | POST /account-updates - [Query Account Updater service](/api/commerce/optimization-protection/account-updater/account-updater#/paths/account-updates/post) GET /account-updates/{account-identifier} - [Get information about an account update](/api/commerce/optimization-protection/account-updater/account-updater#/paths/account-updates-account-identifier/get) | 
| cardAccountAction | Action to register or unregister the account number for automated updates (requires notification service enrollment). | GET /account-updates/{account-identifier} - [Get information about an account update](/api/commerce/optimization-protection/account-updater/account-updater#/paths/account-updates-account-identifier/get) | 

## April 2, 2026

**API Release v1.3.4**

**[API specification](/api/commerce/optimization-protection/account-updater/account-updater)** version 1.3.4 was released.

**New**

New mocks added to the Account Updater API specification version 1.3.4

 
**Descriptions**

| Name | Description | Endpoint | 
| --- | --- | --- | 
| Scenario mocks | Added new mocks to cover additional scenarios. | POST /account-updates - [Query Account Updater service](/api/commerce/optimization-protection/account-updater/account-updater#/paths/account-updates/post) GET /account-updates/{account-identifier} - [Get information about an account update](/api/commerce/optimization-protection/account-updater/account-updater#/paths/account-updates-account-identifier/get) | 

**Change**

The following changes were updated in the Account Updater API specification version 1.3.4:

 
**Field Descriptions**

| Field name | Description | Endpoint | 
| --- | --- | --- | 
| All fields | Enhanced descriptions for improved clarity and understanding. | All request and response schemas in both endpoints. | 

## August 15, 2025

**API Release v1.3.3**

**[API specification](/api/commerce/optimization-protection/account-updater/account-updater)** version 1.3.3 was released.

**New**

New features for Account Updater API:

 
**New features for Account Updater API**

| Feature name | Description | 
| --- | --- | 
| [Support for Discover](/docs/commerce/optimization-protection/capabilities/account-updater/index) | The Account Updater API now supports Discover to process your recurring and stored payment transactions by providing you with up-to-date primary account number (PAN), expiration date, and account status information. - Learn how to [request card account updates](/docs/commerce/optimization-protection/capabilities/account-updater/how-to/request-card-account-updates) for Discover by using Primary Account Number (PAN) or Safetech token. - Learn how to [retrieve latest card account](/docs/commerce/optimization-protection/capabilities/account-updater/how-to/retrieve-latest-card-account-updates) updates for Discover. | 

**Change**

The following fields were updated in the Account Updater API specification version 1.3.3:

 
**Deprecated fields for AU API**

| Field name | Description | Endpoint | 
| --- | --- | --- | 
| networkResponse | Deprecated from the response. | GET/account-updates/account-identifier — [Get information about an account update](/api/commerce/optimization-protection/account-updater/account-updater#/paths/account-updates-account-identifier/get) | 
| reason | Deprecated from the response. | GET/account-updates/account-identifier — [Get information about an account update](/api/commerce/optimization-protection/account-updater/account-updater#/paths/account-updates-account-identifier/get) | 
| requestStatus | New enum value added to the response. - REGISTRATION_PENDING | All endpoints. | 

## December 6, 2024

**API Release v1.2.9**

**First publication**

 
**New features for Account Updater API**

| Feature name | Description | 
| --- | --- | 
| [Card Account Updates](/docs/commerce/optimization-protection/capabilities/account-updater/index) | The Account Updater API assists with the processing of your recurring and stored payment transactions by providing you with up-to-date primary account number (PAN), expiration date, and account status information. - Learn how to [request card account updates](/docs/commerce/optimization-protection/capabilities/account-updater/how-to/request-card-account-updates) for Mastercard and Visa by using Primary Account Number (PAN) or Safetech token. - Learn how to [retrieve latest card account](/docs/commerce/optimization-protection/capabilities/account-updater/how-to/retrieve-latest-card-account-updates) updates for Mastercard and Visa. | 
| [API Specification](/api/commerce/optimization-protection/account-updater/account-updater) | API specification version 1.2.9 was released. |