Optimization Protection

Account Updater changelog

July 30, 2026

API Release v1.5.0

New

New Feature
Feature name	Description
Support for Visa issuer reversals	Added support for Visa issuer reversals via the `networkAccountUpdateType` response field.
API specification	API specification version 1.5.0 was released.

The following fields were added in the Account Updater API specification version 1.5.0:

New Field
Field name	Description	Endpoint
networkResponse.`networkAccountUpdateType`	Added to the response. Specifies the type of Account Updater event received from Visa, where `U` represents a regular account update and `R` represents an issuer reversal of a previous update.	`POST /account-updates` - Query Account Updater service
resultsMessage.`networkAccountUpdateType`	Added to the response. Specifies the type of account update received from Visa, where `U` represents a regular account update and `R` represents an issuer reversal of a previous update.	`GET /account-updates/{account-identifier}` - Get information about an account update

Change

Feature changes for Account Updater API:

Feature Description
Feature name	Description
Health check	Updated the health check endpoint path from /healthcheck to /healthcheck/account-updates.

The following fields were updated in the Account Updater API specification version 1.5.0:

Field Description
Field name	Description	Endpoint
`status`	Updated enum values PASS FAIL WARN	`GET /healthcheck/account-updates` - Health check for the Account Updater service.

API Release v1.4.0

API specification version 1.4.0 was released.

New

New features for Account Updater API:

Feature Descriptions
Feature name	Description
Support for bypass brand check	The bypass brand check feature is available for merchants entitled to Visa, Mastercard, and Discover. With this enhancement, you receive real-time responses and avoid asynchronous acknowledgments when running one-time inquiries.

The following fields were added in the Account Updater API specification version 1.4.0:

Field Descriptions
Field name	Description	Endpoint
`bypassBrandCheckIndicator`	Added to the request and response. Boolean flag indicating whether the check for updates on additional card brands is bypassed. When set to `true`, no verification is performed on these additional brands to determine their readiness for updates.	`POST /account-updates` - Query Account Updater service `GET /account-updates/{account-identifier}` - Get information about an account update
`cardAccountAction`	Added to the response. Action to register or unregister the account number for automated updates (requires notification service enrollment).	`GET /account-updates/{account-identifier}` - Get information about an account update

API Release v1.3.4

API specification version 1.3.4 was released.

New

New mocks added to the Account Updater API specification version 1.3.4

Descriptions
Name	Description	Endpoint
Scenario mocks	Added new mocks to cover additional scenarios.	`POST /account-updates` - Query Account Updater service `GET /account-updates/{account-identifier}` - Get information about an account update

Change

The following changes were updated in the Account Updater API specification version 1.3.4:

Field Descriptions
Field name	Description	Endpoint
All fields	Enhanced descriptions for improved clarity and understanding.	All request and response schemas in both endpoints.

API Release v1.3.3

API specification version 1.3.3 was released.

New

New features for Account Updater API:

New features for Account Updater API
Feature name	Description
Support for Discover	The Account Updater API now supports Discover to process your recurring and stored payment transactions by providing you with up-to-date primary account number (PAN), expiration date, and account status information. Learn how to request card account updates for Discover by using Primary Account Number (PAN) or Safetech token. Learn how to retrieve latest card account updates for Discover.

Change

The following fields were updated in the Account Updater API specification version 1.3.3:

Deprecated fields for AU API
Field name	Description	Endpoint
`networkResponse`	Deprecated from the response.	`GET/account-updates/account-identifier` — Get information about an account update
`reason`	Deprecated from the response.	`GET/account-updates/account-identifier` — Get information about an account update
`requestStatus`	New enum value added to the response. REGISTRATION_PENDING	All endpoints.

API Release v1.2.9

First publication

New features for Account Updater API
Feature name	Description
Card Account Updates	The Account Updater API assists with the processing of your recurring and stored payment transactions by providing you with up-to-date primary account number (PAN), expiration date, and account status information. Learn how to request card account updates for Mastercard and Visa by using Primary Account Number (PAN) or Safetech token. Learn how to retrieve latest card account updates for Mastercard and Visa.
API Specification	API specification version 1.2.9 was released.